And unless you’re talking about sit down restaurants. Though some do have tap to pay and the list keeps growing, that’s still far from being the norm. At most of them, anyone who has an NFC debit or credit card is out of luck for tapping to pay: they still have to hand the card over to the waiter/waitress, who will take it away to their station and most likely process the payment via chip or magnetic stripe rather than tapping. Some of those places where physical cards are taken away do take apple pay and google pay, but as online payments via a QR or app, not via nfc, but many of them don’t even do that.