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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet

bigjohn said:
Maybe because it's not really a mature product. I just did Apple Pay at Whole Foods and it was a less than expedient process. It took a couple times to initiate, a couple tries on the thumbprint, had to enter my phone pin, then I had to sign because the guy said it was over $50 ($62.72). Whole thing took about 5 minutes. Luckily the folks behind me didn't mind a bit, they had their whole weekend free to wait for me.
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Strange. My first time at Whole Foods a couple of days ago was super smooth. Only took once to initiate, one time with the fingerprint, didn't have to enter my phone pin (not sure why you had to?). Still had to sign though (let's face it, you can't leave Whole Foods without spending >$50/a small fortune). Only took seconds.
 
I just came from my local shoprite and it seems they have also turned off their NFC machines which I was able to use with Apple just last Tuesday. They are listed as one of the merchants supporting currentC.
 
cjmillsnun said:
I suspect it will be along with all other forms of NFC EMV contactless payment. This includes the current contactless cards we have over here and Google Wallet.

They all work to standards designed by MasterCard and Visa.

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Apple Pay doesn't cost retailers a penny more.
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I'm still unclear on who exactly pays apples cut
 
spectrumfox said:
"Right" is completely relative.

The way Google Wallet does it, using a virtual debit card that masks your actual financial information, is also a completely valid way of doing NFC purchases and keeping them secure.
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Except that Google is the one detokenizing the tokens, which puts your CC# in their hands, which means that if Google gets hacked, all Wallet customers are at risk.

With Apple Pay, your individual bank handles detokenization... Meaning that compromise of one bank compromises just their customers. That's a better security model.
 
I'm just frustrated because as a consumer Walmart will have a crappy version of Pay called CurrentC and I can't see me using it at all. Open an app to pay? Why would I do that? I only need to put my phone to the receiver and wait two seconds. Done. No unlocking phone or switching to an app or waiting for it to load.
 
spectrumfox said:
That's no excuse to willfully give the checker more work to do just because you don't like the fact that the company they work for won't let you pay with your iPhone.

They have no power to change company policy, they're just trying to scrape out a living.
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If this happens enough, I'm sure clerks will say something to their manager, and the crap will trickle uphill and management will hear about disgruntled customers. As long as you aren't abusive to them, it doesn't matter if they are stocking shelves or taking money, they are still getting paid.
 
I really don't like a company to purposefully stifle innovation for their own selfish gain. I'll be shopping at Walgreens until they decide to come to their senses. If they never do, then I never will shop there again. (I preferred Walgreens anyway...)
 
Cyberius11 said:
If this happens enough, I'm sure clerks will say something to their manager, and the crap will trickle uphill and management will hear about disgruntled customers. As long as you aren't abusive to them, it doesn't matter if they are stocking shelves or taking money, they are still getting paid.
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You seriously think a checker who makes minimum wage would be willing to go to bat for you at their company after you screwed them over and left them with a cart full of items to put back on the shelf just because you bought an iPhone and couldn't pay for your items using it?

What planet do some of you live on?
 
samcraig said:
Yadda yadda yadda. Most people who balked at Google Pay weren't concerned with security THEN. It was a simple case of not thinking it was necc because THEY didn't have or see a need for it.

Time does change. Case in point, larger iPhones.
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I was one of those, saw no need, still see no need for a Google middleman conplicating the transactions. NFC in that scenario solves nothing, its not faster, its not more secure, it just adds another middleman tracking purchases.

ApplePay adopting tokenization is extremely useful for security.
 
JoeTomasone said:
The banks are. They are planning on making up that cost through reduced fraud. The fact that they are willing to do that speaks volumes towards how secure they feel Apple Pay is.
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Lets say I'm only using a credit card, the credit card company is paying the fees for apple pay? Interesting they would agree considering they already have the fraud dept etc.

Emv is coming soon, which should have similar antifraud effect.

What you say makes sense though.
 
spectrumfox said:
You seriously think a checker who makes minimum wage would be willing to go to bat for you at their company after you screwed them over and left them with a cart full of items to put back on the shelf just because you couldn't pay for them using your iPhone?
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No, they'll complain about the extra work. They won't go to bat for anyone. Management will hear about it for the wrong reasons, but they will hear if enough complain at store level.
 
Tiger2kn5 said:
I just came from my local shoprite and it seems they have also turned off their NFC machines which I was able to use with Apple just last Tuesday. They are listed as one of the merchants supporting currentC.
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This is unbelievable, all because they get a small percentage kickback for allowing MCX to access consumer shopping habits and data to sell to marketers. Yet, some people are defending this behavior.

This isn't about Apple Pay, it's about crippling new technology that is [as of now] the securest method of payment [cash that is lost or stolen is gone, fraudulent transactions are backed by banks]. This applies to Google Wallet and any NFC based system, more so Apple's as it offers extra layers of security with TouchID and tokenization.

This reaction is tantamount to people supporting the Supreme Court in Citizens United vs the FEC, shooing yourself in the foot.
 
Cyberius11 said:
No, they'll complain about the extra work. They won't go to bat for anyone. Management will hear about it for the wrong reasons, but they will hear if enough complain at store level.
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How about you complain directly to the management and leave the poor checkers out of your personal politics?

That would be the mature and level-headed way to do it. Checkers are not there for you to abuse.
 
spectrumfox said:
How about you complain directly to the management and leave the poor checkers out of your personal politics?

That would be the mature and level-headed way to do it.
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Poor people? They're getting paid no matter what. You aren't flogging them or abusing them.
 
anek007 said:
Meijer isn't a partner of apple pay. They had nfc terminals for years now, apple just list them because they take nfc payments. Meijer is part of MCX I won't be surprise if they turns off their nfc terminals too.
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Yes they are an official partner actually
 
Cyberius11 said:
Poor people? They're getting paid no matter what. You aren't flogging them or abusing them.
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So you would be okay if someone came into where you worked and defecated on your desk because they didn't like something your company was doing?

You're still getting paid, after all. Why shouldn't they be allowed to release their bowels on your desk?
 
Moto G said:
You know nothing of me, who I am, nor my biases. You can't see my face, hear my voice, read my body language... I am but mere ascii. Nothing is "revealed" - you *wish* you had that power :D

To people who are rude and aggressive online, I treat them with a "yes sir, okay sir" persona - I mock the mockers, you haven't the faintest sliver of a clue WHO, or WHAT I am, or what I believe :)
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People, even me and you, cannot help but reveal their biases. That is the nature of biases. Anyone who claims not to have, or reveal, their biases, doesn't understand the nature of biases.
 
spectrumfox said:
So you would be okay if someone came into where you worked and defecated on your desk because they didn't like something your company was doing?

You're still getting paid, after all. Why shouldn't they be allowed to release their bowels on your desk?
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Dropping a deuce on someone's desk and making them restock shelves are extremely different approaches.
 
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