Umm..no. A home is a form of wealth storage, and appreciates in value. Also, it's meant to last a lifetime. An iPhone is meant to last 4 years.Financing your home means you can’t afford it, so you should rent. Using a credit card means you can’t afford what you charged. Got a student loan? You shouldn’t be in college because you can’t afford it.
I personally enjoy battery replacements right before AC Plus expires. I also enjoy priority repair/replacements. Walk in, 15 minutes later walk out with a replacement device or a screen repair in 30 minutes. But that’s just me. I can afford AC Plus, and it’s an expensive device. I insure all my valuables.
I'm guessing you're one of those people who buy a $30 screen protector from the Verizon store (or any other store where you buy your phone), because the salesperson pressures you into "Woah, you're gonna buy a $1000 phone but not a screen protector with it!?!?!?".
If you have a credit card you pay your phone bill from, it already covers accidental coverage in most cases. If you bought the phone outright from a credit card, it would double the warranty to 2 years by default (depending on the card)
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