I set up my ApplePay after I downloaded ios 8.1. I was able to add 2 cards with little issue. I needed a new hard drive, so I took an early lunch and went to the Apple store (I didn't want to deal with the crowds during lunch). I figured this would be a quick trip. I would go in, find my drive, and use ApplePay. If ApplePay didn't work, I figured they could ring me up the old way since I was there before lunch. Well, ApplePay didn't go well. I was in the Apple Store app, found my item, and selected ApplePay. It asked for my finger print, then accepts it, then comes up with a red Billing Address ! error. That's all it said. I flag down an employee and ask them if they know what is wrong. They didn't know. I only have one address for my credit cards, and it matches the address in my Apple ID, or so I thought. So I was running out of time, so I had to wait 15 minutes in the line, and ask them to ring me up the old fashioned way. They said they couldn't, that their system was down. They told me I could come back later to buy the drive. Tons of other folks were being told to come back if they wanted to buy anything too. WTF???? Like its no big deal to drive cross-town, find parking, wait in their line, etc. I asked for an alternative, and the kid told me No. So I asked for the manager. He finally gets free and said one of his guys has Passport training. He said he could have him try to figure out the ApplePay issue. 30 minutes later, we figure out that my street had "Avenue" in it, and apparently, my bank uses "Ave" instead. Now I have 3 billing addresses in Passport, 2 which I don't need. Does anyone know how to delete the extra billing addresses? So finally, my "quick" trip to Apple, which took an hour to check out, was over... When you set up Apple pay, it pulls your address out of your Contact list. I always type out Avenue, and Street, etc. because you never know how folks will abbreviate them (other countries, etc). Apparently, ApplePay or the banks use abbreviations. This is really going to generate a lot of calls to Apple support, and cause frustration. Even the Apple folks didn't know this. The first thing I asked them when I got the message was weather the bank could be abbreviating Avenue. Between this glitch, and having to wait in line to pay, only be find out that no one in the store could pay, was frustrating. Boy do I hate the Apple Store, and the Apple Experience. I only go there when I need something quick and no one else in town has it.