Cashless society-Do you still carry cash ?

Discussion in 'Community Discussion' started by HEALER FLAME, Apr 17, 2019.

  1. HEALER FLAME macrumors 6502

    HEALER FLAME

    Joined:
    Feb 1, 2019
    #1
    As we are increasingly becoming a cashless society with credit cards and digital transactions becoming the primary forms of money transfer, i am surprised and don't understand to see many people totally rely on their cards and phones to pay and never carry even a dollar ?!?!?

    I still carry cash between $200-$500 depending what i am doing and also use credit card from time to time so i think i use both equally but never rely 100% on digital transactions.

    Can't wait to hear from others. Is USA or wherever you are is becoming like Australia?
     
  2. ucfgrad93 macrumors P6

    ucfgrad93

    Joined:
    Aug 17, 2007
    Location:
    Colorado
    #2
    I usually don’t carry much cash. Most transactions are done with debit card.
     
  3. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #3
    In case of power loss, net connection or bad reading its always handy to carry cash. Even just for emergencies.
     
  4. trillionaire macrumors regular

    trillionaire

    Joined:
    Dec 19, 2018
    Location:
    Canada
    #4
    Dude, you might not want to say that you always carry $200-$500 on you in an open forum. But all jokes aside, I very rarely carry cash, unless I know I will need it for something. It's just so much more convenient to tap my card and go. You can easily monitor your spending online, so I just don't see the point of cash anymore.
     
  5. yaxomoxay macrumors 68040

    yaxomoxay

    Joined:
    Mar 3, 2010
    Location:
    Texas
    #5
    I don't even carry a wallet...
     
  6. nouveau_redneck, Apr 17, 2019
    Last edited: Apr 17, 2019
  7. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #7
    Lol :) thanks for your advice i will be ok haha. Mmm.. tap and go is very convenient but if its credit card you are just racking up more debts.
     
  8. trillionaire macrumors regular

    trillionaire

    Joined:
    Dec 19, 2018
    Location:
    Canada
    #8
    For sure, credit cards can be a risky business. I stick with my debit card though and I like the convenience.
     
  9. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

    Joined:
    Feb 1, 2019
    #9
    Just wondering where do you carry your id's.
     
  10. Gutwrench Contributor

    Gutwrench

    Joined:
    Jan 2, 2011
    #10
    Day-to-day I never carry cash. There’s a stack of fives in the car for tips (valet, car wash, and grocery carry out). I keep cash in the house safe but very rarely need it.

    Heck, even the homeless are carrying card readers now days.
     
  11. BigMcGuire, Apr 17, 2019
    Last edited: May 1, 2019

    BigMcGuire Contributor

    BigMcGuire

    Joined:
    Jan 10, 2012
    Location:
    California
    #11
    I cary cash because I've had the 1 CC I carry with my phone decide to stop working or "lock itself out" for security reasons. If I know the place has Apple Pay, I'm more inclined to leave my wallet home. I have a Sena wallet case (with 2 slots (drivers license and CC)).

    I prefer cash because I spend less of it when I have it vs a card that I can just "load up." Also using cash helps you pay off your cards if you have any balances on them without them going up again.

    I will use Apple Pay when I can (Arco, Subway, Grocery store, Costco) but I prefer to use cash when going out to eat, when I visit the local farmer's market, etc...


    I carry my ID in my Sena Wallet Case - I've been using this for the last 3-4 years. https://www.senacases.com/products/...case-for-iphone-xs-max?variant=16802305933381

    [​IMG]
     
  12. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    #12
    What about tipping , soda machines. Parking...
     
  13. yaxomoxay macrumors 68040

    yaxomoxay

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    Mar 3, 2010
    Location:
    Texas
    #13
    [​IMG]
     
  14. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #14
    Wow i am certainly learning something new from all of you thanks guys
     
  15. yaxomoxay macrumors 68040

    yaxomoxay

    Joined:
    Mar 3, 2010
    Location:
    Texas
    #15
    Going the smartphone case route was the best decision for me. I lost my wallet at least five times (it was once found inside a drawer at a Rooms To Go... don't ask), but I never lost, broken, or even forgotten my smartphone even once (since I use it for my music/podcast/audiobooks when I drive, I'd notice it missing as soon as I turn on the engine). Now I have one less thing to think about. At the gym it's also great as I can carry both my "wallet" and phone with me instead of either having two objects or leaving the wallet in a locker.
    (thing is advertised for 3 cards, I carry 5)
     
  16. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #16
    The best advantage using debit or credit card is keeping records for future reference.
    --- Post Merged, Apr 17, 2019 ---
     
  17. jbarley macrumors 68040

    jbarley

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    Jul 1, 2006
    Location:
    Vancouver Island
    #17
    This goes along with what I see on TV Live cop shows.
    It never fails to amaze me as to how many folks they pull over who don't have either a drivers license or ID with them.
    Personally I've been driving for over 60 years and have never been without my wallet which contains licence, ID and cash.
     
  18. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #18
    Smart move as long as the phone battery won't let you down.
     
  19. ThisBougieLife macrumors 68000

    ThisBougieLife

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    Jan 21, 2016
    Location:
    SF Bay Area, California
    #19
    I generally have a small amount of cash. It's rare that I have none at all. There are still some businesses around here that only accept cash: a couple taquerias I visit frequently, as well as the used book store within the library that I buy from.

    But I would say that, yes, 90% of my transactions are done with physical cards or with Apple Pay.
     
  20. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

    Joined:
    Feb 1, 2019
    #20
    Same here, i never leave my id's home but i think i like what i see and read above. I'e the smart phone cases.
     
  21. LizKat macrumors 601

    LizKat

    Joined:
    Aug 5, 2004
    Location:
    Catskill Mountains
    #21
    In rural areas at least it's still common in the US to have some cash on hand. Or you know, a chicken in a box in the back of the truck when you're heading out to trade "something for something" - maybe you need some potatoes and have a chicken that's past laying eggs but still fit for the soup pot. That chicken is as good as cash if the woman who grew the potatoes agrees. I have sometimes traded rights to tap my few sugar maple trees for first call on some fresh eggs to be taken later on in spring. I'd have let the tapping rights for free, mind you, but that's not how it's done, it's something for something... and cash isn't always seen as any better than something one can eat without making a run to the store.

    Still it's surprising to me to see that tiny shops in rural areas now mostly take credit or debit cards. I guess they've realized that the foot traffic is not always from "the neighborhood" and that lots of people are more used to paying with some form of plastic these days.

    The old general store in the nearest village to my place eventually took debit and credit cards. Before that as a regular shopper there you just ran a tab and wrote them a check at the end of the month. They stopped extending credit though when some newer seasonal residents started skating through two seasons on their August bill by closing up their residence before the usual September exodus, and figuring that somewhere around the following May or June was soon enough to pay off some "trivial" grocery bill of a few hundred bucks. It stressed the grocer but she put up with it to have their trade during the high season in summer.

    Ugh. File under why we can't have nice things. The store finally changed hands and the new owners ran it into the ground while refusing to continue a postal service contract (there went half the foot traffic), plus accepting plastic or cash to settle all trades at point of purchase, but meanwhile completely misunderstanding their customer base. They wanted to sell cranberry goat cheese and crostini but some of the customer base had budgets much more attuned to white sandwich bread and peanut butter.

    Those customers were also more attuned to the old ways: promptly settling up with cash at the end of the month. In the newer scheme of things they started coming in just once a month, cash in hand, but they would buy like one log of cranberrry goat cheese, a container of some exotic soup made on the premises and maybe a box of crackers. A sad tale, that. The place had been in business for over 170 years, until someone had a rather inauthentic vision for "an old-time country store" but no sensible business plan suited to the customers' wallets and shopping habits. Now we're all having to slide plastic or pay cash at point of purchase in supermarkets 10 or 15 miles away.
     
  22. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #22
    Forgot to mention "cash only shops" if you came across one credit or debit card won't help. We have many cash only shops here.
     
  23. Gutwrench Contributor

    Gutwrench

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    Jan 2, 2011
    #23
    A lot of times they’re lying and other times they don’t have ID deliberately. Yes, yes I’m cynical.
     
  24. HEALER FLAME thread starter macrumors 6502

    HEALER FLAME

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    Feb 1, 2019
    #24
    Wow...totally different .
     
  25. Gutwrench Contributor

    Gutwrench

    Joined:
    Jan 2, 2011
    #25
    Hi @LizKat ! Thanks for the reminder to refill my prescription.

    Oh, I was in line at Total Wine as someone was paying with cash. I asked the next person in line, “is that cash?” To which they replied, “Yeah. Yeah, I think so.”
     

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199 April 17, 2019