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For everybody whining already, perhaps it would be nice to think about why they might do this? It's not like this is a service Apple is providing for free. Just because you don't have to pay for it doesn't mean somebody isn't. I don't know what Apple takes from these transactions and it is certainly not unheard of to have higher rates for those that are not affiliated with a certain program, so it could very well be that paying through Apple Pay costs them all or most of their margin.

Now I don't know about you guys, but if I had a company and customer convenience like Apple Pay cost me my margins I'd cut it off faster than you can say Apple Pay. None of you guys work for free, and neither should shops.

Apple does not charge the merchant, unless they have some deals with the actual launch partners (which definitely got some business from people "trying it out"). The merchants in question (Rite-Aid, CVS) do not have agreements with Apple, so there is no money changing hands.

They are pushing CurrentC to try to save on transaction exchange fees.

Apple does get .0015% on all Apple Pay transactions, paid by the partner banks. This is a good deal for the bank because ApplePay does reduce fraud exposure.
 
They're trolling. This is a 26 page (and growing) troll-fest. They don't care about security, efficiency at the cashier, or consumer choice. They only seek to troll.

Agreed. Once I realized that there were people in this thread essentially campaigning against NFC simply because Apple is using it, I became somewhat appalled.

I wish everyone on both sides would realize that this isn't about Apple or Google. It's about consumers having alternatives that offer more convenience and security. What if lots of people end up wanting to use CurrentC? Not a problem, that's their choice. But to deny people the ability to use systems like Apple Pay and Google Wallet is a serious move away from consumer-friendly payment options.
 
Sad. You really don't get much of a choice between CVS or Walgreens (it's mainly decided via location. Walgreens is more of a Midwest/east coast thing, while CVS is more West coast/South). A large chunk of the population won't have a choice to switch due to this.

Huh? CVS is based in Rhode Island, they started on the East Coast and are all over the place here.
 
LOL. You got that right mate :D

Uhm, I'll stick with my Moto G, prepaid mastercard and coins, but thanks. Hehe.

You have to do what works for you personally mate. While technology is great and making payments even easier is incredible I think I'll miss the notes in my wallet and the coins rattling in my pocket.

The other thing is I find is that convenience isn't always a good thing.
 
bad for apple. Only die hard apple fans will stop shopping there, while there will be decreased spread of apple pay if this continues. Lots of lost revenue

No, it's bad for anyone who uses NFC, whether Apple Pay, Google Wallet or other.
 
Well rite aid and cvs are dead to me. If they don't accept payment in the way I want to give it then they wont get it at all. This is why a mobile payment service has never been widespread everyone wants to drive the bus nobody wants to ride it.
 
Feedback

Although Apple obviously knows about this, feel free to report the payment no longer working here:

http://www.apple.com/feedback/apple-pay.html

Personally, I suggested that Apple revoke the CurrentC app that is in the App Store. The sooner that they do this, the sooner MCX retailers will realize their mistake.
 
People only seem to skim articles and not actually read them.

I don't believe it. These are just knee jerk reactions. Anything to make Apple look bad and anyone supporting Apple as mind numbed iSheep. :rolleyes:
 
One other thing-- CurrentC will NOT allow Visa, MasterCard, Discover, or American Express payments. It only will link with a store card or checking account.

This is very interesting to me. If true, how could CurrentC ever hope to take off? I can't imagine a high percentage of people use a different card at each store. And for fraud related issues, wouldn't linking it to a checking account be riskier for the consumer?
 
Go to one of these non-apple pay retailers... Grab tons of products and allow the cashier to ring up everything. And when it's time for payment.. and the cashier says it doesn't support Apple pay.. cancel the whole thing. Brilliant!

It'd be more effective to make phone calls or send emails to the stores.
 
Right, because we should all just be passive and shut up and let crusty old corporations such as CVS rollover us and never make progress when something clearly superior does come along.

No thanks. I'd rather live in a world that focuses on putting the consumer experience first and makes our lives more efficient.

wouldnt hiring someone to get out and get your stuff for you be even more efficient? :rolleyes:
 
That "other form of payment we've been doing for decades" is extremely insecure. Maybe you missed Target getting 40 million credit cards stolen last November and losing over a billion dollars? Or Home Depot getting millions of cards stolen last month?

Now we have new technology that is much more secure, and these retailers were accepting fine until today when they put their lust for consumer data over their customer's security.

So does that mean you won't be shopping or eating at places that doesn't accept NFC payments from now? its impossible to avoid traditional POS. This is nothing different.. CVS was just more vocal through actions on this. Other retailers opted out silently behind the scenes... are you now gonna boycott every store that chose not to use apple pay?

1st world problems I guess. :rolleyes:
 
Nope, I paid zilch. Overnighted free.

for you, sure. Typically, no.

----------

And what about if you are on vacation????? You have to return home to get your replacement card!!!

Happened to me!


Yep, Happens to a lot of us. I had this happen a few days before I was to go on a trip and had to expedite. Huge problem a lot of folks are having happen to them.
 
This isn't about not supporting Pay. It the fact that these retailers DID support NFC and now don't. Once Pay launched they turned NFC off. If Pay was no big deal why would they need to shut down NFC?
 
It's already done.

iOS 8 How-to: Create the Medical ID

Provided your phone is not damaged in the accident.

That is excellent! As far as damage, run the same risk (though not as extreme) with a physical wallet. If loss, stolen, or damaged, that's where the tag numbers come into play, if you are in an accident while in a motor vehicle.

You bring up an excellent point, look at the comments on using Apple Pay....along the lines of..I was out jogging or I was out bicycling, etc. No wallet, but have phone. Your link provides shows an excellent method for that information.
 
So does that mean you won't be shopping or eating at places that doesn't accept NFC payments from now? its impossible to avoid traditional POS. This is nothing different.. CVS was just more vocal through actions on this. Other retailers opted out silently behind the scenes... are you now gonna boycott every store that chose not to use apple pay?

1st world problems I guess. :rolleyes:

No just going to shop at those that do.
 
I wish everyone on both sides would realize that this isn't about Apple or Google.

Very true.

Yet the posts here reveal how sensitive and emotional Apple users are. They react like they're being harmed and take it so personally. Their hate and rage appears as they threaten to shop elsewhere. The level of immaturity is much higher than in society in general. It's why Apple has the reputation it does. Polarizing and elitist, its a unique crowd. Fun to watch.
 
Do you guys think that Apple Pay is beneficial for stores? No, because Apple gets a share of every transaction completed using Apple Pay. So obviously retailers are coming up with their own system. Yes, the stores should have anticipated this and come up with their own solution, and as a result they are lagging behind and are making Apple sheep angry because they want to use this handy function RIGHT NOW. God forbid that they have to wait a couple of months longer to do a mobile payment.

Reading through the comments above, I honestly had no idea that Americans don't use chip and pin cards. I personally don't want to pay by phone because it imposes more risk then just using my bank card and tapping in my code. Never ever had a problem with this, and thanks to maestro it works almost everywhere.

Sorry, you have no idea what you are talking about.

Apple does not get a share of each transaction from merchants. They get .0015% from the BANK. This comes from the standard exchange fee already paid for using Visa/MC/AMEX/Discover.

ApplePay is just as secure as chip and PIN, because it transmits a token, not the actual card number, and the phone requires your thumbprint or PIN before it will allow the transaction to be authorized. And since the USA does not yet have chip and pin implemented, Apple Pay is way more secure than swipe and sign.
 
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