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Aw hell no! There is no way I'm giving them that information...

In what world is "this information is not stored on your phone" encouraging? It's basically saying "we send this to our servers so identity thieves will have an even easier time making your life hell".
 
YOU CAN STILL PAY WITH YOUR CARD LIKE YOU ALWAYS HAVE UP UNTIL 2 WEEKS AGO... NOBODY IS TURNING MONEY AWAY, YOU JUST CANT PAY WITH YOUR PHONE.

Seems like it needs to be in CAPS for some people to properly understand it..

Just as I was saying right below your comment. At least we get it. Take care.
 
.. and the'll complain to their boss... which will complain to HQ. If enough of them do it, they'll catch on.

And that's not how it works. They complain to their boss, their boss tells them off. If the cashier is negatively affected by a decision from headquarters, then headquarters is right and the cashier is wrong.

Human ears are very good at not hearing when someone says "you're wrong".
 
MCX mobile payment system may perhaps turn out better and even have superior features when it debuts than Apple Pay - who knows?

To use MCX, you have to grant withdrawal access to your checking account. No bank credit cards allowed.

When adding that account info, you also have to provide your social security and driver's license numbers for "verification".

You have SOME protection against fraudulent withdrawals, but no protection against disputed withdrawals. If the merchant won't refund your payment, you have no recourse.

Yeah, that's superior to a payment system in which your real account info isn't even revealed to the merchant.
 
you can still pay with your card like you always have up until 2 weeks ago... Nobody is turning money away, you just cant pay with your phone.

Seems like it needs to be in caps for some people to properly understand it..

you cant pay with your card like you could yesterday, because the bloody freaks turned it off. If they don't like your money go elsewhere.
 
I'm not arguing whether it make sense or not. I was pointing out that I don't think there can be any claim to collusion. These stores are still accepting credit cards.

Convenience isn't grounds for collusion, is it?

Now - I suppose the credit card companies can argue that they are being put in position of higher fraud risk, but given there's no data as of yet to support that, not sure they'd have a case now either.

Their ultimate goal obviously has to be elimination of credit card use and thus the fees they pay cc companies otherwise what's the point of CurrentC?
 
YOU CAN STILL PAY WITH YOUR CARD LIKE YOU ALWAYS HAVE UP UNTIL 2 WEEKS AGO... NOBODY IS TURNING MONEY AWAY, YOU JUST CANT PAY WITH YOUR PHONE.

Seems like it needs to be in CAPS for some people to properly understand it..

I love how everyone here (most everyone at least) acts like Apply Pay just made cash money/credit/debit cards irrelevant which it hasn't and never will.
 
While I disagree with CurrentC/MCX practices, one advantage they have is that a significantly higher amount of people have iPhones that don't support NFC than do. I can't speak for Google as I don't pay attention to which phones support Wallet or not. I think the Verizon ones have it crippled. Doesn't change the fact that people don't have the right to choose how to pay, the fact that it is a slower method of payment is crap and the fact they mandate that you cannot use competing payment systems if you are part of MCX is also crap and anti-competitive.

While there maybe a few hundred thousand or more out there with iPhone 5's (i don't mean 5S) there maybe a few amongst them who may upgrade to expand their payment flexibility. With ease of use being achieved in Applepay it could be a huge attraction.
 
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you cant pay with your card like you could yesterday, because the bloody freaks turned it off. If they don't like your money go elsewhere.

Swipe your card at the terminal at the register like you did 2 weeks ago, I guarantee you it works..
 
Why is everyone here raising a big ole' stink about nfc being disabled at cvs, riteaid, etc.?? At the registers, they still have the card terminal for you to swipe your card..

This -- cause its a big middle finger to consumers:

Rite-Aid and CVS screwed up the optics on this one. It’s hard to argue that you’re doing right by your customers when you stop accepting a form of payment that you’ve already demonstrated presents no technical hurdles. They also don’t have an alternative to offer. CurrentC isn’t expected to be ready until 2015, and the specifics of the system aren’t public."

http://www.businessweek.com/articles/2014-10-27/why-rite-aid-and-cvs-stopped-taking-apple-pay
 
Most of you posting here fail to understand how this form of payment will allow hackers to gain access to your personal info. Beside what was the customers using before this was invented? They can always use cash or credit cards to pay. Organize hackers can hack anything. Do not fool yourself and think this new untested method of payment is safe.

Because credit card numbers have never been stolen from major retailers...
 
How did pre-NFC days for iPhone users go from "psh, no one uses that, it's just a fad, we don't need NFC," to holding knives and pitchforks when companies disable the service threatening to go to other companies that do take NFC post-iPhone 6?

I'd love to see proof of someone who was filling a script, or doing any sort of shopping to cancel the transaction at the register once the NFC didn't work, only to drive to another store and buy what they need there instead of just saying "Oh, OK" and using the credit card they already have in their wallet, just like they would have done say, 2 weeks ago, for the same transaction. My goodness. :rolleyes:
 
In the end, both Rite-Aid and CVS will be forced to turn Apple Pay support back on anyway.

The reason is simple: CurrentC may never make it to operational status. The steep requirements just to get it operational in terms of identity information is bad enough; the possibility that banks and credit unions may NOT allow savings and checking accounts to be linked to CurrentC will be the final blow.

The only banking capability that MCX seems to depend on is the ACH system. By the time the transaction gets to the bank, it looks like an ordinary check or draft withdrawal.

I think any bank or credit union that blocks ACH payments against checking accounts will be out of business very quickly. That would block pretty much all withdrawals, and a lot of banking regulators would frown on that.
 
While CVS and RAD have grabbed headlines, MCX (the payment exchange) is spearheaded by Wal-Mart which holds the sway. They are attempting to save billions per year that they pay to open loop payment networks. This is a bizarre attempt, though as it could lead to much lower volumes in the long run. They are pushing their CurrentC app but people who use apps (iphone and Android users) will favor NFC over QR code.

I mean why do QR codes still exist anyway?
 
I love how everyone here (most everyone at least) acts like Apply Pay just made cash money/credit/debit cards irrelevant which it hasn't and never will.

I haven't paid for something with cash… in well it's been a long time. I rarely carry cash any longer. I avoid shopping at places that don't take plastic. Truthfully, using my phone to pay is very convenient. It is always with me. I will be seeking out the businesses that are using Apple Pay. Over time, I won't even bother to carry the wallet.
 
I love how everyone here (most everyone at least) acts like Apply Pay just made cash money/credit/debit cards irrelevant which it hasn't and never will.

I love how people like you jump in here on the side of the retailers, without fully understanding why people are not happy with the drugstores' decision. Maybe you should read this:

Rite-Aid and CVS screwed up the optics on this one. It’s hard to argue that you’re doing right by your customers when you stop accepting a form of payment that you’ve already demonstrated presents no technical hurdles. They also don’t have an alternative to offer. CurrentC isn’t expected to be ready until 2015, and the specifics of the system aren’t public."

http://www.businessweek.com/articles/2014-10-27/why-rite-aid-and-cvs-stopped-taking-apple-pay
 
All that will do is annoy the 19 year old making $10/hour working the register. Douchey move.

The 19 year old choose to work at that company, and therefore assumes their company culture. I see no reason why we should not do this.


I would pay in straight pennies pick my stuff up and walk away. If all the money is there I am not obliged to stay.
 
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