How are you funding your Apple Watch purchase?

Discussion in 'Apple Watch' started by profmatt, Mar 17, 2015.

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How will you be funding your Apple Watch purchase?

  1. From savings

    148 vote(s)
    54.0%
  2. Using a credit card (short term: will pay off soon)

    89 vote(s)
    32.5%
  3. Using a credit card (long term: may take a while to pay off)

    10 vote(s)
    3.6%
  4. I'm going to start saving up now and buy when I've got the money

    27 vote(s)
    9.9%
  1. profmatt macrumors 65816

    profmatt

    Joined:
    Mar 7, 2015
    Location:
    UK
    #1
    Will you be paying from your savings, or borrowing money? If so, for how long?
     
  2. Menel macrumors 603

    Menel

    Joined:
    Aug 4, 2011
    Location:
    ATL
    #2
    borrowing money... for a tech widget toy... that seriously shouldn't even be an option.
     
  3. bbeagle macrumors 68040

    bbeagle

    Joined:
    Oct 19, 2010
    Location:
    Buffalo, NY
    #3
    Where is the option for 'I'm going to charge it, maxing out my credit cards, then declare bankruptcy'?

    But, honestly, there should be other options like the most common:
    * Cash from disposable income
     
  4. ninethirty macrumors 6502a

    Joined:
    Mar 1, 2006
    #4
    A lot of stupid people out there..

     
  5. profmatt thread starter macrumors 65816

    profmatt

    Joined:
    Mar 7, 2015
    Location:
    UK
    #5
    I don't know how to change the option. When I said "From savings" I had "Cash from disposable income" in mind. I didn't want to say "cash" in case people thought I literally meant handing over notes.
     
  6. samcraig macrumors P6

    Joined:
    Jun 22, 2009
    #6
    What? Where's the option for selling blood or other types of donations. What about begging on the streets for money? What about telling your parents that you simply MUST have this watch or you won't be a cool kid anymore.

    A lot of options left off this list (I say sarcastically)
     
  7. Esoom macrumors 6502

    Esoom

    Joined:
    Apr 30, 2010
    Location:
    Colorado
    #7
    I'm older and established, could buy an Edition with what I have in checking and not notice it... :cool:
     
  8. ricktat macrumors 65816

    Joined:
    Feb 18, 2013
    #8
    I have been selling plasma since the keynote in September. I can go back again in 3 weeks and should have enough by then.
     
  9. Donoban macrumors 6502a

    Donoban

    Joined:
    Sep 7, 2013
    #9
    Please complete that sentence. How did you make your fortune?
     
  10. samcraig macrumors P6

    Joined:
    Jun 22, 2009
    #10
    ...enough for a replacement strap ;)
     
  11. bbeagle macrumors 68040

    bbeagle

    Joined:
    Oct 19, 2010
    Location:
    Buffalo, NY
    #11
    I'm selling my kidney for the Apple Watch!
     
  12. samcraig macrumors P6

    Joined:
    Jun 22, 2009
    #12
    Which kidney and which watch?
     
  13. malone18 macrumors member

    malone18

    Joined:
    Oct 30, 2011
    Location:
    Annapolis, MD
    #13
    I guess technically it would fall under saving but I am a coach and just picked up a team to train for 5 weeks (every Monday in March). The training pays $150/session, that money is now my :apple: Watch money. The timeline couldn't have worked out better for me.
     
  14. GmDude66 macrumors 6502

    Joined:
    Jul 29, 2010
    Location:
    PA, USA
    #14
    You beat me to it! haha
     
  15. Mascots macrumors 65816

    Mascots

    Joined:
    Sep 5, 2009
    #15
    You guys will love this one:

    Apple owes me $620 for refunds on repairs to my MacBook Pro (late 2011, graphics issue I paid to have fixed twice) so they're essentially covering the cost of my  Watch.

    The check will get here the week before  Watch preorders :cool:
     
  16. ditzy macrumors 68000

    ditzy

    Joined:
    Sep 28, 2007
    #16
    I really wanted to check two boxes. I'll be buying on a credit card, then paying off at the end of the month from savings.
     
  17. Skylitfly macrumors 6502a

    Joined:
    May 3, 2014
    #17
    Im gonna sell my iPad since I barely use it anymore.

    Rest comes from my monthly income. Simple.
     
  18. AreYouIn? macrumors 6502a

    AreYouIn?

    Joined:
    Jun 9, 2009
    #19
    Same here. Preorder happens to fall on a my bill paycheck of the month. My fun money will be 2 weeks later on launch day. I'll just pay my card off then.
     
  19. ZombiePete macrumors 68020

    ZombiePete

    Joined:
    Aug 6, 2008
    Location:
    San Antonio, TX
    #20
    If you pay it off quickly, and/or get a zero interest offer, then you're actually doing yourself a favor by building up your credit. I use credit all the time; I'm just responsible with it and never pay any interest or over-extend myself.
     
  20. bbeagle macrumors 68040

    bbeagle

    Joined:
    Oct 19, 2010
    Location:
    Buffalo, NY
    #21
    This show's Apple's genius. Tax refunds generally occur in the month of April. This is when a lot of luxury items are purchased.

    I've got friends who splurge once a year (big screen TVs, down-payments on cars, jewelry, etc) when their tax refunds of $2000-$5000 come back. They act as though their tax refunds are a 'savings plan' so they can afford 'stuff' once a year. Sort of like Christmas for adults.

    I bet the April release is geared towards this. All sorts of other companies offer deals in April geared towards tax refunds. Car dealerships offer 'we'll double your tax refund for down-payment of a new car', Jewelers offer 'discounts up to your tax refund' if you spend your refund at their Jewelry Store.

    Say what you want about this practice, but Apple is just another retailer who is benefiting from this 'disease' :)
     
  21. matrix07 macrumors 68040

    matrix07

    Joined:
    Jun 24, 2010
    #22
    I would love the option of "Sell Kidney" too.
     
  22. samcraig macrumors P6

    Joined:
    Jun 22, 2009
    #23
    Except they aren't offering discounts - and their product leaps the price range very fast ;)
     
  23. kanewtz macrumors member

    Joined:
    Nov 10, 2014
    Location:
    Northern Ontario
    #24
    I'll pay with CC and as always pay off the CC at the end of the billing cycle.
     
  24. bbeagle macrumors 68040

    bbeagle

    Joined:
    Oct 19, 2010
    Location:
    Buffalo, NY
    #25
    Yes, they aren't offering a 'discount', nor do many retailers.

    But many retailers expect April to be the time they sell big items even when they don't specifically advertise.

    Apple is doing this April release strategically, but not overtly.
     

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