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Normally I would not stop using a business if they did not support any type of NFC/mobile payment system. However, I refuse to support a business that only supports one type of mobile payment system and blocks others. Apple pay and Google wallet do not require their partners to stop accepting other payment methods and other should not either!
 
I know I'm in the minority but.... I only use cash period and never any other form of payment, don't even have a debit card. Cash is king. I only accept cash as payment as well.
 
Wow.. gonna hit 100 pages for me here... guess people have strong opinions on CVS:) For me, let them try their own payment system. I saw a commercial for "Visa Pay." It said with "a few clicks" you can pay. You have to type your password. Yeah. ApplePay is a bit more advanced than Visa Pay and eventually CVS will come around. Even Amazon had to give in as to not look too stupid.

Given enough time/resources, Apple can pretty much take most of what we do and think of as "OK" and take it to a truly new level.

This is much red meat for the haters, but is very welcomed by the community for the most part. Look what AT&T did to the Apple "universal" SIM. They took Apple's good idea, got greedy, and locked the SIM. That's fine. I hated AT&T before that move, and it will only embolden my hatred and assure I will never do business with them again.
 
Folks, it's been a great weekend. But who's the real winner here?

Not Apple.
Not CVS or Rite-Aid.
Not Visa, MasterCard, or AMEX.
Not MCX.

No, the biggest winner of the weekend is MacRumors!

They sure know how to pick stories that get us going- pro-Apple and anti-Apple posters alike. :D
 
True. The price of convenience. iPhone users pay the same price plus Apple premium. All I'm saying is that the premium is ridiculously high for such a minor thing.


I've been using iPhones since the first one, I didn't buy any of them for Apple Pay, and I'll buy the 6 even if it didn't have Apple Pay, so using Apple Pay, after I upgrade, is really costing me nothing.
 
Target's red card saves people 5%. I would think that other merchants might offer something like that - or special discounts/incentives. If not - I agree - what's the core benefit to the consumer?

Sure I'll trade my bank account access and medical records fo 5% off, who wouldn't that's a great deal. Right"............
 
So I went to CVS today to get some pumpkin decoration tools. I set up my Apple Pay yesterday and only used it at McDonalds so far (our local Radio Shack wasn't set up for it yet).

So I went to pay, used my phone to show the lady my reward card info. Then I used passbook and was able to start the process. It said "done" on the phone and the terminal at the store said "authorizing". After about 15 seconds it came back, "Another payment method is needed". So looks like they are blocking it from accepting the Apple Pay method.
 
Yep. Debit and Visa cards work just fine.

Cash works just fine. Checks work just fine. Debit and Credit work just fine. Money orders work just fine. Cashiers checks work just fine. Travelers checks work just fine. NFC works just fine.
What exactly is your point? Since all of those work fine, why is one of them just clearly the only option you think should be used?
 
Don't get me started I'm depressed enough already.....

It's hard for me to believe that after watching the republican clown show obstructing the government for the last 6 years, you guys are actually taking the majority in the Senate again.... You can build on that! :D



Give it a few minutes, anything Obama's fault reverts to, because George W. Bush exists...

CVS/Rite Aid not taking Apple Pay... Bush's fault.

"My Obamacare mandated pharmacy, CVS....." guess we know where CVS corporation's political donations are going... DNC anyone?!?

But on a personal level, my health insurance carrier I had for twelve years, with a pre-exisiting condition no less, informed me that they are canceling coverage March 2015 and I have to look for new coverage... and they said it was Obama's fault, thanks to Obamacare... So what do you know, it is Obama's fault. ;)
 
The fact that you are okay with a big middle finger from CVS is great, But not the point of this thread. Most like choice. Including in payment options.

Then it's best for you to only shop where ApplePay is accepted. But what did you do last week? And the week before that when there was no ApplePay?
 
I don't feel like reading 87 pages. Could you point out the 5%? :D:D

The most interesting thing I have learned from this thread is the truly onerous requirements for enrolling with CurrentC. It requires your social security and driver's license numbers for "verification". What's left? Your first-born son?

I also found out about, and saw the sh@@storm on Facebook pages for CVS and Rite-Aid. Someone is going to be doing a lot of cleanup tomorrow.

Someone posted the URLs for complaints to both companies. If they choose to respond, someone is going to be sending a lot of email.

There have been a number of boneheaded decisions that become business school textbook examples of what NOT to do. I think this may be destined to be one.

I'm very curious to see what happens next. Do other members of the consortium bail out? Or do they risk becoming the next to do what was impossible before this weekend: unite Android and iOS users against them? Even Apple and Google together would have a hard time buying enough advertising to ignite this kind of passion.

I expect one or more lawmakers to weigh in on one side or another next week. I think I am gonna pop some popcorn: this will be entertaining.
 
I know I'm in the minority but.... I only use cash period and never any other form of payment, don't even have a debit card. Cash is king. I only accept cash as payment as well.

So is that mean you have ever made any sort of online purchases? And when you have to purchase big ticket items, e.g., computer, big appliances you simply carry around $1-5k of cash with you?

It's your life style, but I'd be so afraid to walk around with more than a few hundred dollars worth of cash. Plus, you would always have to be mindful of having cash in your pocket. If you are called out of a huge dinner, or having to go out to eat you would always have to check to see if you have cash or run to the bank.

I don't support the idea of using credit card to make purchases with money that you don't have, but it certainly give you an extra layers of protection and convenience.
 
I know I'm in the minority but.... I only use cash period and never any other form of payment, don't even have a debit card. Cash is king. I only accept cash as payment as well.

I hope you don't sell anything more than ice cream. $5 or so is usually the most cash I have easily accessible. You my business? Take my card. If you have something REALLY unique or insanely cheap, I might go find cash. But only enough for the purchase, so you can be sure that I won't have more on me for impulse buys.

Once most merchants take either contact or contactless chip cards, I'll probably demagnetise my credit cards so that they're immune to skimming. No chip card support at that point? No business from me, sorry my card doesn't work and I don't have cash.
 
It's an insurance policy against fraud for the card handling companies.

Anyone that thinks that this payment method is not far more secure should stop and ask themselves one single simple question:
Why would the credit card companies overwhelmingly support this... when the fee that goes to Apple comes out of their pocket alone? Very simply, it will result in far less fraud and fraudulent claim refunds.
Sadly, i've already read a lot of people on here remark that they do not care if it results in less fraud, because they are not held responsible for fraudulent transactions. I guess they have never heard what can happen to you when a criminal gets access to a lot of your personal information. Spending months and years trying to get accounts that someone opened in your name using your stolen information is very very painful and difficult.
 
Maybe I don't understand all the technologies and economics and politics. But won't CVS and Rite-Aid be required to turn their NFC readers back on in October 2015 in order to accept EMV contactless payments?

There is no requirement to accept EMV contactless payments (or any EMV payments at all, for that matter).

There is a liability shift, where if you don't accept EMV *contact* payments, you're liable for counterfeit card fraud. This is October 2015.

There is also a contactless incentive. If you accept both contact and contactless EMV payments, you are exempt from some PCI reporting. This began in 2013, and only some First Data merchants seem to actually meet these requirements.

Finally, Mastercard, Discover, and American Express have a PIN liability shift, where if you accept a chip and PIN card in a chip and signature terminal (e.g. Square's new system), you're liable if the card is stolen. This does not apply to Visa. This is October 2015.
 
Utter nonsense. You are not trading "medical records". No one has access to your medical records that isn't authorized. The red card application isn't a HIPPA waiver.

It's astounding some of the nonsense posted in this thread.


Sure I'll trade my bank account access and medical records fo 5% off, who wouldn't that's a great deal. Right"............
 
There have been a number of boneheaded decisions that become business school textbook examples of what NOT to do. I think this may be destined to be one.

I doubt it will, but we will see. Frankly, I think it's going to mostly blow over for CVS and Rite-Aid. I also doubt that any more MCX merchants will go the way of Meijer and partner with Apple, I'm sure MCX is freaking out about that one.

However, I think it'll raise interest in contactless, and promote Apple Pay, Google Wallet, Isis/Softcard, and contactless cards. Ensuring MCX's already inevitable failure. Furthermore, it has drawn attention to MCX's problems.
 
It's so funny ready all the tin hat brigade worried about mining credit card data.

All they see is a card number and what you buy. Nothing else, no name or other details. The paranoia is incredible.

If you don't want companies knowing everything you buy don't have store cards.
 
Utter nonsense. You are not trading "medical records". No one has access to your medical records that isn't authorized. The red card application isn't a HIPPA waiver.

It's astounding some of the nonsense posted in this thread.

I believe the thing mentioned is that the CurrentC app asks for HealthKit data on iOS.
 
Sure I'll trade my bank account access and medical records fo 5% off, who wouldn't that's a great deal. Right"............

Actually - you don't have to do either when you apply for the red card. You're confusing that with CurrenC. And I'm not sure anyone knows what medical information is actually going to be retained. I do know that there are very strict compliance requirements around HIPAA when it comes to EMR and other health records.
 
So I went to CVS today to get some pumpkin decoration tools. I set up my Apple Pay yesterday and only used it at McDonalds so far (our local Radio Shack wasn't set up for it yet).

So I went to pay, used my phone to show the lady my reward card info. Then I used passbook and was able to start the process. It said "done" on the phone and the terminal at the store said "authorizing". After about 15 seconds it came back, "Another payment method is needed". So looks like they are blocking it from accepting the Apple Pay method.

I'm trying to decide if this post is serious or a joke...
 
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