For those frustrated by disabling of NFC at POS...

[TomTomHatesCats]

Apple Pay users seem more hellbent over this than Google Wallet users, just saying.

When Google Wallet was introduced, I remember the excitement was as high on Android forums as Apple Pay is now. Unfortunately, it was a very buggy and inconsistent experience for me and many others. For me, without the ease of something like TouchID, it just wasn't worth sticking it out with Google Wallet until things improved, so I just went back to using cash or cards for my purchases. I wonder if a good percentage of Google Wallet (attempted) users did the same, which could explain their voices being relatively low at the moment.

 

[ElectronGuru]

When Google Wallet was introduced, I remember the excitement was as high on Android forums as Apple Pay is now. Unfortunately, it was a very buggy and inconsistent experience for me and many others. For me, without the ease of something like TouchID, it just wasn't worth sticking it out with Google Wallet until things improved

Would you mind sharing some examples? We're these with setup or use, were certain problems more likely. Was it just not faster or things actually take longer?

 

[CaptMarvel]

I normally don't shop at CVS anyway because they're prices tend to be sky high compared to competing stores, I usually go to Walgreens instead. This just makes the decision to continue not shopping there an even easier one.

that about sums it up..

 

[Appl3FTW]

Contacted CVS and Rite Aid

I normally don't shop at CVS anyway because they're prices tend to be sky high compared to competing stores, I usually go to Walgreens instead. This just makes the decision to continue not shopping there an even easier one.

I agree man me too

 

[Sprintina]

I bet many on MR remember the card imprint sliders and carbon receipts-

I suppose the next gen payment systems will get there one day...

 

[tl01]

It's quite comical seeing all you guys get bent out of shape over something that really doesn't have any benefit to us.

First... It doesn't have to be bent out of shape... But it does benefit me if I'm not having to get new credit cards all the time bc some idiots hack these places and steal my info. It wastes a lot of time when I have to redo recurring payments.

 

[Newtons Apple]

If you are frustrated, have you written to tell the merchant or do you plan to do so?

Just curious how many people do something vs just remain frustrated.

If you did speak up, which merchants did you contact?

So far I have written to Best Buy (surprisingly they wrote back almost immediately, Rite Aid, and CVS.

Why not a class action suit? Come on, let the system work and in a year of two all of this will shake out. There is no doubt that Apple Play will have it's place but it will just be part of the new thing to hit the market in the next year of two as the banks and retailers tighten things up!

 

[Tzerlag]

I was told by my bank, the other day, that next year (I don't remember the exact date) the retailers will become responsible for the losses and not the banks. I was talking to the fraud department having my card that I had used at Home Depot, replaced.

Retailers in USA are required to be able to accept the EMV style (chipped) credit cards by October 2015, otherwise the liability will shift to them. If the retailers comply with the upgrade the liability remains with the CC banks.

This is an effort to get rid of the magnetic strip credit cards in favor of the more secure system that has been in place in Europe for a while. EMV stands for European MasterCard and Visa.

Stores will have to have new card readers in place. Some already do, you can tell (sometimes) if they have an ATM-style slot to insert a card instead of just a swipe reader.

However, there is no requirement that the new card readers have or use NFC which Apple pay, Google wallet, etc. rely on.

The MXC CurrentC that retailers prefer (guess why) is explained well in a recently posted techcrunch article.

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It's quite comical seeing all you guys get bent out of shape over something that really doesn't have any benefit to us.

Just because you don't understand the tech doesn't mean no one benefits.

 

[jim.hickman.777]

That credit card machine is what I see everywhere. Until those are replaced Apple pay isn't going far sadly

 

[CoilTap]

That credit card machine is what I see everywhere. Until those are replaced Apple pay isn't going far sadly

A large number of those machines already have NFC in them. And most of the ones that do not will need to be replaced to support chip-based cards. Most of the new replacement machines will have NFC. It will be fairly ubiquitous, from a hardware availability perspective, in the next two years.

 

[TomTomHatesCats]

Would you mind sharing some examples? We're these with setup or use, were certain problems more likely. Was it just not faster or things actually take longer?

Having used it for perhaps a week nearly three years ago, memory has faded on specifics, unfortunately... What I do remember was that the step-by-step process was not as advertised (but again, I can't remember specifics), and getting the NFC reader to recognize my device took multiple tries.

But, the main thing I remember thinking was that pulling out my card and swiping would have been much faster.

With Apple Pay, the NFC purchases I made have been immediate, and verification with TouchID has been flawless. The one thing I don't like about Apple Pay so far is that sometimes I have to interact with the NFC reader to complete the transaction, so there is inconsistency there at the moment. However, the experience is just nicer, for lack of a better word, so I'm willing to stick with it and hope the merchant battle works itself out.

 

[JayLenochiniMac]

A large number of those machines already have NFC in them. And most of the ones that do not will need to be replaced to support chip-based cards. Most of the new replacement machines will have NFC. It will be fairly ubiquitous, from a hardware availability perspective, in the next two years.

This. Verifone has included NFC in all its POS machines since 2011. If you see a Verifone terminal, there's a good chance you'll be able to use Apple Pay with it unless the retailer (i.e., CVS, Rite-Aid, etc.) has specifically disabled it.

 

[tl01]

This. Verifone has included NFC in all its POS machines since 2011. If you see a Verifone terminal, there's a good chance you'll be able to use Apple Pay with it unless the retailer (i.e., CVS, Rite-Aid, etc.) has specifically disabled it.

I will remember this when shopping. Thanks!

 

[IFRIT]

I predict in 6 months this whole 'merchant exchange' wannabe ApplePay will flop and these same stores will be running back to ApplePay.

Why would they, because it's probably very unlikely that people will not shop thier because they don't accept Applepay.

 

[1rottenapple]

Target is MCX, not ApplePay.

ApplePay in app, not in store.

Well touché didn't know that.

 

[ElectronGuru]

For those frustrated by disabling of NFC at POS...

But, the main thing I remember thinking was that pulling out my card and swiping would have been much faster.

Thanks. Sounds like dudes who tried mP3 players in the early days. What's puzzling is that Google did not (apparently) fix these shortcomings in the time since, 3 years is a long time to have a market to yourself.

And it's beginning to look like the retailers assumed NFC would continue to languish so why not circumvent the banks. But they seem to have underestimated apples ability to role out improved versions of a new technology and take over.

 

[12vElectronics]

CVS is well off, they are a major drug store chain. I don't understand the move, but it will have a negligible affect on their bottom line, probably not even noticeable.

This. Alot of people don't understand that no one outside this forum will get upset by the lack of Apple Pay lol.

 

[dishfan82]

CVS is just following what others are doing. If they ever get hacked then they'll wish they never disabled NFC.

 

[mr1581]

I did use nfc at my local cvs two days ago... is this a store by store thing?

 

[lordofthereef]

I would take any letter from any retailer one month from Black Friday, with a grain of salt.

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It's not comical to me considering my bank account has been compromised 3 times in 3 years.

I've also had to completely close and reopen a new checking account because of fraud.

I'm ALL for more secure payment methods versus using my actual bank and CC cards.

No benefits? Laughable.

Of course. Take everythibg from s giant retailer with s grain of salt regardless of when they are saying it. It's just nice they responded at all. Take note of my closing statemen; "here's to hoping." It's just that. A hope that they do inplement NFC as they claim to be working on.

 

[tl01]

Interesting article...

http://mobile.nytimes.com/2014/10/27/technology/personaltech/2-drug-chains-disable-apple-pay-as-a-rival-makes-plans-.html?_r=0&referrer=

 

[barjam]

It's quite comical seeing all you guys get bent out of shape over something that really doesn't have any benefit to us.

That is a short sided post. Have you used nfc payments before? It is actually very nice and much faster than swiping. I would love it if I could use this everywhere.

 

[mhdena]

Quote of the week! Borrowed from LordoftheReef

"I am unsure how Apple Pay being in existence got so many people (at least on here) foaming at the mouth that they are no longer willing to pay with any other form of payment"

 

[farmkittie]

Agreed.

And support those who use apple pay. Instead of cvs, go to Walgreen. And use target for your big box retailer needs.

It would be funny (and great) if Walgreen's sees a sudden increase in new business while Rite Aid and CVS see a sudden dip. It would probably be rather modest, and it might be attributed to other factors, but maybe...

 

[barjam]

This. Alot of people don't understand that no one outside this forum will get upset by the lack of Apple Pay lol.

There are similar posts on other major forums such as reddit. The people who would be out front and early adopters on phone based payments (which is very much the future of payments) are also technically inclined. The fact that retailers are banning both Apple pay and Google wallet in favor of their awful system that technologically inclined folks will shun is at least interesting.