Chevron to Integrate Apple Pay at Gasoline Pumps in Early 2015

[nviz22]

Is Apple Pay actually good or is it just overhyped like other iOS features? Don't really see people using nfc to pay for goods and services. I'll wait till Samsung and Loop-Pay or whatever feature the stuff in Samsung devices to actually see if I do nfc payments.

 

[PsykX]

Whining about a credit authorization that never hits your statement?

My pa would have said "kinda guy that would even complain if hung with anew rope!"

I get what you mean. In all honesty, it's simply bad Pavlovian conditioning in my case.

First time I put gas in my car, it was clearly written $40 on the terminal, and then when I go check my bank account the next day, it's written $150. I almost **** my pants (I couldn't find a job and had no more money after university, bought the new car on a loan to be able to look outside of Montreal).

Of course a few days later it went back to $40, but I always get a little scared that it does not and I have to check my things twice, which I don't want.

 

[MasterRyu2011]

Is Apple Pay actually good or is it just overhyped like other iOS features? Don't really see people using nfc to pay for goods and services. I'll wait till Samsung and Loop-Pay or whatever feature the stuff in Samsung devices to actually see if I do nfc payments.

I find many things from Apple being overhyped, but Apple Pay (and more so Touch ID) is not one of them.

I use Google Wallet Tap and Pay at all the places that Apple Pay is accepted, and it's pretty convenient (and reassuring) not needing to open my wallet I carry so many cards in my wallet, just finding the card and getting it out of the wallet is a pain.

I don't see many people using them either, but honestly the general public doesn't use half of the features of a smartphone. Things are only over hyped in tech circles, tech media and internet forums. Most of my colleagues and friends who have the iPhone 6 don't know even know what Apple Pay is.

 

[ArtOfWarfare]

am/pm in California stopped taking visa master card years ago. it had to have been at least 15 years ago or maybe 25. they only take debit/atm now. and they charge you 30 cents on average to use your debit card.

does apple pay even support debit cards?

That sounds like a surprisingly customer unfriendly move on their part. All I ever have on me anymore is my credit card, driver's licence, and iPhone. If you won't accept Visa or Pay, you don't exist as far as I'm concerned.

Looking forward to other gas chains accepting Pay. As soon as Exxon, Mobile, Shell, Citgo, or Irving starts accepting it, I'll probably stop going to the others.

 

[wordoflife]

Is it going to be a front page news story every time a vendor decides to accept Apple pay?

that is going to get boring really fast...it already is.

The difference is that its a gastation. I haven't seen any gas stations in the U.S. that accept NFC/contactless.

I like the germ free solution

I'm not following. Don't you still have to select the type of petrol and pick up the pump?

 

[Robert.Walter]

Is Apple Pay actually good or is it just overhyped like other iOS features? Don't really see people using nfc to pay for goods and services. I'll wait till Samsung and Loop-Pay or whatever feature the stuff in Samsung devices to actually see if I do nfc payments.

The formulation of your question betrays your bias and blindness.

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I get what you mean. In all honesty, it's simply bad Pavlovian conditioning in my case.

First time I put gas in my car, it was clearly written $40 on the terminal, and then when I go check my bank account the next day, it's written $150. I almost **** my pants (I couldn't find a job and had no more money after university, bought the new car on a loan to be able to look outside of Montreal).

Of course a few days later it went back to $40, but I always get a little scared that it does not and I have to check my things twice, which I don't want.

I think many folks are surprised by this process; it is set up because some vehicles, like pickups, have extremely large tanks and if prices are high can easily reach the 150$ mark. Since the stations don't know what the next customer will be driving, and they search a fits all solution, they set the 150$ authorization charge. That way, you won't be inconvenienced if you have a big tank, and for everybody, it was, is, mostly transparent.

 

[jettredmont]

My Chevron Apple Pay story ...

It may sound astounding, and I only have the gas station attendants' word for it, but apparently I was the first person to use Apple Pay at the Pacheco Pass Chevron station (the one next to the big fruit stand / restaurant / etc complex) early afternoon on Christmas Eve.

The one attendant had a look of shock on his face when I tapped my phone and the payment went through, and had to nudge his fellow attendant and tell him what had just happened. They knew what it was - "Was that that Apple Pay thing?" - but seemed genuinely shocked that it worked. They then told me that was the first time they'd seen anyone pay with Apple Pay, and didn't even know it worked there (to be fair, the registers didn't specifically say Apple Pay, just the generic NFC "fish bones" symbol).

Then the attendant handed me the slip to sign. Sigh. They aren't quite up to speed on what to do with Apple Pay yet, or maybe that is why they didn't have the Apple Pay symbol on the NFC terminal. But, it did work.

 

[rigormortis]

That sounds like a surprisingly customer unfriendly move on their part. All I ever have on me anymore is my credit card, driver's licence, and iPhone. If you won't accept Visa or Pay, you don't exist as far as I'm concerned.

Looking forward to other gas chains accepting Pay. As soon as Exxon, Mobile, Shell, Citgo, or Irving starts accepting it, I'll probably stop going to the others.

am/pm does not take credit cards. its been this way since 1983. they take ATM only and they charge you a 35 cent fee.

there is an experiment going on in seattle where am/pm mini markets are taking credit cards.

 

[Jeff Meredith]

Loop Pay is not NFC

Is Apple Pay actually good or is it just overhyped like other iOS features? Don't really see people using nfc to pay for goods and services. I'll wait till Samsung and Loop-Pay or whatever feature the stuff in Samsung devices to actually see if I do nfc payments.

Loop Pay is not NFC and nothing like Apple Pay. It only replaces the magnetic card swipe with the same info through magnetic injection of the data.

Since the US is moving away from Mag Stripe and the rest of the world is essentially away from it already, it is a short term benefit, not having to use your card but with the same security risks as mag stripe.

And it's only good for the US market really. Using Mag Stripe anywhere overseas is just difficult.

Has anybody seen any Chip and Pin terminals in the US functioning. I keep looking for one.

 

[Buran]

Is Apple Pay actually good or is it just overhyped like other iOS features? Don't really see people using nfc to pay for goods and services. I'll wait till Samsung and Loop-Pay or whatever feature the stuff in Samsung devices to actually see if I do nfc payments.

Apple Pay and Google Wallet are not just about not having to take out your wallet to pay and the novelty (to people in the US, anyway) of paying with a mobile phone.

These systems prevent your real account numbers from being exposed at any point, so if your transaction data is released to criminals for any reason, it will be useless as the one-time token has already been used.

 

[Hi-Test]

Apple Pay

I can assure you that we accept Apple Pay at our station in Elbert CO. We don't have card readers at the pumps so I am not sure what the difficulties may be. Anything we can do to accommodate how our customers want to do business we try to do. This one was easy.

 

[AlecZ]

Is Apple Pay actually good or is it just overhyped like other iOS features? Don't really see people using nfc to pay for goods and services. I'll wait till Samsung and Loop-Pay or whatever feature the stuff in Samsung devices to actually see if I do nfc payments.

Same, I've never seen anyone use NFC for payments in my entire life. Maybe it's where I live. People in LA use credit cards, and people in Berkeley use cash because half the restaurants here require it or charge extra for plastic.

 

[ptb42]

First time I put gas in my car, it was clearly written $40 on the terminal, and then when I go check my bank account the next day, it's written $150.

When you pay at the pump, it pre-authorizes $150 to be sure you have enough to fill the tank. The temporary authorization is replaced by the actual transaction amount once the payment is posted.

As I explained to the other poster: this can cause problems for people using a debit card with an account that has limited funds. A lot of the gas stations in my area have posted a sign on the pump that explicitly says it will pre-authorize a certain amount.

The alternative is to go to the attendant, and pre-pay your desired amount. They'll configure the pump to stop at that point.

 

[AlecZ]

Apple Pay and Google Wallet are not just about not having to take out your wallet to pay and the novelty (to people in the US, anyway) of paying with a mobile phone.

These systems prevent your real account numbers from being exposed at any point, so if your transaction data is released to criminals for any reason, it will be useless as the one-time token has already been used.

Exactly, this is the one reason I'd want to use it. Plastic is convenient, but there's always that one idiotic merchant that gets hacked. It happened to my parents and everyone else at a school fundraiser. I use cash whenever it's possible and not terribly inconvenient.

 

[ptb42]

Has anybody seen any Chip and Pin terminals in the US functioning. I keep looking for one.

Walmart has the chip and PIN terminals, and have been enabling them store by store. The one nearest me has been using them for about 6 months. If you try to swipe the magstripe on a card that has a chip, it will require you to insert the chip end into a slot.

However, almost all US-issued chip cards are "chip and signature", not "chip and PIN". If you were given a PIN, it's likely to be "chip and signature, then PIN" -- meaning that you will only be asked for a PIN if there is no means to collect a signature at an unattended point-of-sale terminal. This is coded into your card.... the merchant doesn't make that choice.

This is apparently intended to make the migration to chip cards (which must be mostly done by October, 2015) easier. A lot of merchants -- especially restaurants -- aren't currently set up to bring a portable credit card terminal with a PIN pad to the customer. This is standard in Europe and other parts of the world, but the US hasn't caught up yet.

 

[dontwalkhand]

am/pm does not take credit cards. its been this way since 1983. they take ATM only and they charge you a 35 cent fee.

there is an experiment going on in seattle where am/pm mini markets are taking credit cards.

Yes but from experience Apple Pay at AMPM works fine as long as its a debit.

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Loop Pay is not NFC and nothing like Apple Pay. It only replaces the magnetic card swipe with the same info through magnetic injection of the data.

Since the US is moving away from Mag Stripe and the rest of the world is essentially away from it already, it is a short term benefit, not having to use your card but with the same security risks as mag stripe.

And it's only good for the US market really. Using Mag Stripe anywhere overseas is just difficult.

Has anybody seen any Chip and Pin terminals in the US functioning. I keep looking for one.

Walmart and some Home Depots have functioning Chip & PIN macbines. Walgreens, and Target are supposed to turn on chip card support in Spring.

 

[AppleScruff1]

Not much of a difference in prices. I prefer to pay an extra 5 cents for Chevron gas which is a better quality gasoline than the cheap one across the street that would clog your engine system in no time. And now with ApplePay it would make it more attractive to pay for gas here

So Chevron gas is better than Exxon, Mobil, Shell, Sunoco.........?

 

[EddieRingle]

I was happily surprised to see Tap & Pay available when I had to stop by Meijer after I was low on fuel. My regular gas station doesn't have anything like it (some of their pumps don't accept cards at all, ugh). I hadn't even considered paying with my phone at a gas pump before.

I have a Nexus 5 as my daily driver but I love the increased adoption of NFC payments Apple Pay has influenced. Now if only I can get something as fluid as Touch ID on a Nexus, I'll be golden.

 

[Buran]

Walmart has the chip and PIN terminals, and have been enabling them store by store. The one nearest me has been using them for about 6 months. If you try to swipe the magstripe on a card that has a chip, it will require you to insert the chip end into a slot.

Every store (including Walmart) that I've been to has had slots that are either physically filled with plastic, blocking your card from being inserted, or the terminal sits there stupidly flashing SWIPE CARD when your card is right there in the slot. "Derp. There's a card here?" And neither Target or Walmart seem to have heard of NFC.

Small wonder I don't shop at either one until they realise that customer security comes first before their convenience.

 

[AppleScruff1]

Every store (including Walmart) that I've been to has had slots that are either physically filled with plastic, blocking your card from being inserted, or the terminal sits there stupidly flashing SWIPE CARD when your card is right there in the slot. "Derp. There's a card here?" And neither Target or Walmart seem to have heard of NFC.

Small wonder I don't shop at either one until they realise that customer security comes first before their convenience.

Where did you shop and how did you pay before NFC existed?

 

[dontwalkhand]

Every store (including Walmart) that I've been to has had slots that are either physically filled with plastic, blocking your card from being inserted, or the terminal sits there stupidly flashing SWIPE CARD when your card is right there in the slot. "Derp. There's a card here?" And neither Target or Walmart seem to have heard of NFC.

Small wonder I don't shop at either one until they realise that customer security comes first before their convenience.

What boondock Walmart do you go to? All of my Walmarts have Chip & PIN working. And no plastic covering up the slot. All registers even self checkout has working chip and PIN. If you try to swipe a chipped card it beeps and says Insert Card.

 

[KdParker]

WTF - Discover!!

Are they going to be the last ones to give a time table. Geesh

 

[mrcobra92]

AMPM and quickmart next!!!!!!???

AMPM already does in some locations, and it does inside at all locations already.

 

[kdarling]

The reality is that those vapors that are vacuumed by the pump anyway are never going to be lit by a cellphone!

A phone that has a vibrator motor with brushes, creates internal sparks when it rotates, and thus in theory could ignite fumes if it was turned on from getting a call while pumping.

(I have no idea what kind of vibrator motor is in the current iPhone. From photos, it looks like some models through the years had brushless and some didn't.)

 

[dontwalkhand]

Cue the people who say don't say "Cue the people..."

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My Shell Gas station in Tokyo was literally un-manned. It was 11 pm the pumps all worked but there was no one there. I could not believe it. All I could figure was that there was someone remotely monitoring the station somewhere else and had a kill switch if he needed it.

It say a lot about Tokyo doesn't it.

Tokyo doesn't have pay at pump?