In this country the deposit machine for my cash is called Mrs AFB’s purse!
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Cashless society-Do you still carry cash ?
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My wallet wasn't quite that bad, but what with all the stupid rewards cards, it got so thick that that was the impetus for me to load as many items as I could onto my phone and go that route.
I still carry the wallet, but it's much slimmer now. And no, I almost never use cash. ApplePay whenever possible.
Funny story: now that we're in this pandemic we've taken to ordering out more instead of dining in restaurants. This nearby chain restaurant, I do the complete transaction online, including paying.
So when I go there, they have the orders up front, bagged with a receipt with your name on it. They're minimally staffed, so they're not even paying attention. You just walk in, grab your bag and walk out.
Someday the homeless are gonna figure out this racket and a lot of paying customers are going to go hungry. 😄
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This is how much i've had by putting away the annoying $1 & $2 coins. They add up to $400 + after months.
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I carry coins from the store where I acquire them, to my house. I never leave the house with coins in my pocket. (I also never put my keys in my pocket.) It's not so much that I don't like to carry coins. For me, it's the wearing out of pants at that bottom-of-the-pocket spot. I also keep a little change in the cars, but I'm not sure why. I rarely have a need (or remember) to take any change into a store. Since I pay for most things with plastic, I don't "plan ahead" when using cash.
Bills are filthy also.
I just hate carrying them (especially pennies).
I remember in college I would come and dump all my coins from the day into a jar. I don't think I could break a dollar bill with the coins in my place now.
Now that made me laugh!
The amount was fully refunded and the error was described as a computer glitch, wow makes you wonder how many of us don't check.
For the last two years I’ve been using a Speck Presidio card case on my iPhone 7. It holds 4 cards as long as only 3 are embossed, that is, with the raised letters. A debit card, 2 credit cards, (all embossed) and DL, or any other non-embossed card. I highly recommend it. I usually throw a few dollars in a pocket in the event I prefer to buy something with cash.
I never carry a conventional wallet any longer. S
I never carry a conventional wallet any longer. S
99% of my purchases utilize a debit or credit card. Still, I always carry between 20 & 50 in my wallet. There are (Believe it or not) cash businesses I still patron, not to mention it’s just handy in a pinch.
I pay for everything by Apple Card or by Apple Pay, but still carry enough cash to get home or to safety--as an emergency back-up. Yes, cash can be stolen, but it's not too difficult to imagine a scenario where paying electronically would be impossible.
I was not living in an area affected by Hurricane Sandy back in 2012, but I remember an article about lessons learned. When the power is out for an extended time, you can't charge your phone. Few people knew the phone numbers of their friends and family to contact them for help. Also, the power outage meant that merchants could not take credit cards.
I was not living in an area affected by Hurricane Sandy back in 2012, but I remember an article about lessons learned. When the power is out for an extended time, you can't charge your phone. Few people knew the phone numbers of their friends and family to contact them for help. Also, the power outage meant that merchants could not take credit cards.
I carry the absolute minimum of cash just for small payments if absolutely necessary, such as groceries at market stall. 98% of the time I pay by Apple Pay, or credit card.
The quicker cash entirely disappears the better as far as I am concerned.
The quicker cash entirely disappears the better as far as I am concerned.
I remember years ago going to some local event with a friend, and when we arrived at the place in her car, the first thing the parking attendant asked for was cash to pay for the parking -- had to be cash, they were not set up to accept cards of any sort -- and she had absolutely none with her, as she was someone who always just used her credit or debit cards. Fortunately for both of us I did have cash so we were able to get into the parking lot for the event and enjoy ourselves there.
Card all the way for me (Via Apple Pay). Only time I carry any form of cash is when I go to the casino.
Exactly. I don’t think I’ve been out of the house without some money since I was a child. In those days I used to have to carry some change in case I needed to use a pay phone.
I have $86 in my wallet right now. That's normal unless I'm going out to buy a Mac off of Craigslist.
We do have power failures. The last major one was for a few days for us, up to two weeks for some. It resulted in gas lines as half the stations didn't have backup generators. Those that did ran the pumps off the generators. The registers and payment systems didn't have power. So, of course, they only took cash. There were lines as well. It would stink to wait 30 minutes in a gas line and then not be able to buy it because you didn't have any cash.
We do have power failures. The last major one was for a few days for us, up to two weeks for some. It resulted in gas lines as half the stations didn't have backup generators. Those that did ran the pumps off the generators. The registers and payment systems didn't have power. So, of course, they only took cash. There were lines as well. It would stink to wait 30 minutes in a gas line and then not be able to buy it because you didn't have any cash.
I usually carry about a hundred bucks with me at any given time. Living in NYC, there are a lot of businesses that prefer to deal in cash, and I think tipping in cash is appreciated as well. But for anything other than the small stuff, it's all a credit card or ideally, Apple Pay.
I always try to carry at least $20 in my wallet at all times, and I usually do keep a small stash of cash at home for emergencies. When the pandemic shutdown was looming up and it was clear what was about to happen, I took the precaution of going to the ATM and withdrawing some extra cash to have at home just in case I would need it.
Coins are a nuisance and whenever I have used bills as payment and received a handful of coins, when I get home first thing I do is dump them into a bowl I keep on the sideboard, and when the bowl fills up I spend a little time sorting the coins and putting them into coin wrappers, which I take to the bank and either deposit into my account or get bills in exchange.
Coins are a nuisance and whenever I have used bills as payment and received a handful of coins, when I get home first thing I do is dump them into a bowl I keep on the sideboard, and when the bowl fills up I spend a little time sorting the coins and putting them into coin wrappers, which I take to the bank and either deposit into my account or get bills in exchange.
I had about $100 from the bank back in February or March and still have most of it in my wallet. I try to pay as much as possible with credit cards to minimize contact and passing things from one person to another as contacts go exponential with cash.
My credit union has a coin machine. You take your jar of coins, dump it into the machine and it gives you a receipt which you hand to the teller to get cash or deposit it in your account. I think that Supermarkets have CoinStar machines which do this as well but I've never used one - they may have a fee for use.
It's a lot less effort than getting sleeves and counting them and rolling them. Use the benefits of automation.
The machine puts the coins in neat stacks too (I've seen them open the machine up).
Yes, I've still got all that extra cash that I got out of the ATM back in March.... Either I've ordered things online or when I've gone to the grocery store, I've continued to use my contactless credit card, so I guess I didn't really need that extra cash after all. Ordering a pizza or other meal delivery is cashless, too, including the tip, as again all done online. One of these days I'll probably deposit it back into the checking account.
Yes, the grocery stores around here have CoinStar machines -- one time a friend used one and I believe that yes, they do charge a small fee for use. Neither of my banks has a coin machine, one has to take the coins to the teller. I actually don't mind messing around with the coin wrappers and such..... Something to do on a rainy or cold day or when I'm bored!
I generally have $100 or so in cash at all times. No need for electronic paper trail for everything in my life.
I usually carry $20 unless I’m in a foreign country than more like $100 along
with cards.
with cards.
It's 11.9% but you can get around that by getting a gift card instead of cash back.
Usurious rates. I will have to remember the gift card thing if I ever need to use one of those machines.
My credit union has one as well. No fee for CU members.
Was only one cash only I would patronize since my parents have gone there for over half a century, and they just finally graduated to the 21st century by taking CCs.