I will be the
Worth Ave Group pimp...AGAIN!
Someone please give me one "legitimate" reason why you would choose a square trade warranty over a worth ave group insurance policy.
I can't think of one. You can't say Trust because W.A.G. has been around (parent company) since 1971. You can't say no deductible, because S.T. only has no deductible on stuff covered by AppleCare already anyway in the first year. You can't say price because it's not cheaper.
Worth Ave Group covers theft.
You can take out the policy on a new, used, or refurbished item at any time. You can file a claim at any time.
When you do file a claim, you still have insurance for the rest of the term. So if you buy a one year policy and file a claim two months in on an ipad that is beyond repair, you get a check, not a refurb, and you buy another ipad and give them the new serial number.
Crack your screen, they pay to fix it. STOLEN? File a police report and they'll cut you a check.
2 years of coverage is 90 bucks. 3 years is 135.
Theft, fire, flood, accidental damage including water submersion and vandalism. The only thing it doesn't cover is if you just lose it (of course) or manufacturer defects, which are already covered in your one year AppleCare warranty.
To me, ignorance is the only excuse. It's a good one I guess, because it seems most people just haven't heard or Worth Ave. Group before. But they've been insuring college students since '71 and computers for schools and students as long as they've been around. They haven't done individual policies until the last couple of years, so I guess that explains the lack of branding.
Their laptop and iphone insurance is just as good. You can insure a 2000 dollar laptop for 74 dollars with no deductible and you can add on ANY cell phone that isn't an iPhone for just 10 dollars. It's insane to be honest, that you can insure your laptop for 3.7% of the cost of the item...but it's true.