My understanding is the AppleCare price will be going up with the 6s release. At that price is it even worth it? Would it be better to just use the Verizon insurance at $11.99 a month.
If you keep the phone for two years then yeah Maybe it is.AC+ gives you two years of coverage for $129.99. VZ insurance at $11.99/mo for the same two years is $287.76. So..no, not better.
Carrier insurance requires paying a deductible, and it's always pretty hefty for the new/expensive phones.
But remember to factor in the deductible from the Verizon insurance program.
Doesn't Applecare+ require a $99 fee per incident? How is that not the same as a "deductible"? I'm not well versed on Applecare+ as I've never used it myself, but it seems that there is still a cost that the consumer must share/incur when filing a claim (the very definition of a deductible) unless I'm misunderstanding something.
Yes the fee per incident is the deductible.Doesn't Applecare+ require a $99 fee per incident? How is that not the same as a "deductible"? I'm not well versed on Applecare+ as I've never used it myself, but it seems that there is still a cost that the consumer must share/incur when filing a claim (the very definition of a deductible) unless I'm misunderstanding something.
I believe carrier insurance covers theft.The only thing that worries me with AC+ is they don't cover lost/stolen. I always get AC+, but am looking for a decent insurance plan that covers damages, lost/stolen, etc with a reasonable deductible.
AMEX will cover it for a while, but not more than a few months.
If you keep the phone for two years then yeah Maybe it is.
As I don't believe you can transfer applecare from one device to another
The refund is based on the percentage of unused coverage minus any service that may have been used.Didn't I hear that you get your money back with AC if you don't use any of the 2 accidental replacements?
Doesn't matter. You can get a refund for what you don't use.If you keep the phone for two years then yeah Maybe it is.
As I don't believe you can transfer applecare from one device to another
Suppose if you sell it to a site like GumtreeIf you're only keeping the phone for 1 year, there's no reason to have either of these, as the phone is under warranty for that year. But if you wanted it just for accidental damage coverage, $11.99 x 12 = $143.88 versus AC+ at $129.99. AC+ is still cheaper.
I haven't sold any of my devices (we usually pass things down in my family), but I hear having AC+ will net you a higher sale value too.
Exactly.. I keep my phones for 1 year or less and always cancel AppleCare for a refund. The only time this wont work is if you have had a replacement... but then... It paid for itself already.How long you keep the phone doesn't mean anything. You can call Apple and get reimbursed for any unused AppleCare+ coverage that is left.
And I'm not paying $11.99/mo AND $199 per replacement.
The only thing that worries me with AC+ is they don't cover lost/stolen. I always get AC+, but am looking for a decent insurance plan that covers damages, lost/stolen, etc with a reasonable deductible.
AMEX will cover it for a while, but not more than a few months.
Suppose if you sell it to a site like Gumtree