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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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And maybe declare a Jihad, or even do some drive-bys. Those bastards will get the message. Hey we're Apple People, we're Special.
Well, now you're just getting crazy. Lol.
I'm just a software engineer and a big geek at heart. LOVE what apple is doing these days.
Nice to see a company that can push these things forward...
If you want to throw politics around, I've heard there's another forum for that.
Time for a good old fashion boycott. I will leave my things at the register if places don't take apple pay.
You probably love Google also!!!
Some of us really appreciate Apple and their attempts to protect privacy in this new solution.
Some of us really appreciate Apple and their attempts to protect privacy in this new solution.
I will continue to shop where the lowest price is regardless of Apple Pay lol Its not like we are getting discounts on our purchases for using Apple Pay.... well at least not yet...
You clearly don't understand the issue. This is about draconian business practices, not about being able to buy something. Many of us care about how and where we spend our money. I don't give money to companies with whose policies I disagree. Judging by others here, many feel the same way and you are in the minority.
I will continue to shop where the lowest price is regardless of Apple Pay lol Its not like we are getting discounts on our purchases for using Apple Pay.... well at least not yet...
Time is money to some
CVS executives aren't too bright. Receiving money from customers should be the highest priority, however that happens.
I'm not refusing to shop at CVS. I'm shopping at Walgreens, which is right across the street and offers the payment method I want to use.
You want me to shop at CVS? Seriously? Wow. How much are they paying you?
The credit card processing fees represents 2% or more of purchases, and retailers working with narrow profit margins obviously want to get more of that share for themselves.
Unfortunately for CVS and RiteAid, deliberately limiting consumer options to drive consumers to use your future system is just bad business. This is similar in many ways to DRM, where you want consumers to operate in your ecosystem. It's also similar to DRM in that consumers will actively avoid these limitations.
Even worse, these companies don't yet have an alternative. After using Apple Pay, it's easy to tell this is the best possible consumer experience, and retailers aren't going to be able to either hide the convenience of ApplePay or create an equally good system. (Technically, they probably could create an equally good system, but that would require putting the customer first, which is against their primary motivation to make more money.)
There's a lot of money at stake, so I understand why retailers want to build their own payment system. However, they're too late to the game. This will be an epic fight, and Apple (and probably Google in a year or so) will be the winner. Deliberately limiting customers is going to push people to other retailers and possibly to more online purchases.
Unfortunately for CVS and RiteAid, deliberately limiting consumer options to drive consumers to use your future system is just bad business. This is similar in many ways to DRM, where you want consumers to operate in your ecosystem. It's also similar to DRM in that consumers will actively avoid these limitations.
Even worse, these companies don't yet have an alternative. After using Apple Pay, it's easy to tell this is the best possible consumer experience, and retailers aren't going to be able to either hide the convenience of ApplePay or create an equally good system. (Technically, they probably could create an equally good system, but that would require putting the customer first, which is against their primary motivation to make more money.)
There's a lot of money at stake, so I understand why retailers want to build their own payment system. However, they're too late to the game. This will be an epic fight, and Apple (and probably Google in a year or so) will be the winner. Deliberately limiting customers is going to push people to other retailers and possibly to more online purchases.
I will continue to shop where the lowest price is regardless of Apple Pay lol Its not like we are getting discounts on our purchases for using Apple Pay.... well at least not yet...
You also get discounts from Walgreens with their reward card. I have it attached to my key chain and wave it in front of their bar code reader before payment. Always get a discount, plus points that add to even more discounts as the points accumulate. I save more money at Walgreen vs CVS.
Naturally I must be a shill because I find yours and other posters like you ridiculous for being so hot over the issue.
Bullies
Can you even imagine the board/strategy meetings over at Walgreens right now? Picture a bunch of stoic, older white guys in the mid-west running around doing high-fives and cartwheels all over the place.
Both of their main competitors have told their respective customers that they don't want their dirty money and to take it some place where the merchant will accept payments unconditionally.
Bullies are rarely known for their insight, thoughtfulness, and big-picture thinking.
Can you even imagine the board/strategy meetings over at Walgreens right now? Picture a bunch of stoic, older white guys in the mid-west running around doing high-fives and cartwheels all over the place.
Both of their main competitors have told their respective customers that they don't want their dirty money and to take it some place where the merchant will accept payments unconditionally.
Bullies are rarely known for their insight, thoughtfulness, and big-picture thinking.
I MUST use CVS, I had to switch from Rite Aid. I can order by mail, pay with my card as normal, just no NFC from any supplier at this time. I pick up mine in person.
I think a lot of this confusion over the assumption that merchants need to pay into ApplePay was with the fact they announced retail partners. In reality, these retail partnerships were likely just advertising or commitments to do a full NFC deployment where there may have been few or no NFC terminals installed in stores. Its been said over and over again that its the banks that pay a fee to Apple, but that fee comes out of a percentage already paid by merchants for payment processing. It didn't increase the fee for merchants, it just cuts into what banks get. The banks are more than happy to participate because if it means a massive reduction in fraud with little to no effort from them, then its a win win for all. Lets not forget part of this MCX group is Target, a company already show to be HORRIBLE at protecting its own system from attack through using even basic security practices. You would think, since fraud liability will be shifting to merchants and banks, that everyone would be on board with any payment method that made it impossible to steal CC info. Instead they want to make their own payment method using QR, which already has a pretty poor successful read rate from my own use on my phone. (The same day i tried out ApplePay for the first time I also tried to use passbook for my walgreens card. The IR reader wouldn't read the screen and the clerk said it'd been failing all week but NFC worked without a hitch when i ultimately paid). I assume with this QR method means you need to give businesses access to all your financial info which has already been proven to be a mistake with all this widespread hacking. Ultimately it may be on the banks to require NFC compatibility in their agreements or else they withdraw support for credit card payment.
So please enlighten us as to what you mean by "maturity". People like you are first to use the "fanboy" label because you can't argue the facts so you must resort to ad hominem attacks against others.
You are equating "maturity" to doing what you're told and not looking deeper into how we spend our money and with whom. It sounds to me like we are actually the mature ones because we give thought to who we support with our dollars. You don't. That's not maturity, my friend, that's immaturity.
Soon none! As everyone keeps saying, Walgreens and cvs are typically right next to each other or down the street! I will be going to walgreens as well. I used to choose cvs, no more!
Yet, you post relentllessly here. Who has too much time on their hands and is hysterical? The use of "fanboy" and the time spent here proves without a doubt that you are one with too much emotions in the game.
Since Apple's market share is near 50%, 75% amongst the most affluent, in the US, whatever company pisses that many people off will suffer even if 10% of those people switch. When those people with money go elsewhere; it is CVS and Rite Aid which will become nervous and maybe even hysterical.
Not true at all. I've used contactless payment for years and I've known about MCX since it's beginning before it was named CurrentC, and I've been very opposed to its very existence since day 1 as I see it as extremely anti-consumer.
I don't see much hysteria, I see people who want a quick and secure payment system that doesn't track shopping data, and right now that's apple pay and google wallet. CVS and Rite Aide don't want me to pay that way, so I'll shop at Walgreens, where they do allow it. Where's the hysteria?
Actually... it's about 10% of the iPhone market already, that's pretty significant.
By far the best post in this thread. All the shortsighted people that are happy to see NFC die because Apple has decided to use it are missing the point. What merchants are proposing as a substitute for NFC and the current mobile payment systems is far worse for consumers. The fact that people are overlooking this is mind boggling. The success of NFC doesn't just benefit Apple and iPhone users. It benefits Google, Google Wallet users, but most importantly- anyone who wants increased security and convenience at the checkout counter.
Further contributing to my disappointment in this thread is the people that think being jerks to cashiers is going to change anything. But I've beat the dead horse a little too much on that, so I'll stop.
The issue here is that apple pay is more resilient to hackers. Plain and simple. This reason alone warrants to favor apple pay over plain old credit cards. Very reasonable to want to use the most secure form of pay.
Another one being willfully obtuse. CVS disabled NFC. Its not just Pay affected but people who use Google Wallet with their Android phone. And there is zero evidence that CVS is doing this to make the experience better for consumers. They just want to shut out Apple and Google. I can just as easily shop at Walgreens so that's what I will do.