If I upgrade to a 6 Plus 128GB on Next for 24 month interest-free financing, I will pay $39.58 per month for the iPhone 6 Plus, and NO activation fee, no interest and NO 2-year contract. My bill stays the same other than the added phone cost, I don't lose the $25 discount on the line because we signed up before 2/2/2014. I can upgrade in 12 months, just need to pay off the iPhone 6 and it's mine to keep or sell.
Sounds awesome, right? Whoops, one problem: I fully expect my service bill amount to remain the same regardless if I change equipment. That's a given. So adding the phone to my plan, it's $39.58 X 24 months = $950. I'm not, in any way shape or form, paying $950 for my iPhone.
Look at what should be Scenario #2: I wait until Feb 2, 2015 and get that same phone for $499 (and only pay tax on that, not $950). Then I can renew my 2 year contract and get the break, right??
WRONG: AT&T pulls your $25 per line discount, which means $600 extra in service over 24 months. Activation fee is irrelevant, I save $36 in sales tax getting the $499 phone. So being loyal and waiting and then recommitting to 2 year contact is of no value. My bill for SERVICE should not change, regardless of the phone I pick. yes they subsidize but I guarantee two years of income.
Either way is not great and methinks all carriers are heading this way. The guy in the AT&T store was trying to tell me that Next saves me money. Yeah, 200 bucks over two years ONLY because they are pulling my $25 discount and hitting me with activation fees if I wait. It's dirty pool and not good business. I'm checking Verizon next but aren't much more hopeful. The problem with that is that AT&T GSM iPhones sell big on ebay when it's upgrade time.
OK, gripe over. I'm sure I'll get some arrows slung my way, have at it, lol!