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Yes, I noticed the switch in arguments...

And, no one has proven that it reduces risk... we haven't even seen this thing in the wild for a week yet. Nobody had hacked into credit cards on day 4 or 5 yet either.

You know, storing credit cards / access to credit cards in a wireless phone, and transmitting those transactions wirelessly... yeah I don't think so. My phone holds no financial information... likewise, I don't store it on my computer.

Every year, someone makes some promise about new security measures, it never pans out. Like everything that has come before it, Apple uses a bunch of words and theories that the public buys into. Sounds great as it passes through your ears. But, it's only a matter of time before it proves to be as susceptible as anything else. And, probably more so.

Don't store information in your phone, don't store it on your computer. Those are the easiest ways to give away access to those who care to spend enough time to find a way in.

Read up on how it works.

Your credit card isn't on the phone period. The information that is used is only good for that specific transaction.
 
Remember …

The U.S. uses inches, feet, and gallons. I'm a U.S. citizen: we're morons. Merchants in Europe look at me card and laugh - hell, I know people who use travelers checks
 
lol you're the one having the temper tantrums.. you don't see that?#

OK Mr. gradeschool...

Umm... We're not the one's campaigning to stuff carts for 15 year old children to empty in protest of someone not supporting Apple's latest brain child to pour more cash into Apple's vast pit of money.
 
No, the revolutionary part of :apple:Pay is the first implementation of EMVCo's tokenization standard.

NFC is just the connection between the phone and the merchant's terminal. It's been used for years for contactless cards. And to the merchant, the iPhone looks like a contactless card.
1) Note the :rolleyes:. 2) Read the post I was replying to.
 
I am in china right now sourcing new product ( canton fair in guangzhou) , so I don't have the opportunity to check my merchant credit card statement. Over the long term , though I don't see how the banks will accept new charges without passing them along to the merchant

The banks save a ton of money because of reduced fraud. No added cost to pass along.
 
That the clerk has no say is not the issue and if it happens three times, four times, 10 times a day, he will report it to his manager which will report it to corporate and then they might reconsider, we cannot let these merchants do this. The CurrentC solution is awful and needs to be stopped asap.

But you don't know for sure that it will be reported, or if that's even how it would be handled. Do you think a company willing to shun NFC over something as rotten as CurrentC would really do the right thing?

I would rather give up any chance of CVS supporting Apple Pay than make an employee's day miserable. I just don't believe in humiliating people to achieve goals.
 
As it turns out, retailers are using CurrentC to avoid credit card fees. Even after Tim Cook laid it out for them, they still don't understand. If a payment system is not about the consumer, it's not going to work. Walmart, Bestbuy, CVS, and the rest of the retailers adopting CurrentC are wasting their time. Apple Pay will crush them.
 
No they won't.... They just will put these in spam box... Few hundred emails is hardly even make them consider...

You would impressed hundreds people could actual boycott these retail chains. There are far more retail store not supporting Apple Pay than store accepting Apple Pay. Would you want boycott every store?

I am iPhone 6 owner and I am living in Canada. If Apple Pay comes to Canada, I will happy to use Apple Pay. If one store choice not to, I would care less. You would still need carry your wallet anyway. Given it is almost 100% that you gonna need your credit card some way or other.

I don't think you understand how the world works. Also you speak horrible Canadian.
 
As it turns out, retailers are using CurrentC to avoid credit card fees. Even after Tim Cook laid it out for them, they still don't understand. If a payment system is not about the consumer, it's not going to work. Walmart, Bestbuy, CVS, and the rest of the retailers adopting CurrentC are wasting their time. Apple Pay will crush them.

The only way to avoid credit card fees is not to take credit cards. I doubt that MCX merchants will stop honoring credit cards. In fact, I will use my credit card more often just to piss them off .... if I have to go their store.
 
As it turns out, retailers are using CurrentC to avoid credit card fees. Even after Tim Cook laid it out for them, they still don't understand. If a payment system is not about the consumer, it's not going to work. Walmart, Bestbuy, CVS, and the rest of the retailers adopting CurrentC are wasting their time. Apple Pay will crush them.

This isn't a battle between CurrentC and Apple Pay. This is a battle between MC/Visa/AMEX and the merchants who are trying to get around paying cc fees. Apple is just a pawn (bishop, knight) in this battle.

The credit card companies are happy to have Apple Pay be at the forefront of this issue because (as evidenced by this thread) their customers will quickly grab the torches and pitchforks to defend Apple (and indirectly those same cc's). That's why they were very happy to quickly cut them in for a piece of the cc processing pie.
 
I know the outpouring here is just crazy, I'm sure you can still pay by credit card and cash, but nobody wants to anymore.
Just like people used to like Bose, but now they hate them.
Me, I'm im just chilling out listening to U2, oops.

Really, nobody wants to anymore... have you read the discussions?

The correct wording would be "Apple fanboys with iPhone 6 don't want to anymore because they will do anything to make sure Apple makes more money."
 
From Merchant Customer Exchange' wikipedia

"The company is led by merchants such as 7-Eleven, Inc.; Alon Brands; Best Buy Co., Inc.; CVS/pharmacy; Darden Restaurants; HMSHost; Hy-Vee, Inc.; Lowe's; Michaels Stores, Inc.; Publix Super Markets, Inc.; Sears Holdings; Shell Oil Products US; Sunoco, Inc.; Target Corp. and Wal-Mart Stores, Inc."

Expect more companies to retract NFC use with Apple Pay and Google Wallet in next days.

"The company intends to make their application available on all major smartphone platforms."

We'll see who's laughing when their solutions get turned down in an equal move from iOS and Android. Good luck gaining marketshare with your precious payment solution for Windows Phone, Blackberry and Palm!

Please God no, anything but Publix! :mad:
 
VISA, Mastercard and Amex will make all of them their little bitches.

And the Apple fanboys will gladly roll over and take it, saying oh yes... give me more... I like it that way. Blind submission to Visa and MasterCard, line up over here fanboys, don't worry, we'll %$#^ you good and you'll love every minute of it.
 
Okay, I had to have a little fun. SO, I wrote an email to "Customer Service" using their form from their website. This is what I said:

"I just wanted to write a quick note to your company about how you lost this previously loyal customer. I used to shop exclusively at CVS, even though there are plenty of Walgreens and Rite-Aid stores in my area. I guess I shopped there mostly out of habit, but I never really had any bad experiences. Today I discovered that you disabled your NFC readers at your registers, specifically to disable ApplePay. I was upset because I just purchased a brand new iPhone 6 Plus SPECIFICALLY because of this cool new feature, and I intend to use my new iPhone as my wallet in the near future, and will seek out retailers who participate with this form of payment over competitors who don't, whenever possible. You are making a TERRIBLE business mistake by not allowing the MAXIMUM number of customers to spend money in your stores, and I will be going to Walgreens from now on. Also, as a physician, I will advise my patients to go to Walgreens as well. Big mistake, CVS!"

For those of you who are enjoying making CVS clerks return shopping carts full of crap to the shelves, perhaps you should pursue the email campaign instead. Voice your complaints to CVS, and then maybe they'll lighten up on their no-NFC policy and start allowing ApplePay again. I really *am* suggesting my patients go to Walgreens preferentially, mostly because it's like two blocks from my office, but also just to do my little part to support ApplePay.
 
Wow reading comprehension is terrible

1. The stores are trying to cut out VISA and MC fees. They are trying to start their own DIRECT payment system to save the couple percent points.

2. Apple gets no money from stores, only small pct from VISA and MC

3 VISA and MC give up the cash to Apple cuz the Apple solution is projected to save them on the fraud expenses

4. Someonr said CVS is a dying brand? Lol you poor fool. They are a MONSTER and only growing..

5. The whole thing here is the stores trying to cut out VISA and MC - but they clearly will fail

6. Apple Pay got put in the middle almost by accident- the stores had this system in the works.


Thanks
Bye
 
OK Mr. gradeschool...

Umm... We're not the one's campaigning to stuff carts for 15 year old children to empty in protest of someone not supporting Apple's latest brain child to pour more cash into Apple's vast pit of money.

so what.. that's a very mild form of protest.. even picketing would be more disruptive.

and anyway, why is it so stupid for people to want to run their bank accts through their phone? why are you seemingly so against it?
 
There's a CVS that's like 5 minutes walking distance from me and a Walgreens about 5 minutes driving distance. Guess I'll take my business to Walgreens from now on even though I always shopped at CVS for the past 10+ years.
 
Dear customer:

We currently do not accept US currency. Rest assured, however, we are currently developing our own currency, which we expect to be available in the first half of 2015.

We apologize for any inconvenience that our egos may have caused you.

Sincerely,
The obsolete management.
Ahahahahaahahahahhaahahahahahahahahahahahahahahahahahahahahahahahahaha. This!

Basically US banks/merchants should stop bickering and get fully behind EMV.

Leaving it to Google, Apple and, most ridiculously, individual retail chains to produce (competing) payment mechanisms seems like madness.
Agreed although what Google and Apple have created is a valid and good substitute to an ideal system.

From Merchant Customer Exchange' wikipedia

"The company is led by merchants such as 7-Eleven, Inc.; Alon Brands; Best Buy Co., Inc.; CVS/pharmacy; Darden Restaurants; HMSHost; Hy-Vee, Inc.; Lowe's; Michaels Stores, Inc.; Publix Super Markets, Inc.; Sears Holdings; Shell Oil Products US; Sunoco, Inc.; Target Corp. and Wal-Mart Stores, Inc."

Expect more companies to retract NFC use with Apple Pay and Google Wallet in next days.

"The company intends to make their application available on all major smartphone platforms."

We'll see who's laughing when their solutions get turned down in an equal move from iOS and Android. Good luck gaining marketshare with your precious payment solution for Windows Phone, Blackberry and Palm!

I want Apple and Google to ram it down their throats when they come crawling back too. Like "Oh your back! Well the fee is up by 20cents for late adopting merchants! We know you don't have a choice so just bend over already before you loose anymore customers...."
 
Okay, I had to have a little fun. SO, I wrote an email to "Customer Service" using their form from their website. This is what I said:

"I just wanted to write a quick note to your company about how you lost this previously loyal customer. I used to shop exclusively at CVS, even though there are plenty of Walgreens and Rite-Aid stores in my area. I guess I shopped there mostly out of habit, but I never really had any bad experiences. Today I discovered that you disabled your NFC readers at your registers, specifically to disable ApplePay. I was upset because I just purchased a brand new iPhone 6 Plus SPECIFICALLY because of this cool new feature, and I intend to use my new iPhone as my wallet in the near future, and will seek out retailers who participate with this form of payment over competitors who don't, whenever possible. You are making a TERRIBLE business mistake by not allowing the MAXIMUM number of customers to spend money in your stores, and I will be going to Walgreens from now on. Also, as a physician, I will advise my patients to go to Walgreens as well. Big mistake, CVS!"

For those of you who are enjoying making CVS clerks return shopping carts full of crap to the shelves, perhaps you should pursue the email campaign instead. Voice your complaints to CVS, and then maybe they'll lighten up on their no-NFC policy and start allowing ApplePay again. I really *am* suggesting my patients go to Walgreens preferentially, mostly because it's like two blocks from my office, but also just to do my little part to support ApplePay.

Do you have a clinical reason to advise Walgreens over competitors? Some patients may have insurance coverage that makes your retailer of choice a financial hardship.
 
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