I swore that I would exercise self-control this year and not fall prey to the hype but now that the X is just around the corner I'm starting to have second thoughts. $1000 is a lot of money for a phone, especially when there's nothing wrong with my current one. Is anyone else in a similar situation? Also, are we pretty much limited to either full retail price or monthly installments via an annual upgrade plan now that subsidized pricing is essentially non-existent?