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Hieveryone

macrumors 603
Original poster
Apr 11, 2014
5,627
2,339
USA
I recently bought a 2019 MacBook Pro 2.6/16/256.

I ended up just paying cash for it instead of financing it and paying monthly or whatever.

I was wondering what other people do, as it can get pretty expensive!
 
I was very lucky in that my job paid for my 2018 Touch Bar 2.6/16/512. In an environment where many of the staff have laptops, desktops, iPads, and more, I use just this and a Win 10 VM on the ESX farm. As an IT guy I enjoy using something a little different to manage the enterprise. I have found that I can pretty much do it all on a MBP. I had been using a mid 2009 Core2Duo with 8gb and 128 SSD but I had a slight coffee spill 2 years ago and while I was able to save the MacBook, the small blue tooth Apple keyboard was cramping my style. So 10 years later here I am. All things considered Apple makes a very robust system. Solid hardware. Were I to finance it the saving of keeping a machine 7 - 10 years is spectacular VS a 5 year max with Windows PC's. I must say however that I have a lot of faith in the newer Dell desktop machines. They seem to have energizer batteries I them.
 
With a credit card, just like most people. Paid it off in full later when the statement comes.

Yes, the MacBook Pro can be expensive, but doesn’t mean one cannot save money to afford it.
 
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Use value of current MacBook towards new one and pay the difference. That’s what I do with all my devices. Sell Mac for $1k and pay rest in cash
 
Wait what kind of rewards?

A lot of credit cards have rewards programs. You may get back 1% or 2% of the purchase price in cash or cash equivalents. Sometimes you might be able to get even more back. I get 4% on gasoline, 3% on travel, etc. I used to put my kids' tuition bills on my credit card and I got 1% cash back in addition to an extra month to pay the whole bill. They eventually stopped allowing that practice.
 
I also use Barclay Credit Card rewards, and when the rewards kick in, I use the gift card towards AppleCare. I also sell the previous model I had to pay for a good portion of it. When the bill comes in, I pay it.
 
Cash Money, Baby!!!!!!!!

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But for real though, I got a good deal on my MBP late 2013. $600 including shipping.
 
Just bought a 2019. Barklay card here too. 0% interest for 18 months! And paid in full at the end. Plus apple rewards too.

0% for 18 months!?!?!? So does that mean you don’t have to pay interest for that long?

That’s insane (in a good way :) )
 
A lot of credit cards have rewards programs. You may get back 1% or 2% of the purchase price in cash or cash equivalents. Sometimes you might be able to get even more back. I get 4% on gasoline, 3% on travel, etc. I used to put my kids' tuition bills on my credit card and I got 1% cash back in addition to an extra month to pay the whole bill. They eventually stopped allowing that practice.

So odd. I wonder why.
 
I paid for my MacBook Pro using cash, they checked the notes to make sure they were not counterfeit. It seemed to be normal thing for them to do. My debit card limit is 2 grand, even though I can raise it, purchases like this are so rare, just paying for it cash seems like the best option. I considering the Mac Pro next year, so I don’t know if I can take 8 to 10 grand to the store with me and feel safe.
 
I paid for my MacBook Pro using cash, they checked the notes to make sure they were not counterfeit. It seemed to be normal thing for them to do. My debit card limit is 2 grand, even though I can raise it, purchases like this are so rare, just paying for it cash seems like the best option. I considering the Mac Pro next year, so I don’t know if I can take 8 to 10 grand to the store with me and feel safe.

Hahaha I wouldn’t take that kinda cash money to store lol. I’d be fine until they asked me to pay. Then when I whip out that kinda cash money and hand it to them and they start counting or whatever that’s when I’d be scared lol like what if somebody tries some funny stuff
 
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