Because what I am showing you is the folly in the ideology that a companies email is hacked therefore their processing system is faulty. When Apple gets hacked its the users bad passwords but with CurrentC its because they are stupid failures.
Hey guy that created his account today mysteriously enough, and specifically to come here and drive home an obvious agenda on a specific thread, epitomised by this post, which lacks any form of genuineness.
If you were who you say you were, you would be smart enough to know that comparing a successful phishing scheme, as was the case with iCloud and the Fappening (among several other cloud and file sharing services btw, which if you were a truly genuine poster, you would readily admit to) is not the same as breaking into a corporate database and stealing information, such as the email addresses of said corporatation's customers stored on said database.
You been reported for not being a genuine poster/user.
Target's hacked DB included actual customer CC numbers that were successfully used in fraudulent activity subsequent to the security breach. So apparently all this stuff about Ogone servers and stuff is completely irrelevant?
It appears to be the case that it doesn't matter what or who the processor of the transaction or even what system it uses, or how secure that transaction process is if the merchant continues to hold that information in a database somewhere in a corporate cloud. The more potential points of access to my sensitive data is directly proportional to the risk of that data being compromised adn stolen/accessed. So the best way to minimise that risk is to minimise those who have it in the first place.
If only my bank actually has that info, then it can only be retrieved from one spot. Apple Pay doesn't even store your CC number locally, let alone in anyone's cloud. The fact that you need to store ANY information required to complete a financial transaction anywhere else than with that financial institution is exactly what the problem is with CurrentC.
Why does the merchant need to verify who you are? That's not really their responsibility, it is the banks, after all, you haven't entrusted your money with the merchant, you are just trading it with them for some good or service. Now the banks can actually do that from afar using CHIP+PIN at the very least, but even more securely with Apple Pay.
If we are talking about privacy and security, then a merchant has no business even knowing my name.
Now, if we are talking about becoming a member, earning loyalty rewards, etc. and I as a customer decide to enter into these programs, then of course I want you to be able to identify me, but even then, a membership number would be sufficient, there is no real reason to collect anything more than that. Certainly hard to justify wanting my SSN, driver's license number, health data, etc.
I prefer to think of the merchants I frequent as places I go to purchase products, not places I go to offer up myself as a product to the merchant.
