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I forgot my wallet and only had my iPhone 6 plus - how do you think I did?

B

Born Again

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Original poster
May 12, 2011
4,073
5,340
Norcal
i was in downtown Davis California.

Many small shops and restaurants. Even a Starbucks.

How did I do?

Zero.zilch. Nada

None of the businesses had nfc readers and many were perplexed on what apple pay was.

Even starbucks doesn't have the readers.

Who bailed me out?

PayPal! I refilled my starbucks card via PayPal and bought lunch and coffee.

After a 60 mile bike ride I know better.


Lesson learned apple pay isn't there yet.
 
Last edited by a moderator:
even if i were to go to starbucks, i wld still use my starbucks card[via my passbook]

so i dont know what u're rambling abt starbucks for. starbucks didnt do anything to u.
 
Why didn't you just go to the panera or subway about a block away from the starbucks?

ScreenShot2014-11-02at94422PM_zpsc9d36919.png
 
So you weren't able to buy lunch with Apple pay and it's "all hype"? I don't even use Apple pay and I find that conclusion ridiculous. You are right that it will take years for Apple pay to be accepted everywhere. There are still places (many, in fact) around here that only take cash.
 
Interestingly I'm finding more and more small businesses trying to give the finger to the card companies/banks and now taking cash/checks only. It seems to have started only in the past few months. Who knows maybe a movement is beginning? Not sure. Is anyone else seeing this where they live?
 
It could be worse...Every local store I use has NFC and thus apple pay facilities, my favourite local eateries all have NFC terminals, my local public transport has NFC terminals and I own a 6 plus.....I can't use Apple pay because it hasn't been rolled out in my country yet.
Guess I'll be waving my card at the terminals for some time yet.
 
I love these "all hype" stupid comments.

Consider the following negatives (in the U.S.)

Apple pay is new

There is considerable kickback from retailers who don't like credit cards

There has been a decade fight by retailers against chip and pin or even chip and sign.

There has been a multi-year fight by retailers against NFC

There has been no real player in NFC arena until Apple Pay

Now consider the positives.

The banks want to keep control

The banks will shift fraud reimbursements to retailers Oct 2015 unless they use the chip or NFC

The rest of the world is using chip and NFC

In time the merchants will have to cave in or lose credit cards.

Who do you think will win in the long run?
 
Most useless thread ever. If you really wanted to try it out you could have downloaded nearby app and saved yourself the embarrassment of posting this.
 
Apple Pay is a mobile payment system that is in it's complete infancy. What do you expect?
Paypal is a payment system that came around 1998, you do the math. It's really not a fair comparison.
 
Are you serious? Apple Pay has been out for TWO WEEKS. It's gonna take a year or more to become widespread. Give it time.
 
you want a cookie or something for proving it was all hype?


If you downloaded the MasterCard Nearby app.... maybe you would have found someplace that had NFC....
 
Apple pay will take some time to grow. Not everybody has the required hardware and the number of potential Apple pay customers will only go up from here.
 
why do so many apple users get a hard on or nipple errection from going into shops and declaring apple pay upon the world? its just NFC for **** sake. Stop acting stupid.
 
Newtons Apple said:
So negative to the OP.

If the OP had been successful and Apple Pay had saved his day, people here would be clapping and praising how Apple Pay is a life saver!

LOL!
Click to expand...

The problem is the OP is making it sound like they were completely out of luck and Apple Pay left them hanging, but as I posted earlier there were two restaurants within a 5 minute walk from the starbucks they were at that are known Apple Pay supporters.

I was in the exact same situation once back when I had my Nexus 5. I had just been playing sports for the last few hours and I was starving but realized I had forgot my wallet, but instead of just randomly going in places and hoping they took NFC I went to a restaurant I knew took it and my phone did save the day. Even if I hadn't been able to find a place to eat that day I wouldn't have made a whiney post on a Nexus forum talking about what a failure google wallet was.
 
We will never get NFC here still using paper credit slips most stores don't take credit of any kind unless you're family checks are what works in small town America
 
Steve686 said:
Isn't Oct. 2015 the target date for majority merchants to utilize NFC or alternate payment methods to avoid fraud liability?
Click to expand...

No. Oct 2015 is the target for when liability falls on acquirers who don't accept chip-based payments (aka EMV). The acquirers will likely push liability to the merchants (can't imagine they wouldn't). Essentially whoever hasn't updated gets the liability. If the customer presents an EMV card and the merchant can only accept a swipe, merchant(acquirer) is liable for fraud. If the customer presents a non-EMV card and the merchant can accept EMV, the issuer (bank) is liable.

NFC is just riding along since many/most EMV terminals include NFC hardware. The capability should increasingly appear as merchants change out terminals and POS systems. While a basic EMV terminal isn't very expensive, costs would add up when dealing with the larger screen POS system with integrated card swipe. Whether NFC will be enabled or not is another matter entirely.

BTW, fuel retailers get an extra two years, with an Oct 2017 deadline for liability shift.
 
I went to a McDonald's that I know accepts Apple Pay, but I went through the drive through. I asked if they accept AP and the lady said yes.....then there was an awkward 15-20 seconds as I was waiting for her to put the reader out the window. I finally said, "Don't you have to have me place my phone near your reader?". She said that it was bolted down on the inside. So at this point, I said forget it and handed her my card. LOL
 
Radio said:
Lesson learned apple pay has years to go.

All hype.
Click to expand...

First, stop telling people you want to pay with ApplePay, no one cares. It is NFC and nothing more. Apple just branded this BS because that is what they do. Second, you forgot your wallet? Go home and get it, like an adult. Finally, ApplePay, aka NFC, is hardly hype. Just because you don't get it doesn't mean it is hype. NFC has been around and working well out side the US for quite some time. There is a world out there, you know?
 
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