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damonbus

Suspended
Original poster
May 9, 2013
119
30
NY
My understanding is the AppleCare price will be going up with the 6s release. At that price is it even worth it? Would it be better to just use the Verizon insurance at $11.99 a month.
 
Carrier insurance requires paying a deductible, and it's always pretty hefty for the new/expensive phones.
 
My understanding is the AppleCare price will be going up with the 6s release. At that price is it even worth it? Would it be better to just use the Verizon insurance at $11.99 a month.

AC+ gives you two years of coverage for $129.99. VZ insurance at $11.99/mo for the same two years is $287.76. So..no, not better.
 
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AC+ gives you two years of coverage for $129.99. VZ insurance at $11.99/mo for the same two years is $287.76. So..no, not better.
If you keep the phone for two years then yeah Maybe it is.

As I don't believe you can transfer applecare from one device to another
 
Carrier insurance requires paying a deductible, and it's always pretty hefty for the new/expensive phones.

But remember to factor in the deductible from the Verizon insurance program.

Doesn't Applecare+ require a $99 fee per incident? How is that not the same as a "deductible"? I'm not well versed on Applecare+ as I've never used it myself, but it seems that there is still a cost that the consumer must share/incur when filing a claim (the very definition of a deductible) unless I'm misunderstanding something.
 
Don't you get one year free warranty with purchase? Does either cover the phone breaking from being dropped? I don't think Apple Care does?
 
Doesn't Applecare+ require a $99 fee per incident? How is that not the same as a "deductible"? I'm not well versed on Applecare+ as I've never used it myself, but it seems that there is still a cost that the consumer must share/incur when filing a claim (the very definition of a deductible) unless I'm misunderstanding something.

Yep - it's definitely a deductible, but the carrier deductibles can be $200+, depending on the model.
 
The only thing that worries me with AC+ is they don't cover lost/stolen. I always get AC+, but am looking for a decent insurance plan that covers damages, lost/stolen, etc with a reasonable deductible.

AMEX will cover it for a while, but not more than a few months.
 
Doesn't Applecare+ require a $99 fee per incident? How is that not the same as a "deductible"? I'm not well versed on Applecare+ as I've never used it myself, but it seems that there is still a cost that the consumer must share/incur when filing a claim (the very definition of a deductible) unless I'm misunderstanding something.
Yes the fee per incident is the deductible.
 
The only thing that worries me with AC+ is they don't cover lost/stolen. I always get AC+, but am looking for a decent insurance plan that covers damages, lost/stolen, etc with a reasonable deductible.

AMEX will cover it for a while, but not more than a few months.
I believe carrier insurance covers theft.
 
Didn't I hear that you get your money back with AC if you don't use any of the 2 accidental replacements?
 
How long you keep the phone doesn't mean anything. You can call Apple and get reimbursed for any unused AppleCare+ coverage that is left.

And I'm not paying $11.99/mo AND $199 per replacement.
 
If you keep the phone for two years then yeah Maybe it is.

As I don't believe you can transfer applecare from one device to another

If you're only keeping the phone for 1 year, there's no reason to have either of these, as the phone is under warranty for that year. But if you wanted it just for accidental damage coverage, $11.99 x 12 = $143.88 versus AC+ at $129.99. AC+ is still cheaper.

I haven't sold any of my devices (we usually pass things down in my family), but I hear having AC+ will net you a higher sale value too.
 
If you're only keeping the phone for 1 year, there's no reason to have either of these, as the phone is under warranty for that year. But if you wanted it just for accidental damage coverage, $11.99 x 12 = $143.88 versus AC+ at $129.99. AC+ is still cheaper.

I haven't sold any of my devices (we usually pass things down in my family), but I hear having AC+ will net you a higher sale value too.
Suppose if you sell it to a site like Gumtree
 
How long you keep the phone doesn't mean anything. You can call Apple and get reimbursed for any unused AppleCare+ coverage that is left.

And I'm not paying $11.99/mo AND $199 per replacement.
Exactly.. I keep my phones for 1 year or less and always cancel AppleCare for a refund. The only time this wont work is if you have had a replacement... but then... It paid for itself already.
 
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Verizon isn't going to give you back the insurance money you paid, but never used.
 
The only thing that worries me with AC+ is they don't cover lost/stolen. I always get AC+, but am looking for a decent insurance plan that covers damages, lost/stolen, etc with a reasonable deductible.

AMEX will cover it for a while, but not more than a few months.

Your homeowners or renters insurance will cover theft.
 
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Now I do get AT&T insurance for $6.99 per month on my kids phone. More worried about the lost and stolen.
 
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