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Google Wallet Sees Surge in Usage Alongside Apple Pay Launch

osofast240sx said:
The PayPal of tomorrow will end up like the music industry. Apple's death Star is fully operational....
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If Google wallet and Apple pay both have in-app purchasing (not sure if Google already has this) then this could definitely kill PayPal, I agree. No point in it if everyone accepts both Google wallet and apple pay online.
 
zlb said:
The only point I have seen made in defense of CurrentC and those retailers is that it probably is true that many of their shoppers use debit, gift cards, cash, checks, etc.

While I'm sure there are plenty of us that can use NFC, I trust that a giant company like Walmart knows what their most commonly used payments have been in the past. I think their major ignorance is that they focus too much on that, and not on the future.

However, when you think about their volume, when you add up all those small %'s of CC fee savings with something like CurrentC, it's probably the $ signs that are holding them back from implementing Apple Pay.
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It may be true that most of their payments are debit, gift cards, cash and checks However, Apple Pay (and Google Wallet) just worked with their terminals, until they invested time and money to turn it off. It's not a case of "we can't be bothered to enable Apple Pay and Google Wallet because our customers are not using it", it's a case of "we had to turn Apple Pay and Google Wallet off because suddenly customers started using it".
 
According to our source, weekly transactions have increased by 50 percent, and in the recent couple of months, new users have nearly doubled compared to the previous month.
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Translation: it doubled from 1 to 2.
 
gnasher729 said:
It may be true that most of their payments are debit, gift cards, cash and checks However, Apple Pay (and Google Wallet) just worked with their terminals, until they invested time and money to turn it off. It's not a case of "we can't be bothered to enable Apple Pay and Google Wallet because our customers are not using it", it's a case of "we had to turn Apple Pay and Google Wallet off because suddenly customers started using it".
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Best Buy did the same in 2011 and literally no one freaked out, though it sure put me off Best Buy. Their complaint was about debit routing.

Walmart has also stated publicly that they're hoping to use contactless as a bargaining chip with the credit card companies - http://www.youtube.com/watch?v=aMItNVvJNlE
 
zlb said:
A reference to Google Wallet not accepting Apple Pay was my whole point.

If you think that was sarcasm, you have a skewed view of what sarcasm is. Could I classify it as a troll-like comment? Sure. Let me put it in terms you might understand..

I was not a sarcastic comment. I'm a fan of clever allusion, and wordplay - and it was neither - just mindless. You have proven your point though. I will just lower my expectations.
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You can debate whether or not it was sarcasm all day long - my point was that your comment:

zlb said:
@ teslo - Google Wallet not accepting Apple Pay? Go read an article on the internet - any article - and by read, I mean, more than a quick dyslexic skim of their titles.
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was asinine, because the comment you were responding to was clearly not meant to be serious - which is what I said repeatedly. I never said sarcasm, and although OP did use that word, the point remains that you should have noticed that the comment was not a serious comment.

If your response was supposed to be funny, sarcastic, or in any way tongue-in-cheek, you were the one who failed.

By the way, sarcasm is defined as "the use of irony to mock or convey contempt." I would say the OP was at least in the ballpark, even if he didn't meat your precise definition of sarcasm.
 
jermwhl said:
This is good news. I think apple pay and Google wallet need to coexist for this technology to continue to evolve. Perhaps Google may need to reconsider where the data is stored, as I think local device is more secure overall, but that is part of the evolution process. Regardless, the faster this takes off the less likelihood people will remember/want CurrentC.
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I think Google Wallet is much more than just a method of payment, which is exactly what Apple Pay. Or at least, it's a much more fully featured service than Apple Pay. Google Wallet can keep track of transactions and it ties into shipping notifications on Google Now for example. In order for them to do that, they would need to store this type of data on their server. It's a give and take.
 
jermwhl said:
If Google wallet and Apple pay both have in-app purchasing (not sure if Google already has this) then this could definitely kill PayPal, I agree. No point in it if everyone accepts both Google wallet and apple pay online.
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Google Wallet, Apple Pay, and Paypal are 3 different things.

Paypal and Google Wallet are similar but Apple Pay has nothing to do with them.

Apple Pay can use the Paypal Braintree in fact.

Google Wallet can't do all the things Paypal can do.

Apple can't do anything except be a front for your cards.

Apple Pay IS the best way to choose to pay now if its supported by the retailer you are at. But only half the world has it.

The other half will have to go with an alternative way to pay.

Google Wallet is only a tiny piece of what Paypal can do.

Google Wallet is not common as online payment, and it has no advantage as NFC because look what is happening.

Paypal is strong in online, and can be used in retail already too. It can be like your bank too, unlike Apple Pay which is just a payment front.

Unlike Google wallet its international, and everyone already has it from the eBay decade.

Paypal also has other payment methods like phone and pin, chip and pin cards, regular debit paypal cards, paypal credit cards with points, and any other card you want to be used as a simple front like Apple Pay.

The base is bigger than anything for online payments, and its easy for them to take a huge bit out of retail payments.

So when the Android army chooses an Apple killer, it will be easiest to just get the Paypal app and use their payment ecosystem that already runs so deep.

Like right now if we did a test a gave someone a fully loaded/enabled paypal setup and an Apple pay setup and sent the person to a random shopping center/plaza, they would have more luck having paypal work, weather through online purchase/in store pick up or pay with paypal enabled merchants, you will find its so deep already, Wal Mart Online takes paypal, Best Buy lets you buy online and pick up in store.

Apple Pay is even better than Phone# and Pin though, I was convinced of that after using Apple Pay.
 
No surprise here. Apple makes things popular. Always has always will.

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atlatnesiti said:
USA is incredibly at least 5 years behind on NFC and "pay as you go" payment systems. In Australia we can wave or tap our credit or debit cards without touching pos system and it is available everywhere - from your trustee corner shop to all major retail outlets.
Quite frankly, I cant understand Apple pay benefits in Australia?
Btw; All credit and debit cards in Aus require microchip embedded and no signature is allowed anymore.
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The numbers disagree with you. Yes, the "method" is available everywhere (including the US), but no one is using it.

Apple will make nfc payment ubiquitous.
 
MasterRyu2011 said:
I think Google Wallet is much more than just a method of payment, which is exactly what Apple Pay. Or at least, it's a much more fully featured service than Apple Pay. Google Wallet can keep track of transactions and it ties into shipping notifications on Google Now for example. In order for them to do that, they would need to store this type of data on their server. It's a give and take.
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Google Wallet also has the benefit of having a physical card backed by MasterCard (for those that order one). It essentially works like a prepaid debit card since you can only use funds in your Google Wallet account. However, it is super simple to move funds from a bank account/credit card to you Google Wallet fund.
 
MasterRyu2011 said:
I think Google Wallet is much more than just a method of payment, which is exactly what Apple Pay. Or at least, it's a much more fully featured service than Apple Pay. Google Wallet can keep track of transactions and it ties into shipping notifications on Google Now for example. In order for them to do that, they would need to store this type of data on their server. It's a give and take.
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i'm sure Apple pay has provisions for a lot more features that we have currently
 
MasterRyu2011 said:
I think Google Wallet is much more than just a method of payment, which is exactly what Apple Pay. Or at least, it's a much more fully featured service than Apple Pay. Google Wallet can keep track of transactions and it ties into shipping notifications on Google Now for example. In order for them to do that, they would need to store this type of data on their server. It's a give and take.
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^^ this. I recently used google pay to ship flowers and it not only tracks all my transactions but did a great job tying in the shipment tracking and what not into my phone so I was very well informed as to when my smile was delivered :)
 
SlCKB0Y said:
Do you have an iTunes account?
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What does that have to do with Google Wallet or Apple Pay?

Google wallet requires you to store all you credit cards on thier servers incase you want to use them.

Apple pay doesn't which make it more secure since no CC data is stored for using Apple pay.
 
teslo said:
does everything need a sarcasm tag nowadays? i really didn't think Poe's Law was even possible with a comment like the one i made.
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Reading through the forum, I am incredibly baffled as to how many people did not get your sarcasm. It's not like we are posting on Yahoo.
 
Back when I had my Nexus 4, I found getting my phone out to pay for my groceries to take longer than getting my credit card out of my wallet. Maybe it's because I've been using my cards for a couple decades and my phone to pay for a couple weeks. Hopefully this new technology will change things so much that using a card to pay for goods will be cumbersome and weird.
 
Once again, it appears Apple users are holding the hands of Android users to show them the way.
 
I tried to use NFC Apple Pay at Best Buy yesterday, and it looked like it was going to work but failed.

I asked about it, and it turns out that they never got around to activating NFC, so they didn't have to shut it down as an MCX member.
 
I use Google Wallet daily. Walgreens, Safeway and several other merchants in my area have NFC compatible terminals. Can't use Apple Pay yet as I have the 5s and am waiting for the 6s.

I still carry cards around with me though. Nothing worse than pushing a cart load of groceries in to the check line only to see an out of order sign on the terminal. :cool:
 
wxman2003 said:
Once again, it appears Apple users are holding the hands of Android users to show them the way.
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Oh god, you realize you're making the rest of us look bad by spreading that kind of nonsense right? :(

Especially considering Android has had NFC payments since 2011, and the iPhone 6+, the phone you claim to have in your signature tag, wouldn't exist without Samsung's Galaxy Note line becoming popular first...

Who's holding who's hand again?
 
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neuropsychguy said:
Merchants had turned NFC off before Apple Pay was even a rumor in part because it wasn't used much and in part because of MCX (again, this is before Apple Pay).

Source
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That may be true for some retailers but I used google wallet ~week before apple pay launched at both Rite Aid and circle K.
 
scottwaugh said:
Nice to see - we want NFC to be used in a large scale and be viewed as important to retailers.

Made a point of going to Meijer yesterday (its a bit out of the way for me) and using :apple:Pay just because they kept their NFC operations going despite the CurrentC cabal requirement to shut it down. I'd encourage anyone that can go to Meijer and use NFC of any kind in the coming days to do so - keeping NFC relevant/important is probably helpful in this situation.
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I still suspect that most people will go where it means their wallet doesn’t have to open as wide.
 
Solomani said:
Leave it to Apple to help stimulate the entire industry (the entire NFC-based payment industry, that is).
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ONLY in the USA. Rest of the world was already there.

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jermwhl said:
If Google wallet and Apple pay both have in-app purchasing (not sure if Google already has this) then this could definitely kill PayPal, I agree. No point in it if everyone accepts both Google wallet and apple pay online.
Click to expand...

Google Wallet is in all in app purchasing. Use it all the time.
 
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