Dangerous game! Don't ignore the power of us as consumer! We will make the final decision. If you don't want our money we will walk next door...!
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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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It will get no attention.
It would make you look like a dick to that person and to the other workers in the store whom that person told about. They will not forget you. They will not appreciate your business.
Have some respect. They're not grunts, they're people trying to make a living.
If you have a problem, address the company.
But from what I understand, it might have been a pretty good description of how GoogleWallet works....or how CurrentC may someday work.
Ok that sounds much better than I thought but how does it know which card I want to pay with?
If it's that quick then I'm in favour of Apple Pay. I already use my iPhone to buy train tickets, bus tickets, hotel reservations, etc.
That's not how it works. You don't need to unlock your phone. When you hold it up to the nfc reader, it automatically displays your payment options and even selects your default card choice. You simply put your finger on the home button so it can verify your fingerprint to identify you and you are done.
The real issue with this story is not limited to Apple Pay. It prevents me from using my chipped credit cards as well forcing me to either use cash or pay with unsecure magnetic strip credit cards. They are bypassing the extra security credit card companies are mandating be in place by next year to help reduce fraud. I hope the credit card companies step in and hold these companies liable for fraud as they stated they will do with companies that do not upgrade to these terminals next year.
CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
I don't at all think it's the right thing to do....but I also think it would get attention. Stories of this happening would make their way to management.
I think the person who left the pharmacist shaking her head when he moved his prescriptions to Walgreens is 10 times more effective though. A prescription relationship creates more store loyalty than any CurrentC product ever will and forces you in their doors on a regular basis. And pharmacist stories WILL make it to management.
I don't at all think it's the right thing to do....but I also think it would get attention. Stories of this happening would make their way to management.
I think the person who left the pharmacist shaking her head when he moved his prescriptions to Walgreens is 10 times more effective though. A prescription relationship creates more store loyalty than any CurrentC product ever will and forces you in their doors on a regular basis. And pharmacist stories WILL make it to management.
No I don't know sorry, we're not getting it at launch. I tried watching the demo videos on the Apple Pay website but it won't play. Maybe it knows I'm outside the US or something.
Nice one. Can't wait to try it over here. But if it's that simple why isn't anyone using it on Android phones? I use an iPhone so I'm not familiar with Android but they've had Google Wallet for a while and I've not seen anyone use it. Presumably Apple Pay is much quicker?
So 'Payment Wars' is now a thing; well on the way to two thousand posts as the two sides line up against each other in the renewal of their eternal conflict.
I suppose as 'Patent Wars' died down there has to be something for the grizzled veterans to do. Can someone make a 'gate' out of this 'NFCgate' just isn't snappy enough.
MCX is coming 'sometime next year' so there's going to months of this to come; where's that 'Michael Jackson eating popcorn' gif when you need it?
I suppose as 'Patent Wars' died down there has to be something for the grizzled veterans to do. Can someone make a 'gate' out of this 'NFCgate' just isn't snappy enough.
MCX is coming 'sometime next year' so there's going to months of this to come; where's that 'Michael Jackson eating popcorn' gif when you need it?
You don't know how it actually works Shaun. There are plenty of videos. You hold your iPhone near the payment machine, it automatically shows the card you charge with, prompts to use the Touch ID sensor, (which you held the phone in a way anticipating this) you put the finger on it, it beeps you are done. Easier to pull out a phone than a wallet and rummage for a card in my mind and I have biometric validation each time I use the card.
# was smart, in the US most retailers will be updating their terminal equipment in the next year and # has just made getting a NFC-compliant terminal a no-brainer. The QR-Code format of the unreleased system is old technology that will now be even older out of the box.
Let's hope the retailers hedge their bets and get terminals that are also NFC capable.
That's fine, since I won't be going back to that store anyway.
All of this is hypothetical of course, but I would respectfully state my reasons: they have hardware that was enabled to use this payment system. Their employer arbitrarily disabled it. Now I won't give them my money.
They are employees of the company and represent the company, and are being paid to do the same. So when I address them I address the company.
"I just work here" only goes so far. The company signing one's paychecks expects that person to be an extension of that company and what they stand for, and as such, you must be prepared when your employer makes a decision that is anti-consumer, for a consumer backlash. This is universally true, whether you're a Rite Aid cashier or an Apple Genius.
I knew this, accepted it, and experienced it first-hand back when I was a retail grunt. And yes, when you work in retail, you're a grunt... your retail employer regards you that way, and if you have any sense of reality, you realize that and either accept it or work actively to improve your situation.
Yes Visa and MasterCard could force them to accept NFC payments
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There are plenty of Apple meet up groups I am sure they will take advantage of the situation
Interesting stuff, as usual learned more about something by digging through the comments (and ignoring the trolls on either side of which there are many). I suspect with Apple's clout eventually the policy at CVS will be overturned as I very much doubt people will be willing to give up their banking account information to CVS et al. which the system they will roll out will require. People will know that they are responsible for fraud to a much higher dollar number with much more inconvenience than with a credit card and will also not want their health info linked in that way. Imagine shortly after going to CVS the ads on the side of websites you visit suddenly are all about condoms or some such. With Apple Pay that won't happen and consumers will value that.
Incidentally, used Apple Pay for the first time yesterday and was very quick and easy. Now if more places would just take it...
Incidentally, used Apple Pay for the first time yesterday and was very quick and easy. Now if more places would just take it...
No. How CurrentC works is already known. And it sux.
1. Wake phone
2. Open app
3. Enter passcode
4. Tap CurrentC
5. Scan QR code
6. Have funds taken via ACH from account
7. Send personal data to retailer to use and abuse.
Read it and weep: http://support.currentc.com
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Technically they could. I think their concern is that once customers get used to using their smartphone for NFC transactions, unlocking their phone and using the CurrerntC app would seem like an additional unnecessary. step.
They don't want customers to get a 6-9 months start using NFC on their phone...then try to convince them that CurrentC is somehow better option.
Has anyone seen how CurrentC is supposed to work? The cash register generates a QR code and the customer has to hold up their phone and scan it. If the scanning doesn't't work, then the customer has to enter the code manually into their phone. How does this have a chance in hell of anyone using it? Sounds like a time consuming royal pain in the ass to me.
Again...this isn't about Apple's clout. This a fight between Visa/MC/American Express and the merchants. Apple is just a tool being used by the credit card companies to push a more secure/anonymous option for payments.
You sure told them! Walgreen's will probably hold off for a month, or two. Then follow suit and drop applepay. Gotcha!
There is a "default" card and then theres the rest of the cards you have added.
When you go to pay, if you are holding Touch ID while you put the iPhone to the NFC reader, the default card will be charged automatically. 1.5 seconds.
If you're not holding Touch ID, you can tap at the bottom of the screen after you put the phone to the reader and all of your cards will come up. Choose the one you want to pay with, authenticate with your finger, done. 3 seconds.
That's it.
Darn it, I just watched the videos of how Apple Pay works on YouTube and it's much easier than I thought. Only problem is that I really want to use it now on my shiny new iPhone 6 but it's US only at launch. Hope we don't have to wait too long.
Correct. This is why Apple Pay is so poorly received by businesses, especially small businesses. Apple Pay is a handout to major credit card companies because it locks in their ridiculous fees and hurts businesses.
Sorry, I am on the side of small business over Apple and their 30% cut any day.
Where did you get 30% cut from Apple pay???
Source please.