I just checked the monthly fee for iup for the 256gb iPhone pro and it’s about $57 a month which over 12 months is about $684. That’s significantly cheaper than the standard $1200ish.
If that’s all correct that’s pretty much A no brainer if you upgrade every year
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64gb is a joke especially with the 4K video file sizes and larger photo files these new cameras produce.
You're paying half the cost of the phone to NOT own it... seems legit.