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You realise Hong Kong was part of the British Empire when HSBC was founded there right?

I'd say that makes it fairly British ;)

@CJM - Halifax have stated the Autumn for their roll out - kinda expected them to be late to the party, they've not even issued me any contactless cards yet
I do. But thanks for the history lesson.
 
Here is a query I have.. I wear my apple watch on my left arm but cars in the UK are right hand drive... say for example i'm in McDonalds Drive Thru and I go to pay with my watch, i'm going to have to lean right outside the car with my left arm to try and touch the reader with my watch... If I used my phone then if a police car was behind me I could get done for using a mobile phone while driving!


On a side note the Barclays Chief Exec is leaving so who knows if Barclays will make a U turn on Apple Pay?
 
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But I can't wait any longer! I think it's preposterous how I'm forced to take my card out of my wallet and hold it against the terminal instead of smacking my £400 watch against it...
 
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Here is a query I have.. I wear my apple watch on my left hand but cars in the UK are right hand drive... say for example i'm in McDonalds Drive Thru and I go to pay with my watch, i'm going to have to lean right outside the car with my left arm to try and touch the reader with my watch... If I used my phone then if a police car was behind me I could get done for using a mobile phone while driving!


On a side note the Barclays Chief Exec is leaving so who knows if Barclays will make a U turn on Apple Pay?

They will most likely just hand you the terminal like they do now for a pin card, or you could just use your phone instead.
 
They will most likely just hand you the terminal like they do now for a pin card, or you could just use your phone instead.

But i'm worried I will get done for using my mobile while driving (even though i'm stationary) because i'm still in control of the vehicle... difficult one!
 
But i'm worried I will get done for using my mobile while driving (even though i'm stationary) because i'm still in control of the vehicle... difficult one!

don't be so stupid. You are acting like the police are idiots. They will know what you are doing.
 
Can't wait to use it on the TfL network, in London! It will be so much easier.

Will it, though? With the Apple Watch, maybe.

But if you have to open up the passbook app, tap on a card, and Touch ID to authenticate, then that's far more steps than simply tapping your bank card.

Meanwhile there'll be a queue of impatient commuters forming behind you getting increasingly annoyed and tut-tutting "stupid tourists!" while you fumble with your phone.

Apple Pay, for small transactions, needs to work without requiring any interaction other than a tap, if it really wants to be as convenient as traditional contactless payment systems!
 
Will it, though? With the Apple Watch, maybe.

But if you have to open up the passbook app, tap on a card, and Touch ID to authenticate, then that's far more steps than simply tapping your bank card.

Meanwhile there'll be a queue of impatient commuters forming behind you getting increasingly annoyed and tut-tutting "stupid tourists!" while you fumble with your phone.

Apple Pay, for small transactions, needs to work without requiring any interaction other than a tap, if it really wants to be as convenient as traditional contactless payment systems!


You don't need to open Passbook and then tap on a card, from the lock screen the second your phone detects the reader within an inch of it then the card screen automatically opens, if you kept your finger on the touch ID and then touched the reader it will go through using your default card and will be pretty much instant.
 
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Update 2: Santander customers who were able to activate their cards are now receiving email notifications letting them know the Apple Pay service is no longer available for use.

If you register a card with Apple pay, isn't it fishy that u would get email if its done on the watch and not needing a internet connection ?

And plus, its why u CAN use your mobile when your stationary... just NOT while driving.....

I do this all the time at traffic lights when their red.
 
Will it, though? With the Apple Watch, maybe.
But if you have to open up the passbook app, tap on a card, and Touch ID to authenticate, then that's far more steps than simply tapping your bank card.
Meanwhile there'll be a queue of impatient commuters forming behind you getting increasingly annoyed and tut-tutting "stupid tourists!" while you fumble with your phone.

It is as convenient as traditional contactless with the added bonus of more security, i.e. it won't go through unless your finger/thumb print is on touch ID. Anyone can use your traditional card. So you can tut tut at stupid un-secure people fumbling with their cards.

ps.. as poster above points out, you don't have to open anything, you take your iPhone out of your pocket, your payment card is automaticlly thanks to apple magic on the screen, you just touch your phone to the NFC reader with your thumb on touch ID. Same as using a traditional credit/debit card but with added security it will only work with your thumb print.
 
You don't need to open Passbook and then tap on a card, from the lock screen the second your phone detects the reader within an inch of it then the card screen automatically opens

That's still 2 more steps than tapping a card!

1. Take phone out of pocket
2. Wake device
3. Place device near reader
4. Touch ID to authenticate

Steps 2 and 4 need to be eliminated to make Apple Pay as fast as a contactless card payment. Especially considering Touch ID itself is not all that fast, and sometimes takes multiple tries to work!

With the Apple Watch, of course, you can skip both steps 1 and 4 - making it genuinely more convenient than card payment.
 
And plus, its why u CAN use your mobile when your stationary... just NOT while driving.....

I do this all the time at traffic lights when their red.

Dont in the UK, you will be arrested and fined. Different country, different law.
 
And plus, its why u CAN use your mobile when your stationary... just NOT while driving.....

I do this all the time at traffic lights when their red.


I've seen this on police TV Shows in the UK where people user their mobile phones at traffic lights and have still been done for it! So in all honesty think yourself lucky you ain't been caught yet.
 
That's still 2 more steps than tapping a card!

1. Take phone out of pocket
3. Place phone near reader
1a. Touch ID to authenticate

Steps 2 and 4 need to be eliminated to make Apple Pay as fast as a contactless card payment. Especially considering Touch ID itself is not all that fast, and sometimes takes multiple tries to work!

With the Apple Watch, of course, you can skip both steps 1 and 4 - making it genuinely more convenient than card payment.

I corrected your steps. Step 2 iPhone does itself as it knows, and so it puts card on screen.

step 4 is easy, as you take your iPhone out you just hold it with your thumb on. Its not an additional step, its a how you hold your iPhone step so is included in step 1 or 1a

step 1a can go after 1 or after 3 I mean 2, you called it 3 haha
 
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But i'm worried I will get done for using my mobile while driving (even though i'm stationary) because i'm still in control of the vehicle... difficult one!
McDs seem to have upgraded their terminal holders to ones on a really long pole for them to pass the terminal out without the staff stretching their back in an awkward manner. They're also on an even longer cable.
So, it'll be easy to drag the terminal across to your left hand. Something I've thought about myself.

Also, McDs drive thru lanes are probably classed as private land, so as you're collecting your food just look behind you at the police paying using their iPhone too.
 
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I swear some of the replies in this topic are from apple Cupertino spies checking to see if we know how to use apple pay and generating stories to educate people by saying wrong **** so others provide correct information.
 
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I corrected your steps. Step 2 iPhone does itself as it knows, and so it puts card on screen.

step 4 is easy, as you take your iPhone out you just hold it with your thumb on. Its not an additional step, its a how you hold your iPhone step so is included in step 1 or 1a

step 1a can go after 1 or after 3 I mean 2, you called it 3 haha

Touch ID is the sticking point here. It's not a problem at a supermarket check out, but getting on a bus or tube where every transaction needs to be as fast and convenient as possible to prevent delays, it's an issue. It annoys me enough sometimes just trying to unlock my phone!

Ideally, Touch ID should only be required to authenticate large transactions, ie over £20.
 
Touch ID is the sticking point here. It's not a problem at a supermarket check out, but getting on a bus or tube where every transaction needs to be as fast and convenient as possible to prevent delays, it's an issue. It annoys me enough sometimes just trying to unlock my phone!

Ideally, Touch ID should only be required to authenticate large transactions, ie over £20.

its not slow though is it if you have your finger or thumb on it? not that I've had a chance to try yet.
 
ps.. as poster above points out, you don't have to open anything, you take your iPhone out of your pocket, your payment card is automaticlly thanks to apple magic on the screen, you just touch your phone to the NFC reader with your thumb on touch ID. Same as using a traditional credit/debit card but with added security it will only work with your thumb print.

At participating merchants only....
 
I'm quite interested to find out why it's not launched in Spain yet. Here in Barcelona all the payment terminal are contactless and pay contactless is business as usual. I think we might even have been the first city in the world to roll it out on a big scale like this. Every bank issues wireless cards
 
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