I'm in the same camp. My XPS is plenty powerful as it is built now, and will be for years. Do I want to build the super workstation for me? YEP. Does my bank account want to do it, NOPE! My two windows pcs are awesome right now.I have every motivation, I saw a YT that built a wonderfully small, fast and cool running machine. Yet, the component list is such that it would have run me well into the 2,000 dollar range. My 11gen gen machine has more then enough horse power, my GPU a little long in the tooth but handles the games I play. I can't justify spending that sort of money in this day and age.
My Coworker has a 2019 macbook 13 he's thinking of selling, I am probably going to buy it to try mac. If I don't like it I can gift it to my son, who is using a 2016 macbook air 128gb. If I do like it, I will gift it to my son and buy the system I want. Ha ha!