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This seems to be an increasing trend. More and more companies seem to feel entitled to get more than just money from the customers. They want their info. And now they want access to their bank accounts. We are slipping down the slippery slope folks.

you mean like apple?
 
So basically people don't speak up about something until it affects them (or may affect them in the future). And that's surprising or amusing to people because?

Oh, they spoke up all right. NFC was frequently dismissed as something that Apple was above, the iPhone didn't need it, and it was a desperate attempt by Android phones to push a gimmicky payment system that would never catch on.
 
No. How many people on this site love to say for Apple products "I don't care if it takes another month, just do it right." And now that stores are seeing they're going to see an increase in NFC traffic, they don't have the ability to say, "OK, hold on, let's make sure we are approaching this the right way." This is beyond hypocritical.

There's nothing to "hold on" about. They already evaluated the NFC systems and enabled them for Google Wallet and NFC Credit Cards (PayWave, PayPass). ApplePay is not a new protocol and it just is like taking another card via NFC. It would be like CVS and RiteAid saying hold on because now Citibank is issuing NFC cards when only Chase and Amex did in the past. Are they going to take a time out every time a new company using the same protocol comes on board?
 
Since when has an iphone been associated with Wealthier customers. Every man and his dog has an iphone.


This statement on the forums is one I question too. I know many people with antique iPhones. Hand me downs or free from carrier. The users are not affluent by any means. Many have minimum wage jobs.

Other friends are quite affluent an only decided on Phone when it was free. iPhone 4 usually.

I doubt corporations see iPhone users as the wealthy clients. Spending habits would be a more reliable indicator.
 
I really don't see why this is such a huge issue. NFC was not widely used in the US to date. Apple Pay opened the door for many into the world of NFC and to claim that you'll take your business elsewhere because you have to pay the "old" way is absurd. I feel as though many people did not give a **** about NFC until Apple Pay and if a merchant doesn't accept it now, they're scum. If these companies have competing products then why would anyone expect them to continue the use of NFC?

Rest assured, I am unaware of a business accepting NFC payments prior to entering the store. If I get to a register and I cannot pay via NFC, then I'll pay using my card and swiping it. I'm not going to leave the store and shop elsewhere. It is a similar move to merchants not accepting American Express. I've been out countless times and watched people pull out their AMEX only to be told "no". It is not isolated to stores either, this happens at restaurants quite frequently.


Drive away your wealthier customers who can afford an iPhone. Makes perfect sense.
Please. The iPhone can be had for no money down and small payments spread out over time. The iPhone is hardly a status of wealth or class. :rolleyes:
 
To those who are boycotting CVS & Rite Aid --- please tell me you're no longer shopping at Best Buy, Walmart, Target, CHili's, Dunkin Donuts, Starbucks, Wendy's, and even Amazon.
 
It's because the retailers are acting so blatently anti-customer. We all know that retailers don't really care about us, but when they make it so publicly obvious that we are merely meat-and-money-sacks to be taken advantage, it causes a negative reaction. "We don't care about your security, we'd much rather be able to track you and will occasionally 'let' hackers take all your information!" Yes, I can still use my credit card, but I don't really want to because I've gotten tired of canceling my cards every time another big retailer gets compromised. ApplePay (and any others that show up like it) was a step in the right direction, MCX/CVS/RiteAid are a step in the wrong direction.

but thieves hacking apple's icloud is of no concern to you? An earlier post, someone mentioned the information is not stored on your phone but in the cloud or a server somewhere... Imagine if a hacker got into that one, I would think that's a bigger mess than the home depots and target issues of the last year or so..

You should be mad at the retailers who had poor security on those servers that got hacked. I don't know much about what it takes to bypass that and put a file there to steal that data but to the right person, it seemed too easy...
 
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Why is it that obvious or a certainty. They can save millions by reducing the # of CC transactions by introducing their own payment method. They don't need to eliminate it.

If they don't need to eliminate it then why block contactless payments like Pay and Google Wallet? One would assume they're going to provide incentives for users to ditch their credit cards in favor of CurrentC solution so are Pay and Google Wallet really a threat?
 
Correct, but the consumer has to have either an iPhone 6/6 plus to use NFC or an Android phone with NFC or a credit card with an NFC app.

To use MCX one only needs a recent iPhone or Android smartphone.

Now of those two groups: NFC phone owners vs. all iOS/Android smartphone owners which is the biggest group? I'd say the NFC is a sub-set of the latter.

Your point goes to ease of use, not accessibility.

True, but accessibility to something bad doesn't really help MCX in the long run.
 
Based on those holding iphones while using food stamps card, I would say you use the word wealthier a little loosely.

I don't think they are referring to the people still using iPhone 4's, but those with iPhone 6 or 6 plus that can use Apple Pay.
 
This statement on the forums is one I question too. I know many people with antique iPhones. Hand me downs or free from carrier. The users are not affluent by any means. Many have minimum wage jobs.

Other friends are quite affluent an only decided on Phone when it was free. iPhone 4 usually.

I doubt corporations see iPhone users as the wealthy clients. Spending habits would be a more reliable indicator.

but but people like to tell themselves that they've got it made because they sport a certain type of phone man!

people like that are one of the main reasons why i find this forum so entertaining

i hope they keep it up
 
Oh, they spoke up all right. NFC was frequently dismissed as something that Apple was above, the iPhone didn't need it, and it was a desperate attempt by Android phones to push a gimmicky payment system that would never catch on.

Well I never said that. Are they the same people posting in these two threads. Because you won't find a post from me ever calling NFC a gimmick.
 
So basically people don't speak up about something until it affects them (or may affect them in the future). And that's surprising or amusing to people because?

I think his point was that iPhone users DID speak up before it affected them by saying they didn't care about NFC and openly mocking Google Wallet. I can't really argue that because it's true.
 
No. How many people on this site love to say for Apple products "I don't care if it takes another month, just do it right." And now that stores are seeing they're going to see an increase in NFC traffic, they don't have the ability to say, "OK, hold on, let's make sure we are approaching this the right way." This is beyond hypocritical.

What are you talking about? What is the right way? NFC isn't any special magic that requires some testing all of the sudden. Apple Pay and Google wallet via NFC worked fine. This isn't about approaching the "right" way, its about the MCX consortium and their interest in reducing interchange fees and obtaining consumer data. Haven't you been paying attention?
 
you can't fight apple. just don't even try. anyone who thinks otherwise is just throwing their money and anyone they can convince to believe them away. it is actually irresponsible to even try. example, fitbit vs apple watch, good luck there.
 
Actually the only reason that I'll be going into CVS now is to use the Chase ATM machine. I believe that if enough people transfer their prescriptions to Walgreens from CVS across the nation, there will be a quick reversal of this policy.


Low markup on pharmaceuticals. Insurance companies drive that market. Pharmacy is always in the back of the store. They want you to walk past other merchandise so you may buy something that is profitable for the store.

Rx transfer will not make a huge dent.
 
To those who are boycotting CVS & Rite Aid --- please tell me you're no longer shopping at Best Buy, Walmart, Target, CHili's, Dunkin Donuts, Starbucks, Wendy's, and even Amazon.

That's what people (with your view) posting on this forum don't understand. Its not about stores that NEVER accepted NFC payments which work with Apple Pay (i.e. Walmart). Its about stores that did, and demonstrated how nice it worked, but then shut it down basically out of spite or fear of their consortium agreements with MCX.
 
What are you talking about? What is the right way? NFC isn't any special magic that requires some testing all of the sudden. Apple Pay and Google wallet via NFC worked fine. This isn't about approaching the "right" way, its about the MCX consortium and their interest in reducing interchange fees and obtaining consumer data. Haven't you been paying attention?

There's no one right way, but there is certainly a wrong way. MCX is doing it the wrong way. They have made the process as difficult as writing a check and have enabled data mining from their vendors.

Google Wallet and Apple Pay are both solid systems with different pros and cons. MCX is not a good system.
 
I don't think they are referring to the people still using iPhone 4's, but those with iPhone 6 or 6 plus that can use Apple Pay.

It's $200 on contract just like any other flagship type phone. I don't find it particularly that indicative of your wealth.
 
I think his point was that iPhone users DID speak up before it affected them by saying they didn't care about NFC and openly mocking Google Wallet. I can't really argue that because it's true.

a few people who don't understand anything beyond brand-loyalty doesn't make them 'all iphone users'. will everyone please realize that everyone from disabled vets to cheerleaders to congressmen to extra terrestrials posing as humans all use basically 4-5 brands of smartphones? hearing a few tweens say something on MR or Facebook is like saying the KKK speaks for all christians, or tht i speak for everyone on this thread. pointless.
 
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