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Apple plans to introduce Apple Pay Cash in iOS 11.2 and watchOS 4.2, and starting today, the feature is available for beta testers in the United States. Apple Pay Cash is included in the new iOS 11.2 public beta that is being provided to public beta testers this morning. Some developers running iOS 11.2 are also seeing Apple Pay Cash appear as an option in the Messages app this morning.

Since the beginning of October, Apple employees have been testing Apple Pay Cash in a special version of iOS 11.1 that allowed the feature to be enabled through an internal device certificate. The test was initially limited to corporate employees, but later expanded to retail employees. Apple Pay Cash did not end up shipping in iOS 11.1, but it is apparently ready for iOS 11.2.

apple-pay-cash-1.jpg

Apple Pay Cash works through the Messages app and is designed to allow for quick person-to-person money transfers, much like Square Cash or Venmo. It's available as a dedicated iMessage app in the built-in Messages app, with cash transferred through iMessage transactions. Though most Apple Pay Cash coverage has focused on the iPhone, money can also be sent using an Apple Watch.

Cash can be sent from a linked debit or credit card, while received cash is stored in an Apple Pay Cash card in Wallet that can be used for purchases or sent to a bank account. Sending cash through a credit card incurs a 3% fee, while sending cash from a debit card is free.

send-receive-apple-pay-cash-via-messages-ios-11.w1456-800x526.jpg

The Apple Pay Cash card available in Wallet is being made available through a partnership with Green Dot, a company that offers prepaid Discover cards. For Apple Pay Cash to work, both parties need to have the feature enabled and activated. Money can only be sent in a one-on-one message, with Apple Pay Cash not available in group messages.

Apple Pay Cash will also be available on the Apple Watch with watchOS 4.2, and users can send cash directly from the Messages app on the wrist-worn device.

To use Apple Pay Cash in today's beta, both people will need to be running the iOS 11.2 public beta. $10 minimum must be loaded onto the Apple Pay Cash card in Wallet, two-factor authentication must be turned on, and an iPhone 6 or later is required. Apple Pay Cash is limited to the U.S. at this time.

Apple first announced person-to-person Apple Pay as an iOS 11 feature at its Worldwide Developers Conference in June, but it was not implemented in any of the iOS 11 betas and towards the end of the beta testing period, Apple confirmed it would be coming in a future iOS 11 update.

Article Link: iOS 11.2 Public Beta Update Introduces Apple Pay Cash
 
I wouldn’t touch these new pay systems with a 10 mile barge pole with iOS 11 in it’s current bug filled mess! I haven’t had Apple Pay work since the last update...

I tried to watch a You Tube video on Touch Arcades website the other day and it crashed Safari completely...

It’s an utter fudging mess, I have never had as many crashes and bugs in several years of iOS use as I have had with iOS 11!!
 
I wouldn’t touch these new pay systems with a 10 mile barge pole with iOS 11 in it’s current bug filled mess! I haven’t had Apple Pay work since the last update...

I tried to watch a You Tube video on Touch Arcades website the other day and it crashed Safari completely...

It’s an utter fudging mess, I have never had as many crashes and bugs in several years of iOS use as I have had with iOS 11!!
Bummer, my experience has been exactly the opposite. Most places I shop take ApplePay, and have had 0 issues on iOS 11 or WatchOS 4.1. Sorry you've had a bad experience.
 
Since I dumped PayPal, I was waiting on a substitute cash system to buy things on MacRumor's marketplace forum.

Once this hits general release, I would imagine that this will take off pretty fast.
 
  • Like
Reactions: ILikeAllOS
We have to load the card first? Why can't it be bank to bank? At least have it load the amount from the bank we are transfer to the person. Doesn't seem any easier than other services to be honest.

Just tried to setup apple pay cash in Wallet on iPhone X running iOS 11.2 beta 2 and got an error.
 
  • Like
Reactions: Glideslope
Another man in the middle taking a slice. If you're in the US, just use Zelle. There's like a 90% chance you already have it with your bank.
 
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Reactions: clunkmess
Another man in the middle taking a slice. If you're in the US, just use Zelle. There's like a 90% chance you already have it with your bank.

Actually, if you are in Europe you can use N26. They had that feature to send money in iMessage since a year now (at least)
 
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