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Following Poor Performance on Galaxy Phones, 'Samsung Pay Mini' Reportedly Heading to iOS
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The MST aspect is what makes Samsung pay more useable for consumers. You don't have to see if they accept NFC or tap to pay. Old school terminals or new ones work 100% of the time. Granted depending on who accepts contactless payments increases your chances of using this new technology. However, the roll out for new payment terminals that include this new payment feature has been slow.
I'm in Tampa and out of all the places I shop, only Walgreens and a cigar shop offer NFC payments. A few others use to but got rid of it due to it bringing more problems than solutions. I would assume that this was more of a lack of training due declined transactions that I would see from the cashier doing it wrong.
I love this new payments feature for its security and convenience, I just wish that the opportunity to use it increases.
I use Apple Pay. My husband uses Samsung Pay. Now that he's ironed out the kinks, he can use it anywhere we shop. Whether the people at the register know it or not. I can use my Apple Pay in about 4 places. I'd love to have access to both and stop carrying around a wallet altogether.
Sorry but I do not want 20 paying solutions. I'll stick with Apple Pay and carry a few chip cards until more stores adopt Apple Pay over the next few years.
I could not have said this any better myself. With Apple Pay already ingrained in our iPhone's (those of us who have the iPhone 6 and up), what the heck would be the point? I highly doubt massive amounts of iOS users are going to download an app that is basically pointless.
It's certainly not going to make Samsung Pay any more popular.
Good question.
While I don't like this Samsung solution, I have used the Exxon app to pay for gas via Apple Pay & Touch ID. It's very easy and helps me add to Apple's metrics on Apple Pay growth.
Yes I understand that a BETTER solution would be equipping the pumps to accept Apple Pay, but -- in the interim -- an app that supports Apple Pay is a step forward to broad adoption of Apple Pay.
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You may not be aware ( as an apple fan) but Samsung Pay is superior to Apple Pay in every way, shape or form. You just need to inform yourself a little more and maybe you won't be laughing so much.
Functionally, yes. But that extra functionality is meaningless when a comparative minuscule number of banks support Samsung Pay. Sadly, same goes for Android Pay. My 2 credit cards are both from very large financial institutions and neither support Samsung or Android Pay.
Wow. Color me uninformed, I didn't realize phones could mimic a card swipe. I thought it was NFC or bust. Does Android pay offer this functionality?
MST is a neat solution, but it's almost 10 years too late in Canada, and probably other parts of the world too. Magnetic stripe usage is practically eliminated here and you can't use it 99% of the time even if you wanted to. If they had a chip equivalent (I don't think it's even technically possible) then maybe it would be of use.
I suspect in the coming months the US will move in the same direction where chip cards will not work when swiped.
What is the future of the terminal? I thought things should be getting simpler more like Europe where we could even tap our cards at the terminal. However, we were given security chips which have now reverted to inserting your card into the reader and leaving it there for what seems an unreasonable amount of time. The way I though it may go is that swipe readers would eventually be a thing of the past and that NFC would take over whether you had a card or a phone to make the payment.
Using apple pay at places that have chip readers saves me a TON of time. My only thing with apple pay and other fingerprint stuff is after a weekend of yardwork, I pretty much have to always use my code. I thought the facial recognition was a pretty dumb idea for payments and unlocking but it'd sure help in dirty or damaged hand situations.
Sounds like this Samsung Pay Mini is a band-aid for companies that haven't "upgraded" to NFC. I can put up with still using a card at those places until that time.
Using apple pay at places that have chip readers saves me a TON of time. My only thing with apple pay and other fingerprint stuff is after a weekend of yardwork, I pretty much have to always use my code. I thought the facial recognition was a pretty dumb idea for payments and unlocking but it'd sure help in dirty or damaged hand situations.
Sounds like this Samsung Pay Mini is a band-aid for companies that haven't "upgraded" to NFC. I can put up with still using a card at those places until that time.
For me, it seems like you don't know how Samsung Pay works.[doublepost=1464366546][/doublepost]
You may not be aware ( as an apple fan) but Samsung Pay is superior to Apple Pay in every way, shape or form. You just need to inform yourself a little more and maybe you won't be laughing so much.
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Apple Pay only lets you pay on terminals that offer NFC payment. Samsung Pay lets you pay on NFC terminals as well as regular, plain card readers that do not have any NFC capability whatsoever.
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Do you even know what Samsung Pay does? How it works?
All those advantages you've mentioned are hardware-wise. You won't have them on iPhone. So his comment is kind of logical. Who needs Samsung Pay on iPhone?
Does this somehow unlock MST within my iPhone? If so great, if not*, no thanks.
* I know it's "not"... ;0)
* I know it's "not"... ;0)
Did people not even read the first couple sentences? It says it will be used as payment for online stores not via the NFC. So this will just be limited to online buying.
The point is it wasn't successful at all on the devices it was meant to be used on SO they're hoping on iOS users to pick up the slack. I have read that Samsung Pay does allow one to use gift cards so that's a bonus. Maybe they're hoping people will at least use this app to store gift cards.
Got to love the "One post, brand new member" pro-samsung comment that every samsung article on here has.[doublepost=1464366546][/doublepost]
You may not be aware ( as an apple fan) but Samsung Pay is superior to Apple Pay in every way, shape or form. You just need to inform yourself a little more and maybe you won't be laughing so much.
[doublepost=1464366693][/doublepost]
Apple Pay only lets you pay on terminals that offer NFC payment. Samsung Pay lets you pay on NFC terminals as well as regular, plain card readers that do not have any NFC capability whatsoever.
[doublepost=1464366795][/doublepost]
Do you even know what Samsung Pay does? How it works?
But who am I to call that out. What I will say is, none of what you are talking about will work in iOS. We do not have the (very unsafe) magnetic coil to mimic a CC like the Galaxy does.
All of the mobile payment solutions have had poor performance.
God forbid people should try something new for a change.
Apple Pay is the absolute worst in the U.S. I wish Apple would've adopted MST into their phone before Samsung did... I'd probably still have an iPhone, or at least would've for a little bit longer.
All of the "big banks" support Samsung Pay in the U.S with the exception of Capital One and Discover. I'd say that at covers at least 70% of the U.S population and 95% of POS terminals. Meanwhile, Apple supports 95% of the banks and credit unions, but only 10% of the POS systems.
Another example of Tim Cook getting ripped to pieces in the tech industry. Samsung Pay is built on true innovation, while Apple Pay was basically existing tech that requires your fingerprint instead of a PIN number.
[doublepost=1464366546][/doublepost]
You may not be aware ( as an apple fan) but Samsung Pay is superior to Apple Pay in every way, shape or form. You just need to inform yourself a little more and maybe you won't be laughing so much.
[doublepost=1464366693][/doublepost]
Apple Pay only lets you pay on terminals that offer NFC payment. Samsung Pay lets you pay on NFC terminals as well as regular, plain card readers that do not have any NFC capability whatsoever.
[doublepost=1464366795][/doublepost]
Do you even know what Samsung Pay does? How it works?
Any store that accepts chip or magnetic stripe transactions and doesn't have an NFC sensor accepts Samsung Pay and not Apple Pay.
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That would require Apple to do the norm and actually open up NFC for third party access.
Personally the #1 feature I'd like to see in the next iPhone is MST, followed by an AMOLED screen, 32 GB base storage, and then waterproofing.
I wouldn't really call buying out a company that has the needed patents "innovation", but to each his own.
You do realize Apple bought out a company to implement Siri right?
Apple buys companies all the time in order to deliver new products.
Samsung Pay is innovation because they implemented it in their phone when most companies probably wouldn't have thought of the idea and kept using NFC (Apple).