There is no shortage of banks to support Pay. It's retailers that are the problem. At this point i need my regional grocery store to get in on the act, not another tier of banks and thier cards.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Chase: Over 1 Million Wallets Provisioned on Apple Pay
- Thread starter MacRumors
- Start date
- Sort by reaction score
Ahh - I see spectrumfox is back. Apparently he finally got over the last time he bashed someone and the entire forum jumped on him.
I'll have to find that link again....
His usual drivel against another user without adding anything of value himself.
[edit] Ah, yes - here it is: https://forums.macrumors.com/threads/1828533/
Last edited:
A lot of that is mobile carriers and banks blocking it. Google was able to get only one carrier partner and only a few bank partners. Eventually, they gave up on getting bank partners and decided to have Bancorp Bank (the largest issuer of prepaid cards) issue them prepaid cards, and Google then charges your real card. This system actually means every Google Wallet transaction results in a loss for Google - not exactly a reason to widely promote it.
It also means that every sale technically goes to Google, raising questions about things like disputes and purchase protection programmes. It's great for McDonald's, but not so great for other categories. Also, American Express does not recognise category bonuses on Google Wallet purchases (though Visa/MC do) - this has to do with how Google codes the transactions.
Google Wallet is great for what Google can do on their own. Apple brought in bank and network support. That is the biggest thing Google is buying with the Softcard assets they have picked up - support from several large banks and payment networks.
Im glad Apple bully them, somebody needs to put the Carriers in their place. In the UK Orange use to mess with the Nokia phones so much you had a completely different interface to what Nokia wanted, it was just awful (Orange Home Screen), Vodafone were trying to something similar at some point. You see it now with Android now, Carriers having to approve new firmware. This does not happen with Apple, once they release the new iOS it goes out to everyone.
The Carriers need to learn to leave the devices well alone! and so far Apple is the only one who seems to have told them, if that meant bullying the carriers great, because they have been screwing our devices for years.
Sigh.... its' always about bashing
This article is a good read for those of us that want Apple Pay to take off and be everywhere. I'm one of those people. I use
Pay every chance I get, but most of the stores that I'm currently destined to shop at do not accept it yet. I am looking forward to the day that they do. I've had my credit card duplicated by a waiter at a high end restaurant and any added security that helps to eliminate that type of theft is most welcome to me.
At least the ball is rolling and picking up momentum.
This article is a good read for those of us that want Apple Pay to take off and be everywhere. I'm one of those people. I use
Pay every chance I get, but most of the stores that I'm currently destined to shop at do not accept it yet. I am looking forward to the day that they do. I've had my credit card duplicated by a waiter at a high end restaurant and any added security that helps to eliminate that type of theft is most welcome to me.At least the ball is rolling and picking up momentum.
No matter what angle you look at it, Apple took all the appropriate steps that made them successful, Google didn't.
maybe it's just me, but i had to do a double take on the age chart. when i read "average age" and then saw "9", I was like WTF. Then I understood that 9 was the difference between the two bars. I felt a little embarrassed for half a second. I just had to share. THanks.
Not sure why you feel the need to jab at the competition for something that's not their fault.
I realize this is a Mac/Apple site, but the fanboyism on these comments is out of control.
Google Wallet was a good idea, the execution might not have been perfect, but Google's working on fixing that now. Another proof that competition is necessary.
Really, that is completely out of order. This site is absolutely overrun by people making all kinds of weird accusations against Apple all the time. So calling someone who doesn't spread mindless nonsense against Apple "pure defensive" and "of little maturity" because of that is, well, shall we call it pure defensive and little mature?
----------
It's still impossible for Google to do it the way that Apple did. Apple had to add hardware to the iPhone 6 for one feature that to me is essential: All the security critical work is done inside a chip that Apple itself cannot access, and if Apple cannot access it, then no hacker and no rogue app can possibly access it, even on a jailbroken phone. So there is no way that Apple or anyone else except the bank learns your credit card number, and there is no way that anyone can charge a card on your phone without you using TouchID.
It's just as impossible for Apple to do this on an iPhone 4 or iPhone 5 as it is for Google on _any_ Android phone.
And if you have read about the absolutely incredible stunt that Lenovo pulled with their home user computer sales (shipping computers with a built-in man-in-the-middle attack that actually could transmit all your encrypted web traffic to a third party site and now makes any of these Lenovo computers wide open to hack attacks), I really wouldn't trust any Android phone without that hardware with my credit cards.
Apple came into the market with a very different agenda - to make money from transactions. Google was never that "vested" - and therefor didn't have as much incentive to promote their services. In fact, I read that Google Wallet actually cost Google money vs making them money.
Apple had the right idea - going in with the banks.
Also - Google Wallet may have been released in 2011 - but often couldn't be used because the carriers blocked the service.
It's hard to genuinely compare. But Apple is definitely making waves!
Current numbers show 20% of Americans, don't have a computer or use the Internet at home, work or via any mobile device.
In my area apply pay can hardly be considered a success. Vast majority of retailers don't support it. Even ones that do only work part of the time. Employees have no idea what it is, and if I do successfully use it the employee almost always says "oh wow what's that?" which means I'm the first to use it.
As a Ford owner I take exception to your analogy:
History:
http://www.amazon.com/The-Ford-that-Beat-Ferrari/dp/1844251136
Present:
http://www.hybridcars.com/street-legal-118-mpg-ford-racer-tops-ferrari-enzo-at-nurburgring/
As an Amazon Associate, MacRumors earns a commission from qualifying purchases made through links in this post.
Very well put. Stopping the bloatware would have advantaged both Google and Android users.
I use it as often as I can. If I see an NFC terminal, I will put my phone to it and see what it does. Most of the time it doesn't work. Why even have it then? Fortunately HEB (Texas grocery store) is soon going to adopt NFC for payment. They have the terminals already, it's just not active.
Apple Pay just needs to expand to allow loyalty cards, points and other related perks eventually to get more NFC marketshare.
Apple Pay just needs to expand to allow loyalty cards, points and other related perks eventually to get more NFC marketshare.
Oh, of course it doesn't. Market share only demonstrates Android's overall success.
But, you're right. That hardly means anything...
McDonald's is the best restaurant in the world then. Yep, makes sense going by market share.
Haha nice. Market share really is such a useless metric if that's all you're looking at.
Google never really tried. They just created wallet, and then bent over for the carriers. Apple knows that if you want to make waves, which they are yes, you have to actually want your product to succeed. Not just create it and not do anything to advance it.
It is quite telling that now suddenly Google purchased soft card. Once again its Apple showing others how you're supposed to do it.
Small Merchants is where Apple Pay Growth is
The 42% figure of small merchants from Chase is pretty critical.
Using the Mobile Pay Finder App I have seen Tattoo Parlors, Chiropractors, Doctors, Eye Doctors, Dentists, Hair Salons, Mechanics in Denver who all have the capability to use Apple Pay. They might not even know it because they updated their credit card tech in normal course of business.
And many restaurants are now taking to go orders using Chow Now, Foodler and the like in apps, let alone Starbucks and Target in App.
So there are a lot more than Whole Foods, Walgreens, Paneras and McDonalds.
Here are new ones to try. FireHouse Subs, Pollo Tropical, Taco Cabana, Big 5 Sports, Savers, Tim Hortons, Dairy Queen and on its way Ikea, Cabelas, Pep Boys.
If you look for it, you will find some and they are getting easier to find.
The 42% figure of small merchants from Chase is pretty critical.
Using the Mobile Pay Finder App I have seen Tattoo Parlors, Chiropractors, Doctors, Eye Doctors, Dentists, Hair Salons, Mechanics in Denver who all have the capability to use Apple Pay. They might not even know it because they updated their credit card tech in normal course of business.
And many restaurants are now taking to go orders using Chow Now, Foodler and the like in apps, let alone Starbucks and Target in App.
So there are a lot more than Whole Foods, Walgreens, Paneras and McDonalds.
Here are new ones to try. FireHouse Subs, Pollo Tropical, Taco Cabana, Big 5 Sports, Savers, Tim Hortons, Dairy Queen and on its way Ikea, Cabelas, Pep Boys.
If you look for it, you will find some and they are getting easier to find.
As a Ford owner I take exception to your analogy:
History:
http://www.amazon.com/The-Ford-that-Beat-Ferrari/dp/1844251136
Present:
http://www.hybridcars.com/street-legal-118-mpg-ford-racer-tops-ferrari-enzo-at-nurburgring/
I'm a former Ford owner myself and I loved my Escape but I wouldn't have said no if someone offered me a Ferrari
As an Amazon Associate, MacRumors earns a commission from qualifying purchases made through links in this post.