i was in downtown Davis California.
Many small shops and restaurants. Even a Starbucks.
How did I do?
Zero.zilch. Nada
None of the businesses had nfc readers and many were perplexed on what apple pay was.
Even starbucks doesn't have the readers.
Who bailed me out?
PayPal! I refilled my starbucks card via PayPal and bought lunch and coffee.
After a 60 mile bike ride I know better.
Lesson learned apple pay has years to go.
All hype.
So you forgot your wallet and all your credit cards but you had a Starbucks card on you. Cool. What exactly were you saved from?