I already bought my squaretrade 2 years warranty for $90. Knowing from my past experience, I'll be dropping my phone several times

Any glass break, low battery, etc...I'll be getting another one

with a $50 deductible each time

I paid a full protection case for $120 at vaja and I still get a crack line in the front of the case.... With the crack, I wasn't able to sell my used phone for much

Now, if I had put that $120 toward the warranty, then I would have gotten a minty phone back and sold it for much more.
As I see it, I don't stress out and worry about holding the phone everywhere I go. If I drop it, then no problem..get another one

If I drop again, then get another one again

Also, the iphone is beautiful as is being naked. I just don't know why so many people buy a 1 inch rubber protector around it...make it look so ugly. It's like buying a BMW and putting rubber around it to protect from door ding LOL....