iPhone Upgrade Program Experience Thread

Carlos22Dayday

macrumors 6502
Original poster
Oct 2, 2011
388
397
Hello!
Share your experiences using the iPhone Upgrade Program in this thread!
Helps many users to know what to expect before they go into the Apple Store.
 
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gsmumbo

macrumors regular
Jun 29, 2007
186
36
Dallas, Tx
This is what I've been interested in. For example, will they actually not let you use a Visa branded bank issued debit card that can be run as credit.
 

Carlos22Dayday

macrumors 6502
Original poster
Oct 2, 2011
388
397
This is what I've been interested in. For example, will they actually not let you use a Visa branded bank issued debit card that can be run as credit.
I'm sure we'll all get questions to all this shortly. I'm interested in that as well.
 
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mjfriend1

macrumors member
Aug 18, 2010
33
11
Va Beach
Just upgraded thru the program. Pretty seamless. I did have to enter my SSN for credit check. Will check credit report later to see if it was a hard inquiry or soft.
 
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stringerhye

macrumors 6502a
Jul 5, 2010
642
175
Just upgraded thru the program. Pretty seamless. I did have to enter my SSN for credit check. Will check credit report later to see if it was a hard inquiry or soft.
May I ask what your credit was like? Curious what their bar is for this thing?
 
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mjfriend1

macrumors member
Aug 18, 2010
33
11
Va Beach
Any other details?
Sorry not much. I have to take my son to Doctor so I didn't ask many questions and was kind of rushing the rep. I didn't try to use a debit card for it. I originally reserved it for full price and changed it to the upgrade program in store. Like I said pretty easy. Address was pulled from my ATT account. Then entered SSN and DOB. Accepted some terms and that was it. Of course it went thru the approval process
 

jeffjak25

macrumors member
Feb 3, 2006
70
10
Sorry not much. I have to take my son to Doctor so I didn't ask many questions and was kind of rushing the rep. I didn't try to use a debit card for it. I originally reserved it for full price and changed it to the upgrade program in store. Like I said pretty easy. Address was pulled from my ATT account. Then entered SSN and DOB. Accepted some terms and that was it. Of course it went thru the approval process
Thanks!
 

Retired Cat

macrumors 65816
Jun 12, 2013
1,210
379
I heard that this program will not work with prepaid accounts. Is this true? I have AT&T GoPhone service.
 

ssl0408

macrumors 65816
Sep 22, 2013
1,203
519
New York
Saw a thread and someone mentioned that they were actually denied due to poor credit rating so it is a real credit check. That was one of things that people were questioning. I guess that means a debit card can't be used then?
 

jeffjak25

macrumors member
Feb 3, 2006
70
10
Saw a thread and someone mentioned that they were actually denied due to poor credit rating so it is a real credit check. That was one of things that people were questioning. I guess that means a debit card can't be used then?
Where'd you see the thread?
 

goofy810

macrumors regular
Sep 18, 2014
101
15
well that gives me the answer, Ill be paying out right not worth a hard hit on my credit for just apple care +
 
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