This has made my morning! HahaPersonally, I agree with you and try and keep my money with something as English as the Queen herself.
Deutsche Bank.
This has made my morning! HahaPersonally, I agree with you and try and keep my money with something as English as the Queen herself.
Deutsche Bank.
I do. But thanks for the history lesson.You realise Hong Kong was part of the British Empire when HSBC was founded there right?
I'd say that makes it fairly British
@CJM - Halifax have stated the Autumn for their roll out - kinda expected them to be late to the party, they've not even issued me any contactless cards yet
Here is a query I have.. I wear my apple watch on my left hand but cars in the UK are right hand drive... say for example i'm in McDonalds Drive Thru and I go to pay with my watch, i'm going to have to lean right outside the car with my left arm to try and touch the reader with my watch... If I used my phone then if a police car was behind me I could get done for using a mobile phone while driving!
On a side note the Barclays Chief Exec is leaving so who knows if Barclays will make a U turn on Apple Pay?
They will most likely just hand you the terminal like they do now for a pin card, or you could just use your phone instead.
But i'm worried I will get done for using my mobile while driving (even though i'm stationary) because i'm still in control of the vehicle... difficult one!
Can't wait to use it on the TfL network, in London! It will be so much easier.
People are talking about Barclays.
http://www.bbc.co.uk/news/business-33438914
Will it, though? With the Apple Watch, maybe.
But if you have to open up the passbook app, tap on a card, and Touch ID to authenticate, then that's far more steps than simply tapping your bank card.
Meanwhile there'll be a queue of impatient commuters forming behind you getting increasingly annoyed and tut-tutting "stupid tourists!" while you fumble with your phone.
Apple Pay, for small transactions, needs to work without requiring any interaction other than a tap, if it really wants to be as convenient as traditional contactless payment systems!
Will it, though? With the Apple Watch, maybe.
But if you have to open up the passbook app, tap on a card, and Touch ID to authenticate, then that's far more steps than simply tapping your bank card.
Meanwhile there'll be a queue of impatient commuters forming behind you getting increasingly annoyed and tut-tutting "stupid tourists!" while you fumble with your phone.
You don't need to open Passbook and then tap on a card, from the lock screen the second your phone detects the reader within an inch of it then the card screen automatically opens
And plus, its why u CAN use your mobile when your stationary... just NOT while driving.....
I do this all the time at traffic lights when their red.
And plus, its why u CAN use your mobile when your stationary... just NOT while driving.....
I do this all the time at traffic lights when their red.
That's still 2 more steps than tapping a card!
1. Take phone out of pocket
3. Place phone near reader
1a. Touch ID to authenticate
Steps 2 and 4 need to be eliminated to make Apple Pay as fast as a contactless card payment. Especially considering Touch ID itself is not all that fast, and sometimes takes multiple tries to work!
With the Apple Watch, of course, you can skip both steps 1 and 4 - making it genuinely more convenient than card payment.
McDs seem to have upgraded their terminal holders to ones on a really long pole for them to pass the terminal out without the staff stretching their back in an awkward manner. They're also on an even longer cable.But i'm worried I will get done for using my mobile while driving (even though i'm stationary) because i'm still in control of the vehicle... difficult one!
I corrected your steps. Step 2 iPhone does itself as it knows, and so it puts card on screen.
step 4 is easy, as you take your iPhone out you just hold it with your thumb on. Its not an additional step, its a how you hold your iPhone step so is included in step 1 or 1a
step 1a can go after 1 or after 3 I mean 2, you called it 3 haha
Touch ID is the sticking point here. It's not a problem at a supermarket check out, but getting on a bus or tube where every transaction needs to be as fast and convenient as possible to prevent delays, it's an issue. It annoys me enough sometimes just trying to unlock my phone!
Ideally, Touch ID should only be required to authenticate large transactions, ie over £20.
Nice. Here's hoping for Natwest next!
ps.. as poster above points out, you don't have to open anything, you take your iPhone out of your pocket, your payment card is automaticlly thanks to apple magic on the screen, you just touch your phone to the NFC reader with your thumb on touch ID. Same as using a traditional credit/debit card but with added security it will only work with your thumb print.
Or you could simply touch your debit/CC card on the reader.