I just started a line of credit (American Express) and I'm graduating from college in the spring of 2013. I've saved up at least $4000 away from my college expenses for this, and wondering if it's more worthwhile to buy new over used. Here are some questions I need answered. (By the way, when I mention a new car, it will be a 2008/2009/2010, 2011... probably not a 2013). Also, I don't know how to drive stick shift, but really want to learn. 1. I drove in high school and got into a minor collision in September 2008. I was put at fault for it, unfortunately, but in the state of Washington, these accidents go off my record after 5 years. So I can say that in September 2013, my driving record will be fine. I have no other dents on my driving record. Will this hurt my chances of buying a car and/or insurance before Sept 2013 if I am 22 years old turning 23 in November 2013 by then? 2. Does it cost more to insure a new car over a used car? These are factors I want to consider. 3. Would buying a new car ensure I would spend less on repairs/tune ups in the long term over a used car? 4. I owned a 1994 Toyota Camry that I got an accident in Sept 2008. I was wondering if I should still buy Toyota or if there are better models out there (Honda?) 5. My mom has AARP insurance, which has accidental forgiveness. Since I was on her insurance in 2008, this accidental forgiveness went into effect for my car. I want this for my own insurance when I go to purchase it, but I don't know where to look. AARP is for 50+ year olds, so I don't think I qualify... Anything else I should know about buying a car right out of college would be great. I'm trying not to be intimidated from my accident 3 years ago, and I'm itching to get back in the drivers seat. It's been far too long. Thanks guys!