Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
So youre claiming Apple does not and has never, stored credit card numbers associated with iTunes accounts? (Forget Apple pay)

???

How did you get that from anything I typed?

This is a thread about Google Wallet/Apple Pay which is what I am talking about.
 
The OP you responded to was this:



This is obviously not meant to be a serious question due to:
*Reference to google wallet not accepting apple pay - if I have to explain how this is not meant as serious, you will not understand anything on this site anyway
*Class action lawsuit - reference to the class action lawsuit publicity stunt about CVS/Rite Aid
*The use of three "z"s in "lawsuitzzz"

The problem is Google Wallet is not a merchant.

It doesn't accept anything. It's not expected to, so there is no existing concept to reflect on with sarcasm.

Even assuming there was a mistake in his understanding for how the various payment systems differ and work, it STILL didn't make sense.

It would have been best just to let it slide into obscurity but now I guess it has to be seen through to its logical conclusion: which is that it made no sense.

Then lordofthereef defended it, but I think he just misread it and gave it the benefit of the doubt for making sense. But if you stop and think about it it doesn't add up in context at all.

Especially if you read the OP.
 
Nobody was using it until Apple users jumped on board and started using NFC. All of a sudden, a huge spike by Android users with NFC. I rest my case. Apple users had to hold the hand of android users to show them the way.
You're an idiot if you truly believe that.
 
I've been wondering what the chip in my CC was and how it would make payments by hovering the CC over the PayPass terminal. I just thought it was magic. :rolleyes:

So clever. Lets be honest, before Apple Pay, no one knew about or used NFC. There's a reason it sky rocketed AFTER Apple Pay came out, even for Google. :rolleyes:
 
Google Wallet, Apple Pay, and Paypal are 3 different things.

Paypal and Google Wallet are similar but Apple Pay has nothing to do with them.

Apple Pay can use the Paypal Braintree in fact.

Google Wallet can't do all the things Paypal can do.

Apple can't do anything except be a front for your cards.

Apple Pay IS the best way to choose to pay now if its supported by the retailer you are at. But only half the world has it.

The other half will have to go with an alternative way to pay.

Google Wallet is only a tiny piece of what Paypal can do.

Google Wallet is not common as online payment, and it has no advantage as NFC because look what is happening.

Paypal is strong in online, and can be used in retail already too. It can be like your bank too, unlike Apple Pay which is just a payment front.

Unlike Google wallet its international, and everyone already has it from the eBay decade.

Paypal also has other payment methods like phone and pin, chip and pin cards, regular debit paypal cards, paypal credit cards with points, and any other card you want to be used as a simple front like Apple Pay.

The base is bigger than anything for online payments, and its easy for them to take a huge bit out of retail payments.

So when the Android army chooses an Apple killer, it will be easiest to just get the Paypal app and use their payment ecosystem that already runs so deep.

Like right now if we did a test a gave someone a fully loaded/enabled paypal setup and an Apple pay setup and sent the person to a random shopping center/plaza, they would have more luck having paypal work, weather through online purchase/in store pick up or pay with paypal enabled merchants, you will find its so deep already, Wal Mart Online takes paypal, Best Buy lets you buy online and pick up in store.

Apple Pay is even better than Phone# and Pin though, I was convinced of that after using Apple Pay.

What are you talking about?
 
You're an idiot if you truly believe that.

I'm sure lots of people do. Part of why Apple is so successful is because their marketing is designed specifically to implant a false sense of superiority into their customers.

They're led to believe that they're the pinnacle of technology and that everyone else is following them.

It's quite remarkable how many people fall for it.
 
How does that system prevent fraud if someone steals your microchipped card? I'm just curious.

CC companies carry the risk. I can make single purchases upto $100 without a pin. Don't know my daily limit but it must be several hundred at least as I've never hit it. The CC companies will happily take the risk as the convenience of the system encourages you to spend more on your CC. The further removed you are from your cash the easier it is to spend it (or increase your debt). I used pay wave to buy a coke from a vending machine as I didn't have coins. If I had the coins, or even if I had to enter my pin, I prob wouldn't have bought it. Sucker.
 
What? What party did Apple started? Do you really know what you talk about?

The modern smart phone era as we know it today. A rectangle battery with a touch screen on it.

Yes I do.

----------

Yap, Apple, magically knows what CC to use, they never store a number in their servers because elves pass them to the banks

Its encrypted unlike others...
 
The modern smart phone era as we know it today. A rectangle battery with a touch screen on it.

Yes I do.

----------



Its encrypted unlike others...

Please, stop, your lack of knowledge is very embarrassing. You clearly don't know about payment systems and you clearly don't know about smartphones.
 
Please, stop, your lack of knowledge is very embarrassing. You clearly don't know about payment systems and you clearly don't know about smartphones.

Yes I do. I have Google Wallet with debit, two fully enabled PreyPal accounts, and registered with Apple Pay and use them frequently for online/merchant business.

I think you just are biased.
 
So clever. Lets be honest, before Apple Pay, no one knew about or used NFC. There's a reason it sky rocketed AFTER Apple Pay came out, even for Google. :rolleyes:
Can you quantify "sky rocketed" in numbers?
Before Apple and after on NFC use?

I didn't think so.
Just more sensationalized media SPECUATION in hopes Apple Pay "works."
 
So clever. Lets be honest, before Apple Pay, no one knew about or used NFC. There's a reason it sky rocketed AFTER Apple Pay came out, even for Google. :rolleyes:

Correction: "Lets be honest, before Apple Pay, no one with an iPhone knew about or used NFC."

Now it's correct.

And the real reason why NFC is gaining traction is because companies and customers are tired of having financial information stolen from old point-of-sale systems that have security vulnerabilities. Apple just happens to be in the right place at the right time.

The adoption of NFC and pin cards has been around long before Apple Pay.
 
The modern smart phone era as we know it today. A rectangle battery with a touch screen on it.

Yes I do.

----------



Its encrypted unlike others...

It's been discussed ad nauseum that cell phones were already heading to a configurable screen platform, smart phone.
Apple just accelerated the process by 2-3 years.
 
Nobody was using it until Apple users jumped on board and started using NFC. All of a sudden, a huge spike by Android users with NFC. I rest my case. Apple users had to hold the hand of android users to show them the way.



omg you must be one of them who camps out all night at apple stores...


we get it you are a fan but please user for head once in a while.


apple made such a fuss about a technology that has existed for years and ran to the major retailers' doorstep to get them onboard that resulted in people taking note.

what else could they have bragged about? a bigger screen?

its quite comical watching tim cook going on about how apple re-invented payments; but its quite disturbing finding people in the internet age who visit tech sites and believe his nonsense.
 
The problem is Google Wallet is not a merchant.

It doesn't accept anything. It's not expected to, so there is no existing concept to reflect on with sarcasm.

Even assuming there was a mistake in his understanding for how the various payment systems differ and work, it STILL didn't make sense.

It would have been best just to let it slide into obscurity but now I guess it has to be seen through to its logical conclusion: which is that it made no sense.

Then lordofthereef defended it, but I think he just misread it and gave it the benefit of the doubt for making sense. But if you stop and think about it it doesn't add up in context at all.

Especially if you read the OP.



.... That's the point. The OP was clearly intended as a nonsensical statement. People taking it seriously was baffling.
 
ONLY in the USA. Rest of the world was already there..

I think this statement is one of the most unchecked facts on forums everywhere. If you took the word of people without actually checking the facts, you'd believe the entire galaxy was using NFC and the USA was using antiquated crippled technology that no one even remembers.

Of course, when you ask the question you get the real answer, and that is that NFC as a method of payment is about as insignificant a blip on the global scale that it might as well not be happening. Yes, there are NFC terminals available all over the world. No, they are not being used everywhere in huge quantities.

The graphs below (posted by kdarling) tell the real story and not the "The USA is so far behind it's laughable, the entire world is already using it" story.

mobile_payments.png


global_mobile_payments.png


Can we stop pretending the entire universe except for the USA is paying with NFC? It's not. Apple Pay is what will drive those numbers up. Period.
 
Correction: "Lets be honest, before Apple Pay, no one with an iPhone knew about or used NFC."

Now it's correct.

And the real reason why NFC is gaining traction is because companies and customers are tired of having financial information stolen from old point-of-sale systems that have security vulnerabilities. Apple just happens to be in the right place at the right time.

The adoption of NFC and pin cards has been around long before Apple Pay.

Being around and being used are two totally different things. I never saw a single person use NFC before Apple Pay. Not one. I see it all the time now. It's no coincidence.
 
It's been discussed ad nauseum that cell phones were already heading to a configurable screen platform, smart phone.
Apple just accelerated the process by 2-3 years.

I worked in the cell phone industry at the time and I can tell you that was not the case.

Trew700W anyone? lol

----------

.... That's the point. The OP was clearly intended as a nonsensical statement. People taking it seriously was baffling.

Even as a nonsensical statement it doesn't really make sense.

its not "neatly random" enough for that either...

Theres like a hint of something trying to make sense but failing in some confusing yet unknown way. Not even the author of the quote can explain what he meant and he posted a few times since.
 
I worked in the cell phone industry at the time and I can tell you that was not the case.

Trew700W anyone? lol



Sliders, touchscreens and apps were available well before the iPhone.
Oh, contrary to Apple folklore, you could get on the internet/surf on your cell phone years before the iPhone.

Just because you CHOOSE to IGNORE facts or history doesn't make your statement true.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.