Not only that but our society is addicted to credit and buying things they can't afford. Very few people will want their purchases taken directly out of their checking account.
Just was a Trader Joe's (I'm not sure how many states have them. I just know that there are some in California and Michigan). They're a specialty grocery store with somewhat exotic/healthy/low cost items. I asked if they took Apple Pay. This cashier actually knew what it was and he said he just set up his phone for it yesterday and was anxious to try it. But Trader Joe's doesn't have NFC terminals.
He asked about my experiences and another cashier, who wasn't busy, came over. they were both really interested. One said, "Walmart won't take it." I explained about CurrentC and having health data and your social security number, bank account, etc in the cloud. He made a face and said: "Ah, no."
I tried it at Macy's today and all the employees had been trained so they knew what it was. In the two departments I used it in, I was the first to use it in THEIR experience. Not in the store or with other employees, of course.
In the first department the woman called over another employee to watch me do it.
At McDonalds they had already experienced it so they weren't excited.
Home Depot, the person manning the self checkout said that no one ever uses their phone to pay. I slid my card and the symbol for NFC popped up. No one was behind me or even anywhere around so I hit cancel and tried Apple Pay. No dice. The screen said, "declined. Choose another method of payment." I slid the same card and it worked.
I tried at PetSmart but no NFC readers. The employee said new terminals were coming but she didn't know if they would allow Apple Pay. I think I remember PetSmart being one of Apple's partners for later rollout. The Petco that's live with Apple Pay now is not convenient for me. In fact, I usually shop at Pet Supplies Plus, which may only have Michigan stores so maybe they won't ever partner with Apple. I haven't tried them yet though.
Headed to CostCo tomorrow. Maybe only AmEx Apple Pay works? We'll see. I'll try another first and then AmEx if that fails.
My last experiment will be at Krogers. Not all have the same equipment. My guess is that they will be a CurrentC member if anything.
I am lucky that I don't buy gas often but, the next time I do, I'll see if BP works with Apple Pay either at the pump or in store. I don't have any Exxon stations anywhere near me. I think they're an Apple Pay partner. Anyone know of any other gas stations that work with it?