Ill try to tackle this one!
Ma'am- I tend to use this with women who are really older than me, such as the old lady who crosses the street. Also I use ma'am on those women who are older and have SUPER GOD LIKE POWERS! Like a judge, the dean, some other high up position.
Miss-I used to on women who are older, but not overwhelmingly so. Also on women who have power, but not too much. Ill use this on my adviser, the police lady, a women whom im approaching for driving directions.
Lady: A lady is someone who is a bit more sophisticated but with a hint of sexyness/appeal. I say apeal because i use it when lady has been nice to me. I think this is also this a third person word. As in, i wouldnt say "that miss helped me" i would say "that lady helped me."
Chick: I use, yes i do, when I am around other guys to point out "good looking" girls. yes i understand that i justed used 'girl' but its because usually they are young; refer to girl paragraph down below. I think chick is used more as a "i would hit that" kind of notion. To use chick, you have no knowledge or seaming care for them; you are apathetic and probably only want to bang/look at her.
Bird: used by mac user *dietcokevanilla* and her friends. Do i know why? Probably because they flew too close to the "koo koo nest."
Women: Again used around "the guys," almost in the same context as "chick" but with an older 'female.' I also think this is one of those third person/party words. Again around the guys i would say somethign like 'why are women so unable to comit?"
Girl-used most often, and reflect ones age as being younger/young. Also, I think we use it on on/with people we know, its a sign of siblingness, friendship, aquaintenceness. Also, a third party refernce word but with a more adolecent tone. example: "Why the **** are girls such bitches!"
Edit: Name change...Im way to visual...