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You do realize Apple bought out a company to implement Siri right?

Apple buys companies all the time in order to deliver new products.

Samsung Pay is innovation because they implemented it in their phone when most companies probably wouldn't have thought of the idea and kept using NFC (Apple).

Samsung bought LoopPay after Apple announced Apple Pay, if you'll recall. Sounds like they were playing catch-up to me.
 
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Samsung bought LoopPay after Apple announced Apple Pay, if you'll recall. Sounds like they were playing catch-up to me.

Apple should've bought Loop Pay. It was just a swing and a miss from Tim Cook. Implementing MST in the iPhone would've helped his dwindling reputation at Apple quite a bit.
 
In the UK, Apple and Android pay is limited to £30 in most places, which is next to useless in reality.
You can't even do your weekly food shopping and use it.
Does the Samsung method allow larger transactions?

If so, well there is your answer to why use it.
 
Apple should've bought Loop Pay. It was just a swing and a miss from Tim Cook. Implementing MST in the iPhone would've helped his dwindling reputation at Apple quite a bit.

How is Tim Cook's reputation "dwindling"?

Also, why should Apple spend money on something that's going to add less and less value over time? While contactless acceptance isn't increasing as fast as people on MR would like, it is increasing; the other article posted today about AP even said that acceptance went up 5x in the US (4% to 20%). MST will also not be able to take advantage of stuff like CDCVM, meaning that you'll still be signing for purchases and giving cashiers the DAN long after Apple and Android Pay users have left the store.
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Does the Samsung method allow larger transactions?

It'll probably still have the same limitations if you use the NFC functionality.
 
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I just got the Galaxy S7 last Saturday and have used the Samsung pay three times now. It is better than apple pay from the sole fact that you can use it really anywhere you can swipe your card. It's fairly quick although i would hope it was just a tad faster. I don't really see a point to having Samsung Pay on an iPhone especially since the iPhone doesn't support magnetic transfer like the galaxy phones do. Although I would think apple took note and added this along with the IPhone 7 coming out soon to be more competitive. Although I would not be surprised if they don't add this feature on their next phone.

Overall I am happy with the S7. Not crazy about the android operating system. But this is coming from a 7 year iPhone user. The S7 is a great phone. And it truly contrasts the advantages it has over the 6s.

One thing that I'm still trying to get over is the fact of leaving Apples iOS ecosystem. I do miss iMessage, FaceTime, larger audio controls on the lock screen and the overall ease of use. Although I'm not fond of being controlled by just having to have these features in my life. The transition to the S7 is tough, but in time it can and will work.
 
How is Tim Cook's reputation "dwindling"?

Do you really need to ask that question? Just look around the boards. Of course the average Apple user probably doesn't even know the name of the CEO, you can tell he's a mediocre CEO when it comes to anything except the financial side of the company.

the other article posted today about AP even said that acceptance went up 5x in the US (4% to 20%).

So it went from minuscule to small.
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I do miss iMessage, FaceTime, larger audio controls on the lock screen and the overall ease of use. Although I'm not fond of being controlled by just having to have these features in my life. The transition to the S7 is tough, but in time it can and will work.

However you do have waterproofing, MST, an SD card slot, and AMOLED screen, and if you didn't know, Google Music actually has a subscription service similar to Apple's, but better.
 
Do you really need to ask that question? Just look around the boards. Of course the average Apple user probably doesn't even know the name of the CEO, you can tell he's a mediocre CEO when it comes to anything except the financial side of the company.

So, nothing then.

Hint: Apple still makes a profit every quarter.

So it went from minuscule to small.

Or large enough that switching one's normal shopping to contactless supporting retailers isn't a hassle anymore. At least for me, Trader Joe's isn't that much farther from me compared to Vons. Or Arco vs. Shell. (BTW, the contactless readers on the pumps at Arco actually work now.)
 
So, nothing then.

Hint: Apple still makes a profit every quarter.



Or large enough that switching one's normal shopping to contactless supporting retailers isn't a hassle anymore. At least for me, Trader Joe's isn't that much farther from me compared to Vons. Or Arco vs. Shell. (BTW, the contactless readers on the pumps at Arco actually work now.)

It's still a hassle. Some places that have NFC don't even have it so it works correctly.

I went to Sunoco once and tried to use my phone to pay twice. Ran it as credit and everything... Nope not approved, had to swipe my card. Point being, just because they have an NFC terminal, doesn't mean it works.
 
Same could be said about regular cards too. (Everyone who's had to do the bag trick to get the magstripe to read, raise your hands.)

I've never had to use that trick.

You're talking Apple's to oranges either way. One if the fault of the cardholder for having a worn card. The other is the fault the merchant for not making sure something works on their back end system, which happens 1000000% more with NFC readers than having to use a bag to read your magnetic stripe.
 
I've never had to use that trick.

You're talking Apple's to oranges either way. One if the fault of the cardholder for having a worn card. The other is the fault the merchant for not making sure something works on their back end system, which happens 1000000% more with NFC readers than having to use a bag to read your magnetic stripe.

Yeah, I've had new magstripe cards not read the first few times too. I wouldn't call that the cardholder's fault.

FWIW, NFC works the vast majority of the time for me at places that support it.
 
Yeah, I've had new magstripe cards not read the first few times too. I wouldn't call that the cardholder's fault.

FWIW, NFC works the vast majority of the time for me at places that support it.

You've had a new magstripe card not read the first few times? Don't really see why that would happen.

Yeah NFC works at the vast majority of places you see the logo, but that's not good enough. It should work everywhere you see the logo. I shouldn't have to guess which places it actually works.

You don't have to guess where a magstripe card will work... They work everywhere except places that require you to read the chip on the card instead.
 
I see people mentioning Samsung Pay works on almost all terminals.

That's true only if your bank supports it. Apple Pay is well over 1,000 banks while Samsung Pay was on around 60 last time I looked.

More and more merchants are adding NFC. The decision a bank faces is do they put in the effort to support something (MST) that's on its way out? Or work at getting merchants to switch to NFC terminals? MST is a dead-end technology - we just don't know how long it has.
 
You've had a new magstripe card not read the first few times? Don't really see why that would happen.

Yeah NFC works at the vast majority of places you see the logo, but that's not good enough. It should work everywhere you see the logo. I shouldn't have to guess which places it actually works.

You don't have to guess where a magstripe card will work... They work everywhere except places that require you to read the chip on the card instead.

A lot of retailers don't clean their terminals that often. It's not out of the realm of possibility.

Also, you don't have to guess where your card will work? Sounds like you don't use AmEx.
 
I've given up on these pay things. After years not a single one is available in my country.
 
Also, you don't have to guess where your card will work? Sounds like you don't use AmEx.

I'm not even sure which card I would pick from them.

The Delta cards, the transparent cards, the awesome Gold Premier charge card.
 
In the UK, Apple and Android pay is limited to £30 in most places, which is next to useless in reality.
You can't even do your weekly food shopping and use it.
Does the Samsung method allow larger transactions?

If so, well there is your answer to why use it.

In terms of Samsung Pay if it falls back to MST would you have to sign for it here in the UK like you would a Chip & PIN signature when the Chip fails?

And is it tokenised when using MST?
 
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You may not be aware ( as an apple fan) but Samsung Pay is superior to Apple Pay in every way, shape or form. You just need to inform yourself a little more and maybe you won't be laughing so much. :)
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Apple Pay only lets you pay on terminals that offer NFC payment. Samsung Pay lets you pay on NFC terminals as well as regular, plain card readers that do not have any NFC capability whatsoever.
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Do you even know what Samsung Pay does? How it works?
And that's why they're launching it on iOS, cause it works so well?
 
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And that's why they're launching it on iOS, cause it works so well?
It's business. The same way Apple released Apple Music for Android. To make more money and reach a bigger audienece.
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Got to love the "One post, brand new member" pro-samsung comment that every samsung article on here has.
But who am I to call that out. What I will say is, none of what you are talking about will work in iOS. We do not have the (very unsafe) magnetic coil to mimic a CC like the Galaxy does.
You are apparently, an expert on security. I could explain all the reasons why Samsung Pay is just as safe and secure as whatever you use, but I'd be wasting my time.
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Functionally, yes. But that extra functionality is meaningless when a comparative minuscule number of banks support Samsung Pay. Sadly, same goes for Android Pay. My 2 credit cards are both from very large financial institutions and neither support Samsung or Android Pay.
Well, Samsung Pay came out less than a year ago and when it comes to adding banks and financial institutions, they have done an amazing job. Lets also not foreget, because that's always the hidden message of Apple fanboys, that all of this phone payment was started by Google. Not Apple, not Samsung.
 
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Legitimate question: Why would anyone use Samsung Pay instead of Android Pay, which already ships with Android? Samsung Pay is just redundant, no?

The article is talking about Samsung's move geared towards markets in South Korea and its regions where Apple couldnt work out ApplePay yet, and Samsung Pay is already widely accepted. Samsung's decision gives an option to local and international iPhone users visiting these regions a way to make payments with their phones.
 
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Well, Samsung Pay came out less than a year ago and when it comes to adding banks and financial institutions, they have done an amazing job. Lets also not foreget, because that's always the hidden message of Apple fanboys, that all of this phone payment was started by Google. Not Apple, not Samsung.

What does Google offering Wallet first have to do with anything? It was so good that its usage rate was next to nothing and it ultimately went the way of the Dodo. Now, Google's replacement offering is in 3rd place with the same lackluster adoption rate and bank participation. But kudos to them for being first. ;)
 
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How much are they paying the team that came up with this?

Seems like there are people who work at Samsung that get paid for having a pulse, nothing more.
 
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