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How will you be funding your Apple Watch purchase?

  • From savings

    Votes: 148 54.0%
  • Using a credit card (short term: will pay off soon)

    Votes: 89 32.5%
  • Using a credit card (long term: may take a while to pay off)

    Votes: 10 3.6%
  • I'm going to start saving up now and buy when I've got the money

    Votes: 27 9.9%

  • Total voters
    274

profmjh

macrumors 68000
Original poster
Mar 7, 2015
1,734
1,801
UK
Will you be paying from your savings, or borrowing money? If so, for how long?
 
borrowing money... for a tech widget toy... that seriously shouldn't even be an option.
 
Where is the option for 'I'm going to charge it, maxing out my credit cards, then declare bankruptcy'?

But, honestly, there should be other options like the most common:
* Cash from disposable income
 
Where is the option for 'I'm going to charge it, maxing out my credit cards, then declare bankruptcy'?

But, honestly, there should be other options like the most common:
* Cash from disposable income

I don't know how to change the option. When I said "From savings" I had "Cash from disposable income" in mind. I didn't want to say "cash" in case people thought I literally meant handing over notes.
 
What? Where's the option for selling blood or other types of donations. What about begging on the streets for money? What about telling your parents that you simply MUST have this watch or you won't be a cool kid anymore.

A lot of options left off this list (I say sarcastically)
 
I'm older and established, could buy an Edition with what I have in checking and not notice it... :cool:
 
I have been selling plasma since the keynote in September. I can go back again in 3 weeks and should have enough by then.
 
What? Where's the option for selling blood or other types of donations. What about begging on the streets for money? What about telling your parents that you simply MUST have this watch or you won't be a cool kid anymore.

A lot of options left off this list (I say sarcastically)

I'm selling my kidney for the Apple Watch!
 
Will you be paying from your savings, or borrowing money? If so, for how long?

I guess technically it would fall under saving but I am a coach and just picked up a team to train for 5 weeks (every Monday in March). The training pays $150/session, that money is now my :apple: Watch money. The timeline couldn't have worked out better for me.
 
You guys will love this one:

Apple owes me $620 for refunds on repairs to my MacBook Pro (late 2011, graphics issue I paid to have fixed twice) so they're essentially covering the cost of my  Watch.

The check will get here the week before  Watch preorders :cool:
 
I really wanted to check two boxes. I'll be buying on a credit card, then paying off at the end of the month from savings.
 
Im gonna sell my iPad since I barely use it anymore.

Rest comes from my monthly income. Simple.
 
I really wanted to check two boxes. I'll be buying on a credit card, then paying off at the end of the month from savings.

Same here. Preorder happens to fall on a my bill paycheck of the month. My fun money will be 2 weeks later on launch day. I'll just pay my card off then.
 
borrowing money... for a tech widget toy... that seriously shouldn't even be an option.

If you pay it off quickly, and/or get a zero interest offer, then you're actually doing yourself a favor by building up your credit. I use credit all the time; I'm just responsible with it and never pay any interest or over-extend myself.
 
Tax refund

This show's Apple's genius. Tax refunds generally occur in the month of April. This is when a lot of luxury items are purchased.

I've got friends who splurge once a year (big screen TVs, down-payments on cars, jewelry, etc) when their tax refunds of $2000-$5000 come back. They act as though their tax refunds are a 'savings plan' so they can afford 'stuff' once a year. Sort of like Christmas for adults.

I bet the April release is geared towards this. All sorts of other companies offer deals in April geared towards tax refunds. Car dealerships offer 'we'll double your tax refund for down-payment of a new car', Jewelers offer 'discounts up to your tax refund' if you spend your refund at their Jewelry Store.

Say what you want about this practice, but Apple is just another retailer who is benefiting from this 'disease' :)
 
Where is the option for 'I'm going to charge it, maxing out my credit cards, then declare bankruptcy'?

But, honestly, there should be other options like the most common:
* Cash from disposable income

I would love the option of "Sell Kidney" too.
 
This show's Apple's genius. Tax refunds generally occur in the month of April. This is when a lot of luxury items are purchased.

I've got friends who splurge once a year (big screen TVs, down-payments on cars, jewelry, etc) when their tax refunds of $2000-$5000 come back. They act as though their tax refunds are a 'savings plan' so they can afford 'stuff' once a year. Sort of like Christmas for adults.

I bet the April release is geared towards this. All sorts of other companies offer deals in April geared towards tax refunds. Car dealerships offer 'we'll double your tax refund for down-payment of a new car', Jewelers offer 'discounts up to your tax refund' if you spend your refund at their Jewelry Store.

Say what you want about this practice, but Apple is just another retailer who is benefiting from this 'disease' :)

Except they aren't offering discounts - and their product leaps the price range very fast ;)
 
Except they aren't offering discounts - and their product leaps the price range very fast ;)

Yes, they aren't offering a 'discount', nor do many retailers.

But many retailers expect April to be the time they sell big items even when they don't specifically advertise.

Apple is doing this April release strategically, but not overtly.
 
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