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Has Anyone Tried Apple Pay Yet?

I used it yesterday on the vending machine at my office. Worked like a charm, and charged me the correct amount only once on my B of A debit. :)
 
Used @ McD's Walgreens,Apple store to buy a new iMac

All went smooth, except the Apple store,The Salesperson had no Knowledge of Apple pay---had to prompt him to turn on NFC reader--then Bam smooth as silk..
He said "we are still trying to get our feet under it "
 
BMcCoy said:
Yeah, that's certainly all plausible..



But in the same way I carry more than one card, in case there is a (rare) problem with my preferred card, I just wonder if I'll always want to carry a card, just in case there's a problem with my iPhone, or with the store's NFC systems...



Hmm.. time will tell.
Click to expand...


There's an expression in the flashlight community. 2 is 1 and 1 is none. The idea being that something will always fail so have a backup.

I don't leave the house without $40 cash, in case my card doesn't work. Even at the point when no one uses cards, your phone battery can still die, etc. Have a backup card ready to get gas, etc.

Something like a distilunion stick on is perfect for this.
 
I cannot wait for NFC to be available in more places. My debit card is being replaced for the second time this year due to the Home Depot breach (first time was Target). Enough is enough.

Used Apple Pay at Walgreens, instant and flawless. I want this everywhere!
 
CoilTap said:
Yeah, in the case of Apple Pay it's more secure. But the other problem with debit cards is when you get an auth for an incomplete transaction (that may never be completed) that auth can hang on there for days and it's against your bank account.

I wasn't necessarily saying Apple Pay is insecure, but there's a multitude of reasons to use a credit card and pay it in full every month over using your debit card for anything other than the ATM.
Click to expand...

Your bank must be pretty stiff. Auths have never hung over my account at my bank. Until it goes from "pending" to final, my available balance is unchanged.

I also get interest on the balance (.7% APY) as if there are no pending transactions...
 
malevolant said:
Went to Duane Reade after work. Had my Amex authorized (super easy setup) and the payment was done faster than if I had swiped my card. Normally takes 2 damn tries at Duane Reade for my card to register. Love it so far.
Click to expand...


That's an issue with your card and not credit cards in general.
 
Tried it for the first time at a gas station today. I knew I would have to go inside, since most/all(?) gas stations do not have NFC at the pump (and let's get on that, mmmkay?). I figured it would be like a normal credit card transaction - tell them you want to fill up, they preauthorize $100 or whatever, and when you are finished, they authorize the actual amount. Except no... They said they couldn't do that with a contactless payment. Since I wasn't sure what they were supposed to be able to do, I dropped it.

The funny part is that now when I am forced to swipe my card when I (feel that I) should be able to use Apple Pay, I am getting annoyed. "One more time I have to risk a swipe transaction..." LOL. #impatienceisavirtueright?
 
used it at Subway the other day. worked very easily. just tried on the office vending machine. again, no problems. im impressed
 
I went to Target just now and they have the brand new NFC terminals so I was all excited to try out Apple Pay at a store that I shop frequently. I get up there and she rings up my items and as she is finishing up I toggle on bluetooth.

CRASH

iPhone reboots as soon as I click on the bluetooth icon.

I had people behind me so I had to pay with a CC.

So sad. :(
 
noobinator said:
I went to Target just now and they have the brand new NFC terminals so I was all excited to try out Apple Pay at a store that I shop frequently. I get up there and she rings up my items and as she is finishing up I toggle on bluetooth.

CRASH

iPhone reboots as soon as I click on the bluetooth icon.

I had people behind me so I had to pay with a CC.

So sad. :(
Click to expand...

Why were you messing around with bluetooth? NFC doesn't run over bluetooth. You shouldn't have needed to do anything other than hold your phone near the terminal (assuming the terminal has NFC and has NFC enabled).
 
ElectronGuru said:
There's an expression in the flashlight community. 2 is 1 and 1 is none. The idea being that something will always fail so have a backup.
Click to expand...

Good advice, although I wasn't aware that there was a "flashlight community." There are flashlight enthusiast sites out there, I take it?

I went to the Panera where I tried and failed to use Apple Pay a couple of days ago, and since I happened to get one of the 2 (out of 4) registers with an NFC terminal, I tried using it and it worked pretty well. The cashier said she had an iPhone 6 but hadn't tried Apple Pay yet. (A far cry from the previous who had never heard of it and told me it was dangerous since anybody could then use your phone to buy stuff.)
 
CoilTap said:
Why were you messing around with bluetooth? NFC doesn't run over bluetooth. You shouldn't have needed to do anything other than hold your phone near the terminal (assuming the terminal has NFC and has NFC enabled).
Click to expand...

I wasn't sure so wanted to turn it on just to make sure. Mistake.

Now I know.

But then again, my phone shouldn't crash when toggling on Bluetooth.
 
Has Anyone Tried Apple Pay Yet?

ElectronGuru said:
The best stuff you buy or make parts and assemble yourself.
Click to expand...


Here's one I put together last year out of hand polished brass. It's about 3 inches long and brighter than some cars:

10.jpg
 
noobinator said:
I wasn't sure so wanted to turn it on just to make sure. Mistake.

Now I know.

But then again, my phone shouldn't crash when toggling on Bluetooth.
Click to expand...

Agreed, it should not crash when enabling bluetooth, but, you know, stuff happens. :)

Anyway, for future reference, now you know you don't need to take that step.
 
mightyjabba said:
Good advice, although I wasn't aware that there was a "flashlight community." There are flashlight enthusiast sites out there, I take it?
Click to expand...

Heh, I was wondering the same thing. :p

Vending machine, success*. Panera, success. Walgreens, success. Subway, NFC reader was nowhere to be found. I would've inquired but I was already annoyed because apparently franchises are allowed to not participate in the 5 Dollar Footlong promo and I didn't find out until after I ordered a foot long of meaty meatball goodness. So I just handed over my card.

*My Citi Mastercard refuses to work with the vending machine at work and AP. The transaction gets declined. It works if I swipe my card. And it works if I use AP with my CapOne Visa. And my Citi MC work with AP elsewhere. Citi can't explain why, they have no record of the declined transaction. And I'm pretty sure if I asked the guy who restocks the vending machine, he'd have no idea why. Not that I've ever seen anyone restocking it in my 6 years here. Yet it's still full every morning. Must be a ghost or something.
 
yg17 said:
*My Citi Mastercard refuses to work with the vending machine at work and AP. The transaction gets declined. It works if I swipe my card. And it works if I use AP with my CapOne Visa. And my Citi MC work with AP elsewhere. Citi can't explain why, they have no record of the declined transaction. And I'm pretty sure if I asked the guy who restocks the vending machine, he'd have no idea why. Not that I've ever seen anyone restocking it in my 6 years here. Yet it's still full every morning. Must be a ghost or something.
Click to expand...

I'd call the company that owns the machine. Should be a sticker in it with contact info. You might not get anywhere, but at least you tried. :rolleyes:
 
noobinator said:
I went to Target just now and they have the brand new NFC terminals so I was all excited to try out Apple Pay at a store that I shop frequently. I get up there and she rings up my items and as she is finishing up I toggle on bluetooth.

CRASH

iPhone reboots as soon as I click on the bluetooth icon.

I had people behind me so I had to pay with a CC.

So sad. :(
Click to expand...

It doesn't matter that it crashed, Target is an APP/Mobile Apple Pay partner - it won't work in the stores even with the new readers.

But you didn't need to turn on BT as someone else pointed out. But you did need to swipe a card.
 
Worked fine in the 3 stores I used it in. Store associates are getting the hang of it just like we are
 
Steve686 said:
Gonna go get a Big Mac, Large Fries, and a Coke in a few minutes without taking my wallet out of my pocket for the first time ever.

I'm sure it will be kind of odd but awesome to have great integration with the 6+.

Future is now.
Click to expand...

Erm, sorry the future was 4 years ago with google wallet and the nexus S. Any card, any bank - even back then - no "preferred provider" methods and time - wasting "verification" of your card. Gotta love apple marketing.
 
alinefx said:
Erm, sorry the future was 4 years ago with google wallet and the nexus S. Any card, any bank - even back then - no "preferred provider" methods and time - wasting "verification" of your card. Gotta love apple marketing.
Click to expand...

Ah yes, the Google Wallet revolution of 2011 (actually 3 years ago, but who's counting).
 
alinefx said:
Erm, sorry the future was 4 years ago with google wallet and the nexus S. Any card, any bank - even back then - no "preferred provider" methods and time - wasting "verification" of your card. Gotta love apple marketing.
Click to expand...
Sorry, but marketing is what sells products. Doesn't matter if you've got the greatest invention in the world and nobody wants it.

But Apple Pay goes far beyond that. Yes, it's NFC-enabled mobile payments, but it also adds greater convenience, more security, and superior infrastructure. One of Google Wallet's downfalls was that it didn't have enough banks, credit card companies, and retailers on board when it launched, which is a crucial stage in fledgling products.
 
myscrnnm said:
Sorry, but marketing is what sells products. Doesn't matter if you've got the greatest invention in the world and nobody wants it.

But Apple Pay goes far beyond that. Yes, it's NFC-enabled mobile payments, but it also adds greater convenience, more security, and superior infrastructure. One of Google Wallet's downfalls was that it didn't have enough banks, credit card companies, and retailers on board when it launched, which is a crucial stage in fledgling products.
Click to expand...

Another problem is most people didn't even know Google Wallet even existed. This is huge, because how do you expect stores to build out an infrastructure, for a product they didn't even know is out there? I asked a few android users who claim they "want Apple Pay", but they didn't know their own phones had the capability all along.

Google isn't that great at marketing. See: Google Buzz, Google+ (sucks), Google Video, etc. The only thing they had going for them is Gmail, Android (which they bought), Search, and YouTube- but they didn't need marketing, people already knew about it. YouTube was bought, and Gmail was because they were the first to have 1GB email inboxes, and the hype built due to that reservation system.

If people don't know about your product, how do you expect the product to take off? People still don't know about Softcard/ISIS either.
 
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