SE is the best value for money phone by far. You get a bunch of features for going up in price but it’s just such a big jump!
Having had a recent SE and a 13 Mini, I can say that you lose a LOT of nice things by going to the SE. MagSafe being one of those things, which means no MagSafe battery pack, no MagSafe charging (yeah it has wireless but who knows how well you placed the phone on the charger), way worse camera, smaller screen despite being physically larger, screen doesn't do anywhere near as good black, not as bright, smaller battery capacity, no faceid, etc.
It's a shame apple killed the mini, hopefully eventually that's what the "SE" turns into with a reasonably current chip, because the mini was/is SO much better.