I did. So what? I've explained Im good to go. I have a contract phone for over 10 years. I pay 50 euro and that's included the phone. I can and I will. I have no savings but have 2 houses in Turkey. So my sons future is kind of good to go.
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How Many Buying the X but Really Cant Afford it?
- Thread starter haqsha23
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iPhoneoXymoron: Can "comfortably afford" it, but "barely."
Also, no way is the OP a corporate lawyer, most certainly not at any major, or even mid-tier, firm. The writing skill in the original post is orders of magnitude below what a junior associate can produce.
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I'm able to afford it because I don't pay rent and utilities. If I had, I wouldn't be able to afford it with my teacher salary.
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I don't get that either. I use my credit card for many things but I am $0 in debt because I always pay the full amount at the end of the month and only spend what I can afford.
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Why’s putting something on your credit card means you can’t afford it?!
I put almost everything on credit card simply because I don’t carry cash, don’t want to use my debit card at random places and for online purchases. That really doesn’t mean I can’t afford something.
I don't get that either. I use my credit card for many things but I am $0 in debt because I always pay the full amount at the end of the month and only spend what I can afford.
Hahahahahahaha.
I recall reading an article a few years ago which stated that by 2019, $1,000 smartphones will be the new normal. I initially found that prediction hard to believe, but considering how dependent we are smartphones (not to mention how often they are utilized throughout the day) i think eventually people will easily be able to justify to themselves that spending $1,000 on a phone is ok since they use it everyday.
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No one should buy things they can’t afford.
I lead a healthy lifestyle so I can afford luxuries like the iPhone X comfortably! As soon as the sale of my kidney goes through, I’m golden!!
I lead a healthy lifestyle so I can afford luxuries like the iPhone X comfortably! As soon as the sale of my kidney goes through, I’m golden!!
This post made me spit coffee all over my iPad Pro. Thank you for proving once again that you are the biggest iPhone X fluffer on this website.
Thankfully I'm one of the 31%.
It's funny, every time I go to the ATM I can't help but pick up the receipts that people leave lying on the pavement by the machine... and what I've seen isn't all that surprising.
"Checking balance - $14"
"Checking balance - $121"
All but one I've seen recently had less than $1000... most less than $500. I did see one that was $8k but that's it.
I'm single... with a good job... never been married with no kids. I have a few friends paying out a good portion of their income on child support... but I'm not. Keeping the overhead low ya know...
... and I got the 8 Plus because I preferred it over the X. The extra $200 had nothing to do with my decision... but I will apply that money saved towards my monthly light bill.
Personally, I've decided to buy one after considering that, after buying it, I will not have to change anything in my present life style (I still might decide to reduce other expenses to compensate a bit, but not because I have to) AND it wouldn't significantly affect my ability to respond to an emergency for a reasonable time, medical or job-related. Of course it's still an unnecessary and avoidable luxury...it is just not an harming one in my case. I hope most people that are considering buying the X are making similar considerations...
I agree with this. Why build up a big savings account and earn .05-1% interest when you can invest it and make much more? Savings accounts might have worked in the late 80’s and early 90’s but the baby boomers ruined them like they’ve ruined everything else. I have enough cash on hand to cover a major crisis but most of my savings goes in to my HSA & 403b where it earns a lot more. I’d rather not lend money to the banks at .1% so they can lend it at a much higher rate.
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I’m sure there are cases of both, but I truly believe that society and the economy is systematically created to make you poor.
Why is it that when I take out a loan, interest is 6-10%+?
But when I put my money in a bank (which is giving the bank a loan), interest is 1%? It’s total BS.
Lots of assumptions floating around this thread. Ultimately, it's none of your business why anyone buys anything and you don't know why they do it. What your judgement about them tell us is about you and your concerns.
I'll be buying the X on Friday but couldn't give a rats if anyone sees it, or what they think. I'm getting it because of what it offers, upgrading from a 7.
I'll be buying the X on Friday but couldn't give a rats if anyone sees it, or what they think. I'm getting it because of what it offers, upgrading from a 7.
+1 to this. This is the attitude I have to buying anything in life - don't care about what people think, it's not a fashion or status symbol for me which for many, sadly, it is. Buy things for your own personal enjoyment and for its use to you, not for the sake of appearing cool or sucking up to peer pressure.
People need to stop buying things to show off or to appear wealthier than they actually are. It's a status thing and it's the reason why so many people are in debt in western society particularly. Stop living beyond your means and buy things for it's actual utility to you and which you can really afford. Similarly, people need to stop passing judgement on others based on what clothes they wear, what car they drive, what phone they have etc. Stop being so shallow.
Not a chance your computer had 8GB Ram in 1995. Just saying'.....
Because sometimes I don’t want to spend the money in some other channel rather than settling the entire credit card bill. Just basic money management.
Do you have a 0% interest card? If not, aren't you just throwing money away on interest charges every month?
Why’s putting something on your credit card means you can’t afford it?!
I put almost everything on credit card simply because I don’t carry cash, don’t want to use my debit card at random places and for online purchases. That really doesn’t mean I can’t afford something.
Same. Also to build credit
Thankfully I'm one of the 31%.
It's funny, every time I go to the ATM I can't help but pick up the receipts that people leave lying on the pavement by the machine... and what I've seen isn't all that surprising.
"Checking balance - $14"
"Checking balance - $121"
All but one I've seen recently had less than $1000... most less than $500. I did see one that was $8k but that's it.
I'm single... with a good job... never been married with no kids. I have a few friends paying out a good portion of their income on child support... but I'm not. Keeping the overhead low ya know...
... and I got the 8 Plus because I preferred it over the X. The extra $200 had nothing to do with my decision... but I will apply that money saved towards my monthly light bill.
I rarely keep more than $100 in my checking account at all times. It's only used as an account to facilitate credit card payments, mortgage payments, etc. The majority of my cash is in savings (for emergencies), investment portfolios, and 401k.
This thread should be closed. I don't care what anyone can or cannot afford. It's their business.
