Yes they are.Hopefully beta 4 is released Monday and that fixes it because I still can’t add my Citibank card to Apple Pay and Citi support is clueless.
Again, it's not on you - this def happens to me from time to time, but last time was pre-iOS 26.
Citi was useless.
Last time was 2021. Went to their "exec office" which is codeword for "offshore people who have been here 3 weeks longer and speak barely better Engrish."