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well yeah and plus people just dont carry cash?

i often have 0 dollars on me. I rarely use cash anymore. I always hating wasting money on change..etc.

i will use debit card for pack of gum. it doesnt matter.
 
well yeah and plus people just dont carry cash?

i often have 0 dollars on me. I rarely use cash anymore. I always hating wasting money on change..etc.

i will use debit card for pack of gum. it doesnt matter.

I'm also like that. Only if I know I am going somewhere where it is cash-only will I go to the bank and get change out.
 
well yeah and plus people just dont carry cash?

i often have 0 dollars on me. I rarely use cash anymore. I always hating wasting money on change..etc.

i will use debit card for pack of gum. it doesnt matter.

I always carry cash in case their card reader is broken or something. Ive also had my card not work in certain card readers (probably old).
 
Cash

The only time I conscientiously carry cash is when I'm heading to the bars. Having to go back to a bar in the morning because you left your card with the tender is a waste of time!
 
Every shop, cinema etc I go all take debit cards so I just use them now. At most I'll carry £5 for the bus if need be. So this guy wouldn't have got much off me ;).
 
yeah but you'd think the robber would take their phones, watches, jewelry, etc. :D but no... $6.
 
I really never have cash anymore. Been like that for years now..

Take iOrlando's gum example. If I buy gum or a bottle of water, it will be when I'm filling up for petrol, which is regularly. But I never think, oh, I'll go and buy 2 or 3 pounds worth of stuff. Everything's so expensive now. Couple of beers is nearly 10 pounds, couple of coffees around 6 or 7..
 
You are the type of person who holds me up at the register. Card transactions take a lot longer and I can understand using them for a large purchase but gum? really?

:)

I usually find that card transactions go a lot quicker than cash, since the cashier has to count what you give them and then count your change. It's just easier to swipe your card. Doing away with requiring signatures on credit card purchases could speed it up even more. They serve no security purpose anymore, no one ever checks signatures. Or we could move to a chip-and-pin system like Europe.

I typically don't have more than 20 bucks in cash on me at one time.The rare times I do, it's usually for a specific reason. Most of the time, I have no cash on me whatsoever.
 
Doing away with requiring signatures on credit card purchases could speed it up even more. They serve no security purpose anymore, no one ever checks signatures.

I have my signature on my credit or debit card checked quite often by store employees.
 
i feel weird if i don't have at least $500 on me, a little more emergency cash in the car and of course even more in a safe at the house.
 
I usually find that card transactions go a lot quicker than cash, since the cashier has to count what you give them and then count your change. It's just easier to swipe your card. Doing away with requiring signatures on credit card purchases could speed it up even more. They serve no security purpose anymore, no one ever checks signatures. Or we could move to a chip-and-pin system like Europe.

I typically don't have more than 20 bucks in cash on me at one time.The rare times I do, it's usually for a specific reason. Most of the time, I have no cash on me whatsoever.

the security is, for both parties, if there are questions about the legitimacy of the charge afterwards
 
Not surprised since credit/debit cards offer rewards programs so people are less likely to carry cash. I only carry enough for a subway return trip($2 USD) if I'm not in the mood to refill with a credit card. If somebody were to rob me, all they'd get is $2 USD and 3 loonies.

Years ago in camp somebody ransacked my backpack, they took all my US money except one $2 USD bill and three $2 Canadian bills. Seems like robbers believe $2 bills are worthless :D :D
 
I usually find that card transactions go a lot quicker than cash, since the cashier has to count what you give them and then count your change. It's just easier to swipe your card. Doing away with requiring signatures on credit card purchases could speed it up even more. They serve no security purpose anymore, no one ever checks signatures. Or we could move to a chip-and-pin system like Europe.

I typically don't have more than 20 bucks in cash on me at one time.The rare times I do, it's usually for a specific reason. Most of the time, I have no cash on me whatsoever.


Many large retailers here don't require a signature for purchases under $25. Otherwise, no one ever checks signatures. Only the Apple store asks for ID.
 
We have a "swipe and enter PIN" system over here. Takes 5-15 seconds depending on the age of the machine (you're looking at 20-year-old machines for 15 seconds).
 
We have a "swipe and enter PIN" system over here. Takes 5-15 seconds depending on the age of the machine (you're looking at 20-year-old machines for 15 seconds).

We have that here for our debit cards. However, many people earn points for using their debit cards. The catch is that you only earn points when you use it like a credit card (signature) and not when using it as a debit card (PIN). Of course, the banks earn higher fees on signature transactions.
 
Never carry cash, mainly because I'm lazy and because I spend money waaaaaaaaaaay faster when I can see it.
 
I'm guessing the robber went the ol' "put your wallet and purses in the bag" route. In that case sure, maybe he only got $6 in cash but think of the hassle he caused everybody. Having to call banks to cancel credit cards and visit the DMV to have their licenses replaced is almost just as bad.

But I'm like most in that I rarely carry cash. My debit card works faster and saves me from losing change in my car seats/couch/La-z-boy. I may have to change that soon because my dry cleaners is telling me the card transactions "cost them too much" and they want cash for anything under $10.
 
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