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I just can't wait until a few years down the road when NFC is in a lot more places and companies won't be so frightened by the possibility of it not working out that they have to test it out first. And even further out when NFC is everywhere and a whole generation will grow up only hearing about credit cards and never using one once.
Credit cards won't ever go away, they just won't be physical cards anymore. Soon applying for a credit card means the card companies will just load a virtual card on you phone for you. Also physical cards if you want one? If offered will probably cost money.
 
I took a couple of pictures of the Chevron Station mentioned in the article on my way home from work. As expected the payment process was quick and easy, I even payed for the gas using my watch. View attachment 568769View attachment 568770

Most gas pumps require you to swipe your credit card (and usually enter your zip code) before dispensing fuel to guard against people who drive off without paying. Is that how it works with Apple Pay? Do you hold the iPhone or watch next to the reader before pumping gas? If so, does a temporary transaction get posted to your account, which is what happens when I use my credit card. Typically, the authorization is for $100.
 
OK, the fears, one by one:

1. Skimming an Apple Pay transaction. If the pump starts, then the card number transmitted is only good for that transaction. The skimmer (person behind the skimming) will have a card number that can no longer be used. It is a benefit of Apple Pay. Plus, your personal information doesn't go through the transmission.

2. Stealing your phone. OK, they steal it. Heck, give it to them. Then, go to your computer and wipe your iPhone. If they can use your fingerprint, or get the code in the 10 attempts they have, your liability is still low ($0-$50). The pain in the rear for replacing your phone, I admit will cost you.

3. Exploding gas stations from cell phone usage. The odds are so low it's laughable. There is exactly one video that I've seen that has a guy on a phone, but the explosion doesn't come from him, but about 8 feet away from him. Since it isn't broadcast widely (it being gas station explosions by cell phones), I think it's an urban legend. See http://www.snopes.com/autos/hazards/gasvapor.asp for further information. I'm not saying that it cannot happen. I'm saying it hasn't
(EDIT: saw other posts on this...)

4. Oregon and full service gas. Oregon has about as many "full service" gas stations as any other state. What they did is have "mini-serve", where they take your card, slide it in the machine like the other 48 states (New Jersey, I cannot comment on... I just don't know how they do it out there), and hand your card back to you, and have one guy pumping gas for all 24 pumps for your "convenience". The sucky thing is Costco, where you have to get out, put your own Costco card in, then your payment card in, punch your PIN, while the attendant does the horribly risky thing and put the dispenser in to fill your tank. Then, you have to wait until the pump stops, and the overworked guy has to pull out the gas nozzle and s/he gives you the receipt. Gas, instead of being a 8 minute ordeal, turns into a 10-12 minute pain. But, hey, those guys stay employed, right? (like unemployment is so much lower in Oregon than the other 48 states because of that whole gas station gig.)
 
Most gas pumps require you to swipe your credit card (and usually enter your zip code) before dispensing fuel to guard against people who drive off without paying. Is that how it works with Apple Pay? Do you hold the iPhone or watch next to the reader before pumping gas? If so, does a temporary transaction get posted to your account, which is what happens when I use my credit card. Typically, the authorization is for $100.
You start the transaction by tapping the apple pay terminal in place of normally swiping a credit card, before gas will be dispensed. I did not need to enter my zip code. I have a Citi Card attached to Apple Pay and the amount posted to the account was an exact amount, no pending authorization. The transaction may vary depending on the credit card issuer.
 
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Remember to put you phone away right after paying!!! :eek::D

20130411-092841.jpg


http://www.snopes.com/autos/hazards/gasvapor.asp
 
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You start the transaction by tapping the apple pay terminal in place of normally swiping a credit card, before gas will be dispensed. I did not need to enter my zip code. I have a Citi Card attached to Apple Pay and the amount posted to the account was an exact amount, no pending authorization. The transaction may vary depending on the credit card issuer.

Did you get a receipt? I'm interested in finding out if it treated Apple Pay as an EMV transaction or just a magstripe-based one. (You can tell by looking for a string that begins with A and a bunch of zeroes on said receipt called "AID".)
 
Did you get a receipt? I'm interested in finding out if it treated Apple Pay as an EMV transaction or just a magstripe-based one. (You can tell by looking for a string that begins with A and a bunch of zeroes on said receipt called "AID".)
I did not get a receipt.
 
Everywhere in the world gas companies are banning cellphone use at the pump area.
But...


Hera at Chevron, we encourage it.
Because it's your life... ...and the 3rd degree burning wounds for the rest of our valued customers.
And remember, if you pay with Chevron Mastercard, we've got you covered with our free insurance program (*)

(*) Some conditions may apply. See your local dealer for details.
 
Apple Pay at the gas pump has been a thing in Utah since Apple Pay debuted... several Maverick locations and other gas stations have supported it. Cool more places are getting it.
 
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It's easier to skim the card than confront someone in a public place. I still have the phone, whether I'm using it to pay for my gas or not. I've never been robbed at a gas station, but I have had my card hacked and see it happen to people I know on at least a monthly basis.

(maybe this is a good reason to get a 16GB iPhone since you can still use it for Apple Pay but it is apparently such an abomination that nobody would even want to steal it...)

I'd like to point out that that as a would be thieve it comes down to luck, as there is no way to distinguish iPhones by storage....
 
New Meijer gas station in Oak Creek WI has this feature, tried it tonight and it worked great.

Interesting that you had to enter your Zip code, but Kezcub didn't. I guess it's up to the retailer to decide how they want to implement Apple Pay. I wonder how much it costs to upgrade a pump that already has FastPay (or the equivalent) installed.
 
Everywhere in the world gas companies are banning cellphone use at the pump area.
But...


Hera at Chevron, we encourage it.
Because it's your life... ...and the 3rd degree burning wounds for the rest of our valued customers.
And remember, if you pay with Chevron Mastercard, we've got you covered with our free insurance program (*)

(*) Some conditions may apply. See your local dealer for details.
This scene, tragic as it was to do and watch, was not caused by a cigarette being lit. Apple paid the producers to hide the iPhone. The tragedy starts about 2:00 into the clip.

 
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