Yes it sux. Plus they need your SOCIAL SECURITY NUMBER and drivers license number to add an account to CurrentC. Read here and weep:
http://support.currentc.com
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CVS Stores Reportedly Disabling NFC to Shut Down Apple Pay and Google Wallet
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Yes it sux. Plus they need your SOCIAL SECURITY NUMBER and drivers license number to add an account to CurrentC. Read here and weep:
http://support.currentc.com
Thanks Apple for breaking everything. This has been working for years and suddenly stops after Apple enters? Coincidence?
It was deliberately because of Apple. No coincidence at all but it isn't Apple's fault.
I'm not arguing for CurrenC however of course they require that info just like if you apply for a credit card that needs that info.
Which is why CurrentC sux. Less security, harder to use and ACH instead of normal credit cards.
Do they really expect lots of people to give this very sensitive information out just like that? Talk about flop.. QUICK.
Apple gets 0.15% cut of purchases made using Apple Pay which will almost certainly be covered by the card companies.
Google did come up with a system, and it was largely met with yawns. 3+ years in. Because of several reasons. They didn't develop a smooth user experience. They didn't put in the groundwork (i.e. Touch ID) to make it completely secure. They didn't put the necessary partnerships in place (i.e., Visa, MasterCard, Amex, major banks) to give it traction. They don't have the ecosystem locked down enough to own the system start to finish, thereby they don't have the leverage necessary to keep the phone carriers at bay.
Microsoft? Don't make me laugh. They could never pull of anything like this.
Cashless payments with NFC have been something that I, personally have been apathetic about in the past. And here's why: It would have required me to carry an Android phone. I have owned Android phones, and I have used them for work. I have no desire to carry one. So that was a non-starter.
You seem to have a problem with the fact that Apple has taken yet another kludgy process, and turned it into something that is much more simple, sophisticated and elegant than anything like it that came before. The reason there is an uproar is because people have been waiting for someone to develop something like this, and now that someone has a "rival" group is making efforts to thwart it. Why? Because they have a better system? No. Because they want to continue to degrade my experience and control my personal information for their own profit motives.
No way Apple and Google allow this now ...
These are the ONLY ways listed to install crappyC:
CurrentC App Installation
Android
To download the CurrentC app from the Google Play Store follow the instructions below.
Access the Google Play Store
Press the Search button at the top right of the screen
Type in CurrentC
Press the Install button
iPhone and iPod Touch
To download the CurrentC app from the App Store follow the instructions below.
Access the App Store
Press the Search button
Type in CurrentC in the search field at the top of the screen
Select CurrentC from the dropdown results, or press Search
Press the Free button
Press the Install button
http://support.currentc.com/#CurrentC-Installation
I wouldn't be surprised if it's removed by Apple this week.
These are the ONLY ways listed to install crappyC:
CurrentC App Installation
Android
To download the CurrentC app from the Google Play Store follow the instructions below.
Access the Google Play Store
Press the Search button at the top right of the screen
Type in CurrentC
Press the Install button
iPhone and iPod Touch
To download the CurrentC app from the App Store follow the instructions below.
Access the App Store
Press the Search button
Type in CurrentC in the search field at the top of the screen
Select CurrentC from the dropdown results, or press Search
Press the Free button
Press the Install button
http://support.currentc.com/#CurrentC-Installation
I wouldn't be surprised if it's removed by Apple this week.
Actually, according to the article I linked to in my previous post (TechCrunch), it appears that these retailers signed on with the CurrentC "mobile wallet" system exclusively pending its use in 2015, and some of them have even put up big money to do so. So some of these retailers can't accept ApplePay because they are contractually obligated not to.
The sole reason CurrentC is so attractive to retailers is that it eliminates the credit card fees they normally pay for transactions. That is a lot of lost revenue. But as TechCrunch points out,
The problem with the CurrentC system, as John Gruber points out, is that its based more around solving the retailers credit card fee problems than the consumers payment friction problems. Users have to open their phone, open CurrentC, open the scanner, scan the code from the cashier, and wait for the transaction to be confirmed. That may present more friction than simply paying with a credit card, and its certainly harder than a quick Touch ID verification and tap of Apple Pay.
CVS, Exxon, Best Buy, Walmart, Sunoco, 7 Eleven, Wawa (regional Quickie Mart I know from NJ and PA), Old Navy, Lowe's, Olive Garden, Chili's and Banana Republic, among others, supposedly have signed on. I know they will all get less business from me. I actually live across the street from a 24-hour CVS which is right next to a 24-hour Duane Reade (owned by Walgreens). Guess which store I will now be using?
Android users were using technology no one cared about until Apple started using it, so they are kinda miffed that they are getting the shaft as well.
I wonder how many here really believe that NFC == EMV, because it isn't.
Also, is the last 4 when you make an Apple Pay payment (using the same card) the same or does it change?
Correct. This is why Apple Pay is so poorly received by businesses, especially small businesses. Apple Pay is a handout to major credit card companies because it locks in their ridiculous fees and hurts businesses.
Sorry, I am on the side of small business over Apple and their 30% cut any day.
Wow, a post that comes from a place of total ignorance. Way to go. Perhaps you should research Apple's fees for Apple Pay before you make statements that have absolutely no basis in fact.
So how's many times have you used it?
Again, I'd you decide to use CurrenC, it's like applying for one universal credit card /loyalty program. I expect many will. Many people don't like security breaches like at target but they value saving 5 percent more. Apple pay has no financial incentive for a customer. Notice I say incentive not security. So yes. I think many customers will sign up if it means saving money or other rewards.
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Congrats. You've now reached a low point in maturity and your posts less effective.
Forget credit card strong arming.
As I've said earlier. If Google and Apple wanted to be vindictive. All they would have to do is block CurrentC app from from their respective app stores.
Google and Apple together represent the largest smartphone user base right now. This CurrentC app needs Google and Apple to survive.
If their app can't be installed, CurrentC is DOA.
Just a thought.
Exactly. Retailers aren't banks. When is the last time you heard of a bank being hacked into?
The prospect of giving out your sensitive financial information to an organisation built by a group of retailers that have shown they are not capable of keeping that information secure is much different than giving it out to the bank you've trusted with that info flawlessly your entire life...
Thanks Apple for breaking everything. This has been working for years and suddenly stops after Apple enters? Coincidence?
Please, just goes to show you the impact Apple and its base have on business today.
If that is the only reason then it seems very short sighted, thinking more about it I am starting to think there must be more to this that has not come out, these companies have a lot of smart people working for them and this does not seem like a smart move.
Uh you can sideload apps on Google's platform. So they don't really need Google...
How many times have you? And why would I or anyone use it when it's documentation CLEARLY shows how bad it is. Read and weep:
http://support.currentc.com