Very strange things this morning. Facing a deluge of rain, I ventured out this morning used my debit card to get some cash at an ATM, went to McDonald's to get a coffee, and started to reach for my wallet, but then decided to use Apple Pay there, then stopped at the gas station to fill up and... no wallet. All these things happened quickly. I have some very specific habit patterns such as if I give my credit card to someone I don't put my wallet away until I get the card back and I don't set my wallet down. The only thing I can think is that somehow, at the ATM at a Walgreens, or maybe even at McDonald's (if I reached for it), I did not get the wallet all the way into my pants pocket and it ended up either in my car, or on the ground somewhere between these locations and my vehicle. I've not found it in the car. Immediately retraced my steps, asked if had been turned in, but no wallet. So I went home and started calling credit card companies. That's a slight inconvenience, as I carry 3 cards, all quickly cancelled. I can kiss the $40 in my wallet goodbye, but I can overcome that. My Texas drivers license is a bit of a worry, but it is hard to counterfeit. I went to this site and found 9 Urgent Must-Dos If You Lose Your Driver’s License General and Texas clarifications bolded: 1) Act Fast 2) Assess What’s Missing- I knew mostly what was in my wallet, but now I vow to keep a printed list of the contents of my wallet including cc numbers, phone numbers, and such. 3) Know What’s at Risk 4) Report the Loss to the Police- Except in Texas it's on you. With all the emphasis on IDENTITY, Texas does not care about lost cards, until your Driver's License is used fraudulently. If stolen as part of a robbery, it can be reported. There is none of this pesky proactive stuff for lost cards. And even if it's stolen, I have no idea if the number is flagged in any way. I asked about having my diver's license number changed, and although there is an audit number that identifies what version of a driver's license in your possession, the DL number remains the same. The representative, politely told me that with all the people who lose their licenses, they could not possible change their Driver License numbers. When I told her it was a common practice with credit cards, she said those were the rules they operated under. One of the benefits of running a super tight budget. Just getting on the phone with a live person, took 30 minutes. 5) Report the Loss to Your ID Theft Protection Service- Anyone recommend subscribing to? 6) Notify the State DMV- The Texas State DMV only cares that you carry a Driver License on you when driving. When lost, you can go through some un-intuitive steps to get a new one, which thankfully can be accomplished online if you have your Driver License Audit number (20 digits, identified with a DD) and know where to go www.dps.texas.gov> driver license> change address. Go through the steps, fill in the same address as you all ready have, and the State will send you a new one for about $20. If you live in Texas or really no matter where, it's a good idea to make a copy of your driver license and your passports. Having the audit number, saved me a dreaded trip to the DMV, other wise I would not have known it. 7) Replace Your Lost Driver’s License- Done. 8) Drive Nowhere without Your Driver’s License 9) Watch for the Signs of Identity Theft- Sounds like a pain. Is there an easy way to do this? Uh, huh.