Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Actually, when your health plan includes pharmacy coverage it'll state where you need to fill your prescription (CVS, ExpressScripts, etc...). If you don't use the plan sponsored pharmacy you'll either be fined a fixed amount or have to pay more for the same drug. So much for choice.

I've never heard of that. I get my prescriptions anywhere I want (usually at my grocery store) and they are still covered. How could they possibly tell you where you have to go when not all stores are everywhere? We don't have CVS where I live. Your situation must be very specific to the healthcare insurance you chose and nothing to do with the ACA itself. REMEMBER, the ACA only provides more access to healthcare, financial assistance for people with low income, new rules for how to cover people (no max payouts, no pre-existing, stay on parent's plan until 26, etc.) and basic guidelines for the minimum plans should cover (free preventative care, etc.). It DOES NOT specify every little thing in the plans themselves. That's still up to the insurers themselves. If you want more freedom to buy your prescriptions wherever, you probably need to pay for better insurance that's more flexible.
 
Well dears, it appears the sky is falling in...

its_happening_the_end_of_the_world-19422.gif


Any last requests, before all these companies go bankrupt from all the MR members "boycotting" them? (I actually don't believe any of these folk with their faux "threats", leave the internet long enough to go and do any shopping)
 
...and the rest of the world carries on happily using cash and credit cards, with no issues.

Talk about making a simple bartering system overly complicated.

#1 Swipe card

#2 Enter PIN

#3 Walk away

Why is that complicated?

If you think that this is about convenience then you have not been paying attention. Mobile payment solutions are inherently more secure than the tradition swipe card, convenience is a secondary thought and not even the issue at hand.

Continue to hand over your CC number to retailers and play Russian roulette with what companies turn it is to get hacked this month.
 
Is this really a surprise?

Of course this would happen. There's all kinds of competition from two sides, other mobile-pay companies (and systems) on the one hand, and the established credit-card companies on the other. And this kind of competition involves all kinds of pressure, subtle as well as blunt, to "encourage" retailers to do it their way. It's a no-holds-barred free-for-all right now, and, while there might never be a clear winner, some will lose out, and go the way of the Edsel. I hope it's not Apple, but it could be.

An uncomfortable truth for Apple: is it really all that hard to swipe a credit card, an established, globally well-known system which we already have, incrementally updated to increase security - and thus, would entail no additional system revamp or hardware investment for most retailers in the world? What, for the average consumer, makes ApplePay more attractive than that - beyond the "cool" factor?
 
Speaking of Walgreens, does Apple Pay with an American Express work there? My brand-new American Express dual-interface contactless card (chip + contactless) does NOT work at Walgreens, and it, in theory, should be the same type of contactless EMV environment as Apple Pay.
 
I've never heard of that. I get my prescriptions anywhere I want (usually at my grocery store) and they are still covered. How could they possibly tell you where you have to go when not all stores are everywhere? We don't have CVS where I live. Your situation must be very specific to the healthcare insurance you chose and nothing to do with the ACA itself. REMEMBER, the ACA only provides more access to healthcare, financial assistance for people with low income, new rules for how to cover people (no max payouts, no pre-existing, stay on parent's plan until 26, etc.) and basic guidelines for the minimum plans should cover (free preventative care, etc.). It DOES NOT specify every little thing in the plans themselves. That's still up to the insurers themselves. If you want more freedom to buy your prescriptions wherever, you probably need to pay for better insurance that's more flexible.

He may not have a choice in health insurance. I think he said it as a ACA exchange policy and a lot of insurers have pulled out of ACA exchange policy.
 
If you think that this is about convenience then you have not been paying attention. Mobile payment solutions are inherently more secure than the tradition swipe card, convenience is a secondary thought and not even the issue at hand.

Continue to hand over your CC number to retailers and play Russian roulette with what companies turn it is to get hacked this month.

Let me ask you - what did you do before Apple Pay? What would you be doing now if Apple Pay didn't exist? Honestly asking.
 
There will propably be similar services..

Of course this would happen. There's all kinds of competition from two sides, other mobile-pay companies (and systems) on the one hand, and the established credit-card companies on the other. And this kind of competition involves all kinds of pressure, subtle as well as blunt, to "encourage" retailers to do it their way. It's a no-holds-barred free-for-all right now, and, while there might never be a clear winner, some will lose out, and go the way of the Edsel. I hope it's not Apple, but it could be.

An uncomfortable truth for Apple: is it really all that hard to swipe a credit card, an established, globally well-known system which we already have, incrementally updated to increase security - and thus, would entail no additional system revamp or hardware investment for most retailers in the world? What, for the average consumer, makes ApplePay more attractive than that - beyond the "cool" factor?

I would not be surprised at all if Amazon makes a similar service. They have millions of cards on file as well. Paypal has a service coming, and there is Google Wallet.

I can definitely see banks not wanting to cede the market to the tech industry, where they will issue NFC based apps via phone, and banks supporting cards with chips. Either way, the banks win because they get the transaction in either scenario.
 
No, it's a very successful technology company. Your comment reveals your bias.

You know nothing of me, who I am, nor my biases. You can't see my face, hear my voice, read my body language... I am but mere ascii. Nothing is "revealed" - you *wish* you had that power :D

To people who are rude and aggressive online, I treat them with a "yes sir, okay sir" persona - I mock the mockers, you haven't the faintest sliver of a clue WHO, or WHAT I am, or what I believe :)
 
Well dears, it appears the sky is falling in...

Image

Any last requests, before all these companies go bankrupt from all the MR members "boycotting" them? (I actually don't believe any of these folk with their faux "threats", leave the internet long enough to go and do any shopping)

Says the 4-month-old member with over 800 posts already. Pot, meet kettle.
 
Says the 4-month-old member with over 800 posts already. Pot, meet kettle.

Make me a cuppa could ya? Make yourself useful, since you've found a kettle and are doing nothing more than talking about it - I'm parched :)

How many 4 month olds can type? (actually, these days, nothing would surprise me).
 
You know nothing of me, who I am, nor my biases. You can't see my face, hear my voice, read my body language... I am but mere ascii. Nothing is "revealed" - you *wish* you had that power :D

To people who are rude and aggressive online, I treat them with a "yes sir, okay sir" persona - I mock the mockers, you haven't the faintest sliver of a clue WHO, or WHAT I am, or what I believe :)

:rolleyes:

and I will mock you in return....
 
Let me ask you - what did you do before Apple Pay? What would you be doing now if Apple Pay didn't exist? Honestly asking.

I have been using only cash at retailers since the beginning of December 2013 because my credit card information was stolen and over 1500 dollars was used at retail stores with a credit card I never lost. I have lost faith in this method of payment and would gladly use chip/pin solutions if banks would start offering them.
 
Steps to get CVS on board:

1. Go to CVS on 11/11/14 (for impact, 411)
2. Fill cart to the brim with items
3. Attempt to use Apple Pay and when it doesn't work - leave.

CVS will get the message loud and clear when they have to restock carts of various items nationwide.

Blocking these things just doesn't make sense. Whatever it is Google, Apple whomever. It is a digital form of US currency in which I find it hard to believe they wouldn't want it.

I still think we fill up carts and attempt to use Apple Pay or Google Wallet nationwide. When they say it doesn't work they are left with a mess to clean up.

Ahhh... finally! a true leader... an enthusiast with an brave vision, and the guts to act on it!

I'm always up for good old-fashion moronic ideas...

Wait!... better yet: lets all go to any business that doesn't accept Apple Pay and smash our iPhones 6 on their parking lots / sidewalks - WORLDWIDE. Imagine how much harder THAT will be to clean up - getting all the tiny bits of glass off the ground...! that'll send them a message and teach them a lesson they'll never forget!

You go first! be sure to take your ipad, capture the video and post it on YouTube, so they also get all the bad press from it.

:rolleyes:

(just kidding - please don't do either).

cheers.
 
Last edited:
Let me ask you - what did you do before Apple Pay? What would you be doing now if Apple Pay didn't exist? Honestly asking.


But when an improved process is invented, I can choose to support it, and not support those who actively try to thwart it.

I will continue to support retailers who haven't yet implemented ApplePay. I understand evolution takes time. But I will actively avoid those who are actively refusing ApplePay.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.