So true. Can’t tell you how many times I’ve read the “it’s future proofing!” Excuse but the base model is more than enough for 99% of people and the device is long gone before they use any software that actually touches on the need of higher amounts of RAM. Especially with more and more services being done through the cloud, a strong Internet connection is more important than 4629 GB RAM.
Imagine if manufacturers applied your principle to the CPU. We'd be stuck with 4-cores.
Regular apps like Zoom and Word can consume 500MB to 1GB each. Cloud stuff means more demand on the browser, which uses more RAM. Drawing to an external monitor consumes memory.