First time ever i am using credit card for almost everything even coffee. Before the pandemic it was like 50/50 .
Yes ATM's touch screen and all the buttons can be risky and then you have to touch the bills as well.
I remember before the pandemic many people use to put bills at the tip of their mouth when their hands are busy.
The last couple of decades I've always tried to use the CC as much as possible in the supermarkets, for the simple reason that no matter how fast you put the bills in the wallet and coinage in your pocket and deal with the receipt, the customer in back of you is already pushing you out of the way so they can start their transaction!
For the ATMs, I'd use a tissue for the screen if I used them at all.
In the grocery stores, I do use a bag or paper towel in my pocket to touch the the checkout screens.
I do wash (hardly ever sanitize them) my hands when I get home, but I've never sanitized the groceries before putting them away.
I also remember the tip of the mouth bit, which is weird 'cuz I was told in the nineteen-fifties not to put any kind of money in your mouth because you could get sick.
It was also common for people who suddenly came into a lot of money to exclaim "I going home and lay this all on the bed and roll around in it"! I wonder how many actually did that?
I made a comment in the eighties to a co-worker about finding lots of currency that had a curious red streak from top to bottom in the middle of the bill, and he told me it was from people who
consumed lots of Coke aCola, and used them as straws...Eeyew!
By the time I found that out, it was almost too late to start washing my hands!